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9.
figo opens
financial silos
From more than
3.200 financial sources
in Germany & Austria
Future: all SEPA countries
10.
figo enables unified access to all financial sources
Through figo all financial sources looks the same
financial sources
> 3.200
Banks
Credit Cards
Assets/
Broker
API
Auto
Sync
Categori
-zation
Payment
Aggrega
-tion
Notifi-
cations
HBCIAPISWEBSCRAPING
Multibanking
in web & app
Risk management
Scoring
User verification
Account switching
Invoicing tools
Use Cases
Banks, FinTechs and othersConsumers
Customer logs into
the online banking
with her/his
credentials
figo inside technology
11.
figo is for everyone
> 1000
are using figo
today
Banks
Payment
Service
Providers
CC-
schemes
Corporates
FinTechs
Credit
Providers
Developers
13.
Risk Analysis and
scoring with digital
bank statements
instantly online.
More than
3.200 Banks
Credit
cards
FinTechs
Meet figo verifier: Digitize loan application processes
14.
Direct verification
makes service
usable instantly
More than
3.200 Banks
Credit
cards
FinTechs
Meet figo verifier: Faster user on-boarding
15.
Automated by accessing
bank account data
More than
3.200 Banks
Credit
cards
FinTechs
Meet figo verifier: Account switching services
16.
Monitor, automate
and initiate payments.More than
3.200 Banks
Credit
cards
FinTechs
Meet figo initiator: Initiate payments directly in your service
18.
The bank as the financial
home - where the user
stays longer
More than
3.200 Banks
Credit
cards
FinTechs
Meet figo aggregator - Multibanking & account aggregation
20.
The problems with “bank as a platform”
Problem on bank side
_No revenue model through XS2A
_No reach to developers & startups
_No on-boarding process for new partners
Problem on FinTech side
Not all account types included_
Too many different banks & technology_
XS2A is not an ‘all purpose tool’_
VS.
21.
Third partiesConsumer figo XS2A platform for banks
Our XS2A platform is more than just a PSD2 compliance service
figo developer network
Easy access
Account Information
Service (AIS) API
Compliance
Partner Management
Hosting & Security
API Management
Payment Initiation
Service (PIS) API
Core Banking
Service
A
Fintech
B
OTHER
PARTNER
PSD2
COMPLIANT
XS2A-PLATTFORM
FOR BANKS
Platform stack used by the bank
22.
One example: How figo brings together the whole industry
www.bankathon.net https://vimeo.com/191671868
23.
ADDRESS
figo GmbH
Gaußstraße 190c
22765 Hamburg
WEB
www.figo.io
@figoAPI
Let’s change the way we bank today!
LARS MARKULL
E-MAIL:
MOBILE:
TWITTER:
LM@FIGO.IO
+49 151 50 580 510
@LARSMARKULL