4 GDPR Hacks to Mitigate Breach Risks Post GDPR
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The document discusses four hacks to mitigate breach risk under the GDPR. The first hack is to embrace the core tenants of GDPR such as privacy by design and data minimization. The second hack is to reduce risk with multi-factor authentication (MFA) by requiring multiple factors for authentication. The third hack is to improve the user experience of authentication with transparent authentication methods like device pairing. The fourth hack is to secure the entire customer journey.
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4 GDPR Hacks to Mitigate Breach Risks Post GDPR
- 1. GDP(R)eady? D a v i d E . W h e e l e r, S e n i o r P r o d u c t A r c h i t e c t May 2018 Four Hacks to Mitigate Breach Risk Under the GDPR
- 2. David E. Wheeler S e n i o r P r o d u c t A r c h i t e c t
- 5. AGENDA 4
- 6. AGENDA 4 WHAT TO KNOW ABOUT THE GDPR?
- 7. AGENDA 4 WHAT TO KNOW ABOUT THE GDPR? EMBRACE THE CORE TENANTS OF GDPR
- 8. AGENDA 4 WHAT TO KNOW ABOUT THE GDPR? EMBRACE THE CORE TENANTS OF GDPR HOW MFA REDUCES YOUR RISKS
- 9. AGENDA 4 WHAT TO KNOW ABOUT THE GDPR? EMBRACE THE CORE TENANTS OF GDPR HOW MFA REDUCES YOUR RISKS ADDING SECURITY, NOT FRICTION
- 10. AGENDA 4 WHAT TO KNOW ABOUT THE GDPR? EMBRACE THE CORE TENANTS OF GDPR HOW MFA REDUCES YOUR RISKS ADDING SECURITY, NOT FRICTION SECURE THE WHOLE CUSTOMER JOURNEY
- 11. GDPR BASICS
- 12. GDPR BASICS Rights and Responsibilities
- 13. 6 What Is The GDPR?
- 14. 6 General Data Protection Regulation What Is The GDPR?
- 15. 6 General Data Protection Regulation Unified, Pan-European legislation What Is The GDPR?
- 16. 6 General Data Protection Regulation Unified, Pan-European legislation Affects 500m people What Is The GDPR?
- 17. 6 General Data Protection Regulation Unified, Pan-European legislation Affects 500m people Applies to all who process EU subject data What Is The GDPR?
- 18. 7 What’s in the GDPR?
- 19. 7 Rules for the processing of personal data What’s in the GDPR?
- 20. 7 Rules for the processing of personal data Rules for the free movement of personal data What’s in the GDPR?
- 21. 7 Rules for the processing of personal data Rules for the free movement of personal data Protects fundamental personal rights & freedoms What’s in the GDPR?
- 22. 7 Rules for the processing of personal data Rules for the free movement of personal data Protects fundamental personal rights & freedoms Especially right to the protection of personal data What’s in the GDPR?
- 23. 8 Top Five Operational Impacts
- 24. Privacy by Design and Data Minimization 8 Top Five Operational Impacts 1
- 25. Enhanced Requirements around Consent for Processing Privacy by Design and Data Minimization 8 Top Five Operational Impacts 1 2
- 26. Enhanced Requirements around Consent for Processing Privacy by Design and Data Minimization 8 Top Five Operational Impacts 1 2 Data Security and Breach Reporting3
- 27. Enhanced Requirements around Consent for Processing Privacy by Design and Data Minimization 8 Top Five Operational Impacts 1 2 Data Security and Breach Reporting3 Pseudonymization4
- 28. Enhanced Requirements around Consent for Processing Privacy by Design and Data Minimization 8 Top Five Operational Impacts 1 2 Data Security and Breach Reporting3 Pseudonymization4 Consequences for Violation5
- 29. HACK ONE
- 30. HACK ONE Embrace Core Tenants of GDPR
- 32. 10 Design with privacy as core principal Privacy by Design
- 33. 10 Design with privacy as core principal Compliance, yes, but also… Privacy by Design
- 34. 10 Design with privacy as core principal Compliance, yes, but also… Better products Privacy by Design
- 35. 10 Design with privacy as core principal Compliance, yes, but also… Better products Delightful experience Privacy by Design
- 39. Personal Data Protection Birthday: 19 B BY Government ID: 733-5 Shoe Size: 38 User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 40. Personal Data Protection Birthday: 19 B BY Government ID: 733-5 Shoe Size: 38 User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 41. Personal Data Protection Birthday: 19 B BY Government ID: 733-5 Shoe Size: 38 ✅ Data Minimization User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 42. Personal Data Protection User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138 Tokenizer
- 43. Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 44. Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 45. User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 46. User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138 ✅ Pseudonymization
- 47. 🔒 Secure Data Environment User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138
