Thank you (Mr. and/or Mrs. name or first name if you know the person well). I appreciate your time and interest in learning more about saving and investing. I’ve been at this for a number of years and it is my belief that knowledge can give you the confidence to make greater strides in your savings program. Toward that end, today we’re going to talk about how you can reduce the risks associated with typical financial products - some of which you already own right now. The principle we’re about to talk about is probably one of the most important for anyone who is saving and investing. It’s called diversification. And, used appropriately, it helps reduce the risk to which you’re exposed. Because many people like to see concepts explained visually, I’ll take you through our discussion using a few illustrations that will communicate what we’ll talk about. As I go through this, please feel free to interrupt me and ask any questions you have. So let’s get going. (click for next slide)
