The Colvert/Harvey Group provides personalized investment management through customized portfolios tailored to individual client needs and risk tolerances. They offer four portfolio types (fixed income, conservative, moderate, and aggressive) that vary in investment strategy and asset allocation. Through the UBS Portfolio Management Program, clients receive discretionary portfolio management and access to extensive global research resources to inform investment decisions.
1. Portfolio Management
Program
Colvert/Harvey Group
Personalized investment management
Mission statement and investment approach
Mission statement similarly to the way one might rank sports teams—
If anything truly defines the Colvert/Harvey Group, it is how well the teams perform against their opponents.
the passion we have for helping our clients achieve their The more games, matches or races won, the higher the
financial goals and personal aspirations. Providing the ranking. We believe the same method should be
best possible service is our highest mission and through implemented in investment management. An
that we have an uncompromising determination to excellent way to implement this strategy is by using
protect and grow our client’s assets. exchange traded funds (ETFs) and closed-end funds
(CEFs). We utilize these funds in our portfolios when
Investment approach we can because of their tax-efficient nature and low
Building upon nearly a half century of combined cost.
experience, we meticulously craft and manage unique
custom portfolios that seamlessly harmonize with the
personal needs of our clients. Portfolio Managers
• Hank Colvert
Our investment management process is exclusive to Senior Portfolio Manager
the Colvert/Harvey Group and we take the greatest Portfolio Management Program
care and time to understand our clients’ investment • Brad Harvey, CIMA®, CFP®
objectives (cash flow requirements, time horizons and Senior Portfolio Manager
Portfolio Management Program
risk tolerances). We then actively manage portfolios to
• Brian Colvert
meet these personal goals. As part of this process, we Financial Advisor
continually review research and information from third-
party providers as well as UBS sources.
About the UBS Portfolio Management Program (PMP)
Due to the inherent volatility in investments, we
constantly analyze market conditions. As a result, we Keeping abreast of the ever-changing global economy
strive to maintain portfolios that are very nimble in and world capital markets is more than a full-time job,
nature, allowing us to make changes when necessary. particularly in the current environment. Few individual
Our portfolios are constructed using two main investors have the time, technical expertise or analytical
components: strategic (long term) and tactical (short resources to stay on top of a portfolio of investments.
term). The strategic component contains a relatively
stable mix of traditional asset classes, while the tactical For clients who prefer to delegate the day-to-day
component utilizes a relative strength ranking method management of their assets to a Financial Advisor,
comprised of six major asset classes (fixed income, U.S. UBS offers a personalized investment service, backed
equities, international equities, commodities, currency and by the firm’s extensive global resources.
cash).
As a PMP client, you will establish a one-on-one
This type of construction evaluates the supply and demand relationship with your personal portfolio manager,
forces of particular asset classes and ranks the asset who is experienced in designing and executing
classes from strongest to weakest based upon relative customized investment strategies.
strength. We feel that asset classes can be ranked
2. Investment strategies
Fixed Income Portfolio
Objective
The fixed income portfolio caters to the investor who is solely interested in interest and
dividends; essentially, it is a conservative portfolio with minimal market risk.
Key facts
Asset Class/Market Cap: Geographic Exposure: Benchmark:
Fixed Income Securities Global Barclays Capital Government Credit
Investment strategy
Our fixed income portfolio can use income focused ETFs as well as closed-end and open-end mutual funds
with underlying investments in treasuries, bonds, preferred stocks and other income focused securities.
The investments are screened and incorporated into the portfolio using a relative strength, quantitative
model that is designed to generate income only. There is no growth objective in this strategy.
Conservative Portfolio
Objective
The objective of our conservative portfolio is to create a portfolio that produces current income with the
ability to grow through asset appreciation with less volatility. This is a good choice for the investor whose
aim is to preserve capital while still having potential exposure to other asset classes.
Key facts
Asset Class/Market Cap: Geographic Exposure: Benchmark:
All Classes/All Market Cap Global 30% MSCI World
70% Barclays Capital
Government Credit
Investment strategy
The conservative portfolio contains a core portion of assets invested according to long-term strategic
fixed income allocations that seldom change and a smaller component of assets that are determined
according to which asset classes are in or out of favor for the given point in the economic cycle.
3. Moderate Portfolio
Objective
This portfolio balances a growth objective coupled with wealth preservation. The moderate portfolio is for
the investor who wants to grow their current wealth while managing their risk of loss.
Key facts
Asset Class/Market Cap: Geographic Exposure: Benchmark:
All Classes/All Market Cap Global 60% MSCI World
40% Barclays Capital
Government Credit
Investment strategy
With our moderate portfolios we employ a process that allows the composition of the investment strategy
to change over time. The process is designed to adapt to the market just as we adapt our wardrobe to the
changing seasons. Looking at the same asset classes we do with our aggressive portfolios, we seek the
best balance of growth and risk aversion; it is a robust and adaptive strategy.
Aggressive Portfolio
Objective
This portfolio best suits the investor who has a higher tolerance for risk and who hopes to grow their
investments quickly. Our aggressive portfolio is designed to be nimble and to take advantage of unique
opportunities in the market.
Key facts
Asset Class/Market Cap: Geographic Exposure: Benchmark:
All Classes/All Market Cap Global 80% MSCI World
20% Barclays Capital
Government Credit
Investment strategy
Our investment strategy for the aggressive portfolio is to closely monitor fixed income, U.S. equities,
international equities, commodities, currency and cash on a daily basis and to swiftly make decisions to
maximize returns. We look for strengths in these six asset classes and utilize the top two to implement this
portfolio