The Natale Group of Huntingdon Valley Bank offers mortgage products and services. James Natale manages TNG, which provides mortgages for purchases, refinances, and rental properties. TNG handles the entire mortgage process locally, from origination to underwriting to funding. TNG aims to provide cheaper, faster, and easier mortgages than competitors through eliminating middlemen and streamlining the application process.

1. The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
James Natale
Phone :215-872-4625
Fax: 215-376-5857
Jnatale@huntingdonvalleybank.com
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2. Who is The Natale Group
• James Natale is the manager of TNG of Huntingdon Valley Bank.
• TNG offers a full range of mortgage products for the purchase or
refinance of your first home, second home or rental property
• Huntingdon Valley Bank is a 140-year-old local community bank, is
licensed to originate, close and fund residential mortgage loans.
• All processing, underwriting and funding are done locally at the
corporate lending office located in Warminster, PA.
• TNG constantly strives to provide every client with cost-effective
rates, personal service and a streamlined loan application process.
• The benefits are simple: loans settle quickly and the experience is
enjoyable… really.
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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3. Huntingdon Valley Bank Locations
Corporate Headquarters Branches Mortgage Department
• Huntingdon Valley • Huntingdon Valley • 1388 W. Street Road
• 3501 Masons Mill (Huntingdon Pike) Warminster, PA 18974
Road, Suite 401 • Jamison • The Natale Group
Huntingdon • Warrington
Valley, PA 19006 • Philadelphia
• Huntingdon Valley
(County Line Road)
• Plumsteadville
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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4. The Natale Group’s Uniqueness
Cheaper (No broker, no middleman)
Faster (same day approval)
Easier (all decisions made locally)
Enjoyable (Really–it’s important to us)
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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5. The Natale Group’s Goal
Mortgages Made Easy
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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6. A Mortgage Should Be An Investment
The Natale Group’s
Traditional Philosophy:
Thinking: A mortgage is an asset.
Important part of a long-term
A mortgage is an financial plan.
expense. An active investment that can
be leveraged.
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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7. We Help Plan for and Manage
Life Changing Events
• Changes in family size (Marriage, birth or death)
• Credit strength
• Debt consolidation
• Security and peace of mind
• Upcoming college tuition, wedding …
• Investments in stock, real estate…
• Ready Cash
• Living expenses, planned and unplanned
• Career changes: Business ownership, retirement…
• Short & long-term goals: two, five, ten and even thirty years
ahead… The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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8. We Help Plan for and Manage
Life Changing Events
• Changes in family size • Ready Cash
(Marriage, birth or death) • Living expenses, planned
and unplanned
• Credit strength
• Career changes:
• Debt consolidation Business
• Security and peace of ownership, retirement…
mind • Short & long-term goals:
two, five, ten and even
• Upcoming college
thirty years ahead…
tuition, wedding …
• Investments in stock, real
The Natale Group
estate… of Huntingdon Valley Bank
Mortgages Made Easy
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9. The Natale Group of Huntingdon Valley
Bank is not a mortgage broker
• The Difference:
– We handle the loan from cradle to grave.
Originate  Process  Underwrite  Close  Fund
– We eliminate the middleman
• Have the authority and control to make all decisions, locally.
• No loan too large, too small or too complex.
– Service our clients, locally and nationally
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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10. Diversified Product Offering
• First Time Home Buyers • Construction Loans
• 100% Financing • Streamlined Noncredit
• Jumbo Mortgages Qualify Refinance
• Rehabilitation Loan • Commercial Loans
• Investment Properties • High Loan to Value
• No Cost Mortgages Refinance Programs
Exceeding 100% Loan to
• Reverse Mortgage Value
Size: ( First Time Buyer  Conforming  Jumbo )
Risk: (Conforming Government  Jumbo )
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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11. A Partnership with The Natale Group is
built on a Secure Foundation
• Trust and loyalty
• Mutual exchange
of value
• Long
relationship
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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12. Effective Financial Partnering
Business Partnering with TNG

Introduce Unique Service and Product
(simple and easy referral process)

Our Partners Gain a Competitive Advantage

3 Way Win
(Client - Partner - TNG)
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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13. Next Steps: Referral Process
Identify client need:
• Life changing event
• Question regarding recent turmoil in the mortgage industry
• Debt consolidation or credit repair
• Want to withdraw large sum of money… for home purchase
• Current mortgage rate over 6.375%
Introduce TNG early… “I will have Jim Natale call you”
• TNG will directly call client
• TNG will originate loan
• TNG will underwrite loan
• TNG will fund loan
• TNG will close loan
• TNG will attend all closings (Prestige may attend any closing)
• TNG will communicate with Prestige Bank (frequency and approach to be determined)
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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14. Realtor Partnership Advantages
• Educational Seminars
• Text Messaging
• Feasibility studies for homes that need rehabilitation
• TNG uses its own fund to close loans
• Provides local streamlined processing/underwriting and
can CLOSE LOANS FAST
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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15. Loan Officer Opportunities
BENEFITS OF JOINING THE NATALE GROUP
• Lucrative compensation plans (Potential to double your current
compensation)
• Underwrite & close loans, FAST (Purchases can be closed within 15 days)
• Settlement sheets completed 2 days before closing
• Origination, underwriting & processes are done out of a centralized office
• Funding is on time & disbursed locally directly out of Huntingdon Valley
Bank
• We don’t miss commitment & closing dates
• Competitive rates
• Diverse, comprehensive mortgage product offering
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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16. Licensing Information
All products referenced herein are subject to specific
underwriting guidelines; not all applicants will be
qualified for all products.
James M. Natale
The Natale Group "Your Mortgage Investment Advisor“
(P)215-872-4625 (F)215-376-5857
jnatale@huntingdonvalleybank.com
Huntingdon Valley Bank
1388 Street Road, Warminster, PA 18974
NMLS Registry Number 642864
The Natale Group
of Huntingdon Valley Bank
Mortgages Made Easy
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