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European Payments Initiative
Fintech Belgium
24/06/2021
2
GROWTH IN CARD PAYMENTS
-
500
1,000
1,500
2,000
2,500
3,000
3,500
4,000
4,500
2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027
Millions
Card payments issued by resident PSPs
Evolution of card payments issued by resident PSPs - Optimistic
Evolution of card payments issued by resident PSPs - Pessimistic
Evolution of card payments issued by resident PSPs - Weighted
3
CARD PAYMENTS 101
Transaction
Amount
- Interchange - Scheme Fee
- Acquirer Fee
Scheme Fee
Authorisation
Request
Clearing
Acquirer
CSM
Issuer
Card & SCA
Goods
Scheme
Authorisation
SCT-inst
4
BUILDING A NETWORK
5
BUILDING A NETWORK
MARKETING
6
INTERACTION WITH OTHER CARD SCHEMES
7
INSTANT PAYMENTS SCHEME
 Globalized credit
 Alias requirements
 20 seconds is a long time!
 Request to Pay scheme?
8
Your Azzana contact for any additional information:
Kjeld Herreman
Director Transaction Banking
+32 487 58 77 71
kherreman@azzana.net
Thank you.
AZZANA
Azzana Consulting
www.azzana-consulting.com
Paris - Brussels - Luxembourg - Singapore - Kuala Lumpur

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European Payments Initiative Hybrid MeetUp_K.Herreman_Azzana_210624

  • 2. 2 GROWTH IN CARD PAYMENTS - 500 1,000 1,500 2,000 2,500 3,000 3,500 4,000 4,500 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 2025 2026 2027 Millions Card payments issued by resident PSPs Evolution of card payments issued by resident PSPs - Optimistic Evolution of card payments issued by resident PSPs - Pessimistic Evolution of card payments issued by resident PSPs - Weighted
  • 3. 3 CARD PAYMENTS 101 Transaction Amount - Interchange - Scheme Fee - Acquirer Fee Scheme Fee Authorisation Request Clearing Acquirer CSM Issuer Card & SCA Goods Scheme Authorisation SCT-inst
  • 7. 7 INSTANT PAYMENTS SCHEME  Globalized credit  Alias requirements  20 seconds is a long time!  Request to Pay scheme?
  • 8. 8 Your Azzana contact for any additional information: Kjeld Herreman Director Transaction Banking +32 487 58 77 71 kherreman@azzana.net Thank you. AZZANA Azzana Consulting www.azzana-consulting.com Paris - Brussels - Luxembourg - Singapore - Kuala Lumpur

Editor's Notes

  1. FED