- 48. 🔒 Secure Data Environment User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Personal Data Protection Tokenizer User Profile Name: Luke Skywalker Email: luke@lars.com Address: Lars Homestead Phone: 849-1138 ✅ Data Security
- 49. 2017 Verizon Data Breach Report
- 50. • 63% of confirmed breaches stemmed from compromised credentials 2017 Verizon Data Breach Report
- 51. • 63% of confirmed breaches stemmed from compromised credentials • 81% of hacking-related breaches involved either stolen or weak passwords 2017 Verizon Data Breach Report
- 56. HACK TWO
- 57. HACK TWO Reduce Your Risk With MFA
- 58. MFA REQUIRES MULTIPLE “FACTORS”
- 59. MFA REQUIRES MULTIPLE “FACTORS” Something you KNOW
- 60. MFA REQUIRES MULTIPLE “FACTORS” Something you KNOW
- 61. MFA REQUIRES MULTIPLE “FACTORS” Something you HAVE Something you KNOW
- 62. MFA REQUIRES MULTIPLE “FACTORS” Something you HAVE Something you KNOW
- 63. MFA REQUIRES MULTIPLE “FACTORS” Something you HAVE Something you ARE Something you KNOW
- 64. MFA REQUIRES MULTIPLE “FACTORS” Something you HAVE Something you ARE Something you KNOW
- 65. MFA REQUIRES MULTIPLE “FACTORS” Something you HAVE Something you ARE Something you KNOW
- 66. MFA REQUIRES MULTIPLE “FACTORS” B I G Q U E S T I O N : H OW TO M A K E M FA D E L I G H T F U L? Something you HAVE Something you ARE Something you KNOW
- 70. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N
- 71. Something you KNOW DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N
- 72. Something you KNOW DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N
- 73. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW
- 74. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW Something you ARE Identity verified
- 75. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW Something you ARE Identity verified
- 76. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW Something you ARE
- 77. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW Something you ARE Something you HAVE
- 78. DEFINING MULTIFACTOR AUTHENTICATION S T R O N G A N D F L E X I B L E AU T H E N T I C AT I O N Something you KNOW Something you ARE Something you HAVE
- 79. U N I F I E D , S I M P L I F I E D A N D P E R S O N A L I Z E D M FA F O R A N Y M O B I L E A P P LAUNCHKEY
- 80. U N I F I E D , S I M P L I F I E D A N D P E R S O N A L I Z E D M FA F O R A N Y M O B I L E A P P LAUNCHKEY
- 81. U N I F I E D , S I M P L I F I E D A N D P E R S O N A L I Z E D M FA F O R A N Y M O B I L E A P P LAUNCHKEY
- 82. U N I F I E D , S I M P L I F I E D A N D P E R S O N A L I Z E D M FA F O R A N Y M O B I L E A P P LAUNCHKEY ✅ Data Minimization
- 84. © thoroughlyreviewed.com IOVATION BANK now iovationBank Web Auth Request IOVATION BANK now iovationBank Call Center Auth Request IOVATION BANK now iovationBank ATM Auth Request IOVATION BANK now iovationBank ATM Auth Request
- 85. HACK THREE
- 86. HACK THREE Improve UX with Transparent Auth
- 87. Device Pairing R E G I S T E R O R “ PA I R ” T H E D E V I C E D U R I N G T H E C U S TO M E R ’ S J O U R N E Y
- 88. Device Pairing R E G I S T E R O R “ PA I R ” T H E D E V I C E D U R I N G T H E C U S TO M E R ’ S J O U R N E Y
- 90. INITIAL PAIRING
- 92. IP ADDRESS GEOLOCATION SPOOFING EVASION INITIAL PAIRING
- 93. IP ADDRESS JAILBROKEN GEOLOCATION SPOOFING EVASION INITIAL PAIRING
- 95. IP ADDRESS JAILBROKEN GEOLOCATION SPOOFING RECOGNITION EVASION INITIAL PAIRING AUTHENTICATED
- 96. Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E ***
- 97. Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E ***
- 98. Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 99. Account-to- Device Pairing & Risk Evaluation Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 100. Match Grant Access Account-to- Device Pairing & Risk Evaluation Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 101. Match Grant Access Account-to- Device Pairing & Risk Evaluation No Match or Risk Signals • Rooted • Jailbroken • Anomalies • Watchlist • Tampering • Emulator Persistent Session Token Login User Access Customer Access Login How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 102. Match Grant Access Account-to- Device Pairing & Risk Evaluation No Match or Risk Signals • Rooted • Jailbroken • Anomalies • Watchlist • Tampering • Emulator Persistent Session Token Login User Access Customer Access Login Step-Up *** How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 103. Match Grant Access Account-to- Device Pairing & Risk Evaluation No Match or Risk Signals • Rooted • Jailbroken • Anomalies • Watchlist • Tampering • Emulator Persistent Session Token Login User Access Customer Access Login Device Registration SUCCESS Step-Up *** How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 104. Match Grant Access Account-to- Device Pairing & Risk Evaluation No Match or Risk Signals • Rooted • Jailbroken • Anomalies • Watchlist • Tampering • Emulator Persistent Session Token Login User Access Customer Access Login Device Registration SUCCESS Step-Up *** How Challenge Deferment Works D E V I C E - B A S E D AU T H E N T I C AT I O N F O R B E T T E R C U S TO M E R E X P E R I E N C E
