Bsmart Group acts in the consulting area, advising and supporting foreign companies to do business in Brazil. Develops and distributes mobile content and applications! Provides services for the Telecom, Retail, Banking and Cards industry!

1. Bsmart GroupCorporate PresentationSao Paulo, Brazil

2. Bsmart Business Units Bsmart Group Investments and business opportunities Consulting unit specialized in advising foreign companies about its entry strategy for Brazil and the CALA region, and also acting in the complete management of these companies after installation. Focused in the development and distribution of content, applications, services and solutions to the Card industry, Telecom, Government and Banking segments.

3. BSMART

4. Activities Support foreign companies to provide its solutions to the region; Create an internal cross selling among our partners and Customers; Investments in several related business taking advantage of the channels already developed by one of the business units to deploy its solutions and products

5. Activities Acting as an aggregator in the Telecom industry we provide services and products that really generates revenue for our common Customers. The company develops, distributes and customizes services and solutions for the Card industry, telecommunications , banking and government segment. On going contracts with 100% of the Carriers and providing services to most of the Cards manufacturers;

6. Staff Expertise - Achievements Excellent network of Latin American top executives; Key player in the EMV migration in the country; Leader in OTA (Over-The-Air) Delivery Platforms in Brazil and Central America – 2002-2006; Participation in the launch of GSM in most countries of Latin America, supplying SIM cards and infrastructure software; Deployed OTA, SIM Cards, and Device Management solutions at over 20 Mobile Networks in the region: VIVO, Batelco, Millicom/Tigo, OI & Claro; Well connected with the Worlds largest Smart Cards suppliers; Actively worked on the magnetic stripe migration to smart cards in the banking industry; We have among our shareholders a director of ABRID, the Brazilian ID Companies Association, who is actively dealing with the new national ID project; First smart card manufactured in Brazil; Launch of a mobile banking application involving several banks, smart cards suppliers and telecom;

8. Import & Export Knowledge and official registry;

9. SIM and SMART cards application, services and content certification and tests for vendors, banks and mobile operators;

10. Content and Application Distribution;

11. Consultancy, Project Management and Development of solutions for the following platforms – WIB, S@T, WAP, SMS, WINDOWS Phone, JAVA, J2ME, C++, iOS, ANDROID;

13. Bsmart Latin America and the Caribbean , per capita GDP (GDP in constant dollars at 2000 prices) Indices 2000=100 Source: Economic Commission for Latin America and the Caribbean (ECLAC), on the basis of official figures.

14. Brazil Brazil: GDP, Inflation and unemployment Source: Economic Commission for Latin America and the Caribbean (ECLAC), on the basis of official figures.

16. Exchange rate: US$ 1 = R$ 1.65 ~ 1.80

17. Interest rate per year: 10.75% (raised up against inflation)

18. Unemployment falling

19. New President (continuity) , State Governors, senators…

20. Positive things:

21. 2014 World Cup in Brazil

23. BSMART With a very focused team of high-level professionals, Bsmart is based at São Paulo, Brazil, since January’ 2007. Bsmart GroupT +55 11 3739 1122F +55 11 3739 1210E bsmart@bsmartcorp.comI www.bsmartcorp.com O conteúdo desta apresentação é confidencial e pode ser privilegiado. É vedada a sua cópia ou divulgação.The contents of this presentation are confidential and may be privileged. Copying or disclosing is prohibited