2. What is a Car Insurance Policy and How
Does It Work?
A policy is a contract between the insured (car owner and listed
drivers) and the vehicle insurer. The auto insurer promises to pay
for damages and injuries incurred or caused by the insured driver
in the event of a road accident, theft, fire damage, weather
related losses and other perils listed in the policy. In turn, the
insured pays the agreed fee (the premium) in the fashion and
time determined at the start. An important point to note here is
that non-payment is generally taken as cancelation of the policy.
In such cases, you must contact the carrier to reinstate the cover
and clear the arrears if you still want to be insured by the firm.
3. Types of Car Insurance
Liability Insurance
Collision Insurance
Comprehensive Insurance
Uninsured Motorist Protection
Medical / Personal-Injury Protection
No-Fault Insurance
Gap Insurance
4. About Us
Although we have brokerage background we have abandoned active
practice a few years ago. Recently we decided to offer our knowledge and
experience on this blog. Please note that the posts in this website are
general observation, news and opinions. We are not brokers or advisers of
any sort and we cannot give specific suggestions as we are not licensed to
do so. Anyone who needs policy recommendations should seek
independent advice from professionals.
The principle adopted here is based on assumption that visitors are able to
make their own choices. And in the true online fashion we do not intent to
interfere with those choices in anyway. Motorists should educate
themselves on available options and how auto insurance work. Then they
can make their own minds in the comfort of their home.
To supplement these posts and offer a quick way of getting quotes we
utilize a quote platform. Once a visitor enters their zip code in the box
provided they will be taken to our results page. There they could choose
from the latest offers from reputable vehicle insurers. Upon choosing an
offer you will be directed to the official site of the provider. Any
information you provide on that site will be submitted to such company,
not to us.
More information: http://quotescarinsurance.org/about-us/