- 105. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXT PAIRINGS USER 1 ACCESS
- 106. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 1 ACCESS PAIRINGS
- 107. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 1 ACCESS +10 SCORE PAIRINGS
- 108. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 1 ACCESS Shopping Resources News +10 SCORE LOW RISK = Frictionless Consumer Experience PAIRINGS
- 109. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 2 ACCESS PAIRINGS
- 110. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 2 ACCESS 0SCORE PAIRINGS
- 111. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 2 ACCESS USERNAME & PASSWORD 0SCORE MEDIUM RISK= Moderate Friction PAIRINGS
- 112. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 3 ACCESS PAIRINGS
- 113. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 3 ACCESS -10SCORE PAIRINGS
- 114. CLEARKEY A N E N G I N E F O R C O N T E X T A N D R I S K DEVICE ID GEOLOCATION DEVICE INTEGRITY ADDITIONAL DEVICE CONTEXTUSER 3 ACCESS MFA Challenge -10SCORE HIGH RISK= Step-Up Authentication PAIRINGS
- 115. 🔒 Secure Data Environment Perimeter Protection
- 116. 🔒 Secure Data Environment User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Perimeter Protection
- 117. 🔒 Secure Data Environment User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Perimeter Protection Identity verified
- 118. 🔒 Secure Data Environment User Profile Name: Gpz5S9xb9V07X Email: jx8RuyLyAh4bG9j8x Address: HXsfgdACIyPYKL Phone: y4eAnsxzXR3fhAR Perimeter Protection Identity verified
- 119. HACK FOUR
- 120. HACK FOUR Secure the Whole Customer Journey
- 121. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS Securing the Customer Journey
- 122. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 123. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 124. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 125. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 126. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 127. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION Securing the Customer Journey
- 128. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE Securing the Customer Journey
- 129. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE Securing the Customer Journey
- 130. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE Securing the Customer Journey
- 131. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE Securing the Customer Journey
- 132. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE FRAUDFORCE Securing the Customer Journey
- 133. LOGIN CHANGE ACCOUNT DETAILSCHECK BALANCES TRANSFER MONEY ACCOUNT CREATION / LOAN ORIGINATION MAKE OR SCHEDULE DEPOSITS PAY BILLS ClearKey DEVICE-BASED AUTHENTICATION FraudForce REPUTATION & FRAUD PREVENTION IOVATION FRAUDFORCE LaunchKey MULTIFACTOR AUTHENTICATION FRAUDFORCE FRAUDFORCE Securing the Customer Journey
- 138. Balancing Compliance and User Experience Privacy by Design Data Minimization
- 139. Balancing Compliance and User Experience Privacy by Design Data Minimization Pseudonymization
- 140. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection Pseudonymization
- 141. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection Pseudonymization
- 142. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection Mobile Multifactor Authentication Pseudonymization
- 143. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection High Identity Assurance Mobile Multifactor Authentication Pseudonymization
- 144. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection High Identity Assurance Transparent Authentication Mobile Multifactor Authentication Pseudonymization
- 145. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection High Identity Assurance Transparent Authentication Mobile Multifactor Authentication Pseudonymization Change-Tolerant Recognition
- 146. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection High Identity Assurance Transparent Authentication Mobile Multifactor Authentication Risk Insight Pseudonymization Change-Tolerant Recognition
- 147. Balancing Compliance and User Experience Privacy by Design Data Minimization Data Protection High Identity Assurance Transparent Authentication Mobile Multifactor Authentication Reputation Risk Insight Pseudonymization Change-Tolerant Recognition