Cash Flow Kings & Queens: How Gen Y Professionals Can Get Control and Set Up Their Cash Flow For Success, so they can reach their version of financial success. Cash flow is the core to all successful personal finances.

1. CASH-FLOW
KINGS AND
QUEENS

2. What You Need To Know
This session and all the information and content it contains is general in nature only. It does not take into
account the objectives, financial situation or needs of any particular person. You need to consider you
financial situation and needs before making any decisions based on this information.
K JACOBSEN ABN 86 179 514 695 trading as Nextgen Financial Services is an Authorised
Representative and Credit Representative of AMP Financial Planning Pty Limited, Australian Financial
Services Licensee and Australian Credit Licensee.
Further, Nextgen FS and AMP Financial Planning does not accept any responsibility arising in any way
(including by reason of negligence) for errors in, and omissions from, the information appearing in this
budget planner and does not accept any responsibility for any loss or damage, however caused, as a
result of any person relying on any information appearing in this session.

3. 01A Cash flow
King/Queen
Mindset
02
Three fundamental steps to
cash flow mastery
03
An Example Of A Proven,
simple and effective
cash-flow system
Outline
What we’ll cover

4. About Kristin Freddy Jacobsen
I AM
HERE TO…
Enable people to live their best life possible
through purpose drive wealth
My Why
• Help you make smart choices about your money
• Get your entire financial house in order
• Reach your purpose driven financial goals

5. A Cash flow
King/Queen
Mindset

6. The value of money

7. Cash-flow is the core
Investing
Debt
Management
Backup plan
Cash-flow

8. Australia’s Debt Appetite
Adjusting for inflation, Australia’s
average household debt is
four times what it was 27 years
ago

9. Australia’s Debt Appetite
The ratio of household debt to
disposable income has almost
tripled since 1988, from 64% to
185%.

10. Australia’s Debt Appetite
If interest rates were to rise by 2.5%,
households with the top 10% of debt
would see their repayments rise from 37.3%
of their disposable income to 52.7%.

11. Don’t go broke trying to look rich
$45,000 per year
Spend $44,000
+ $1,000
$240,000 per year
Spend $241,000
- $1,000

12. 3 Fundamental Steps To
Cash-flow Mastery

13. STEP 1
Create an automatic, cash flow system

14. Keep it simple
Automate it

15. STEP 2
Use Virtual Money Jars

16. What we can learn
from grandparents
Easy feedback system

17. STEP 3
Track it

18. All Your Finances in
one place
Easy and automatic
cash flow tracking

19. An example of a proven,
simple and effective
cash-flow system

21. Example
PER WEEK
$1,000 net income
$500 Living expense + $100 emergency buffer (60%)
$100 fun (10%) and $100 lifestyle expenses (10%)
$200 towards grow fund (20%)

22. Results
$100 per week each to spend on whatever
$5,200 per year for a holiday, deposit for car etc.
$10,400 per year off debt or to grow your wealth
Less stress and better quality of life

23. 01A Cash flow
King/Queen
Mindset
02
Three fundamental steps to
cash flow mastery
03
An Example Of A Proven,
simple and effective
cash-flow system
Summary
And Action Items

24. Summary
And Action Items
1. Download the cash flow success blue print (Free)
2. Setup Your Free My Prosperity Wealth Trial (Free)
3. Book in a Financial Roadmap Session ($149)
(Valid until the following Friday)

25. Tip of the iceberg
Investing
Debt
Management
Backup plan
Cash-flow

27. Connect with us
nextgenau
nextgenau
Kristin Jacobsen
Ngfs.com.au

28. Thank you!
Have a great week/end