1. PRE-EMPLOYMENT ORIENTATION SEMINAR (PEOS ONLINE)
MODULE 4: GET THE PRICES RIGHT

2. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: GET THE PRICES RIGHT--What are the different fees that I should prepare for my work overseas?
Get The Prices Right
As the saying goes, “there are no free lunches.” There’s a
price to pay for future benefits you will be enjoying when you
work abroad. It is prudent to know which fees you have to
pay and which ones are to be paid by your employer or
recruitment agency.
1) Placement Fee
The maximum allowable placement fee you will have to
pay the recruitment agency is equivalent to your one-
month basic salary.
Pay this only after you have signed the contract; demand
an Official Receipt (OR) in exchange for your payment.
The OR must show the actual amount paid and purpose/s
for such payment. Remember: seafarers and household
service workers (HSW) need not pay placement fees.
Take note there are countries that prohibit the collection of
placement fees from workers : the United Kingdom,
Ireland, Norway, the Netherlands, and the Canadian
provinces of Manitoba, Saskatchewan, Alberta, and
British Columbia.
Recommended images:
-Photo of OR with placement
fee

3. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: GET THE PRICES RIGHT--What are the different fees that I should prepare for my work overseas?
Get The Prices Right
You will also have to shoulder the following–
PhilHealth Insurance Premium Php2,400.00 (Valid for 1 Year)
Pag-IBIG Contribution Php100.00 per month
You have to pay for the cost to obtain your passport, NBI and/or
Police Clearance, medical, trade test, and other required
documents, but you can ask the help of the recruitment agency to
obtain these for you. They should charge you only the actual cost
of the documents.
No! You don’t have to pay for your round-trip airfare; your
employer pays for it!
OEC with highlight on:
- PhilHealth
- Pag-Ibig
Contribution

4. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: GET THE PRICES RIGHT--What are the different fees that I should prepare for my work overseas?
Get The Prices Right
2) POEA and OWWA Fee, and Insurance Coverage
Meanwhile, the employer or recruitment agency shall pay
the following fees -
POEA Processing Fee Php200.00
OWWA Membership Contribution USD25.00
This is VALID FOR 2 YEARS/ or on a Per Contract Basis
For the list of benefits under the OWWA, PhilHealth and
Pag-IBIG, visit –
www.owwa.gov.ph
www.philhealth.gov.ph
www.pagibig.gov.ph
OEC with highlight on
- POEA fee
- OWWA fee

5. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: Get The Prices Right: What are the different fees that I should prepare for my work overseas?
Get The Prices Right: Insurance Coverage
3) Compulsory Insurance Coverage
To prepare for any eventuality affecting the health of
overseas Filipino workers, the government mandates
insurance coverage for them. Each migrant worker to be
deployed by a licensed recruitment agency shall be
covered by a compulsory insurance contract that shall be
secured and at no cost to the said worker. The insurance
shall cover the following contingencies….
Accidental Death USD15,000.00
- This type of coverage refers to the death of a worker on
the way to or from the work area, on the job or off the job
but within the jurisdiction of the worksite.
Natural Death USD10,000.00
- This type of coverage refers to the death of a worker due
to natural causes such as heart attack, heat stroke, and
the like.
Sample Insurance Policy

6. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: GET THE PRICES RIGHT--What are the different fees that I should prepare for my work overseas?
Permanent or Total Disablement USD7,500.00
-This type of coverage ensures workers’ benefit for loss of
limbs, eye sight, and the like.
Repatriation Cost
- This type of coverage assures the worker free repatriation
back to the Philippines due to natural or manmade
disasters in the country of deployment.
Subsistence Allowance USD100.00/month for 6
months
- The employer and/or the recruitment agency is required to
give the worker one hundred United States Dollars
(US$100.00) per month for a maximum of six (6) months for
a migrant worker who is involved in a case or litigation for
the protection of his/her rights in the receiving country.
Get The Prices Right: Insurance Coverage
Sample Insurance Policy

7. Pre-Employment Orientation Seminar (PEOS) Online - powered by JobStreet.com
Module 4: Get The Prices Right: What are the different fees that I should prepare for my work overseas?
Get The Prices Right: Insurance Coverage
Compassionate Visit
- In cases where the worker needs to be hospitalized for 7 or
more consecutive days, the insurance company shall pay for the
transportation cost of one (1) family member or requested
individual to the major airport closest to the place of
hospitalization of the worker.
Medical Evacuation
- When an adequate medical facility is not available proximate to
the migrant worker, as determined by the insurance company’s
physician and the consulting physician, evacuation under
appropriate medical supervision by the mode of transport
necessary shall be undertaken by the insurance provider.
Medical Repatriation
-When medically necessary as determined by the insurance
company physician and the consulting physician, repatriation
under medical supervision to the migrant worker’s residence
shall be undertaken by the insurance provider at such time that
the migrant worker is medically cleared for travel by commercial
carrier.
Sample Insurance Policy
(INSURANCE GUIDELINES ON RULE XVI OF THE OMNIBUS RULES AND REGULATIONS IMPLEMENTING REPUBLIC ACT 8042)