1. COURSE
OVERVIEW

2. STEP 1.
HOW MUCH
MONEY HAS
COME INTO
YOUR LIFE AND
WHAT DO YOU
HAVE TO SHOW
FOR IT?
• Objective: Create Lifetime Income
Estimate
• Objective: Create Personal Balance
Sheet

3. STEP 2.
BEING IN THE
PRESENT:
TRACKING
YOUR LIFE
ENERGY
• Objective: Calculate real hourly wage
(RHW)
• Objective: Create and follow a method
to record all daily money transactions

4. STEP 3.
WHERE IS IT
ALL GOING:
MONTHLY
TABULATION
• Objective: Establish spending
categories and patterns based on
monthly tabulation

5. STEP 4.
THREE
QUESTIONS
THAT WILL
TRANSFORM
YOUR LIFE
• Objective: Evaluate how you earn and
spend money by reviewing categories in
the context of these three questions:
Did I receive fulfillment in
proportion to life energy spent?
Was this in alignment
with my values, goals and purpose?
How would this change if
I didn’t have to work for a living?

6. STEP 5.
MAKING LIFE
ENERGY
VISIBLE:
YOUR WALL
CHART
• Objective: Create a visual tool to show
how money moves in and out of your
life – wall chart

7. STEP 6.
RESPECTING
YOUR LIFE
ENERGY:
MINIMIZING
SPENDING
• Evaluate each purchase in relation to
fulfillment, goals and values
• Reduce spending that doesn’t bring
maximum fulfillment
• Spend consciously by requiring
maximum value for your money
• Consciously eliminate unnecessary
spending altogether and find nonmonetary ways of meeting those needs

8. STEP 7.
RESPECTING
YOUR LIFE
ENERGY:
MAXIMIZING
INCOME
• Objective: Explore ways to increase
earnings without compromising values
or health

9. STEP 8.
CAPITAL AND
THE
CROSSOVER
POINT
• Objective: Utilize wall chart created in
Step 5 to predict crossover point, where
investment income meets monthly
expenses

10. STEP 9.
SECURING
YOUR
FINANCIAL
INDEPENDENCE
• Objective: Establish long term
investment plan/program