#Industrial profile SBI #Financial profile SBI #Product profile SBI #HR policies SBI #student #business #financial #management #stockmarket

1. FINACIAL MARKETS AND SERVICES
GOVERNAMENT FIRST GRADE COLLEGE KOPPA
Our logo
Prepared By,
Ranjitha
Soundarya
Suketh H S
Athmik M

2. CONTENTS OF THIS TEMPLATE
01.
02.
03.
04.
INDUSTRIAL PROFILE.
FINANCIAL PROFILE.
PRODUCT PROFILE.
HR POLICIES.

3. ABOUT THE COMPANY
Chairman of SBI
Dinesh Kumar Khara
John Mathai was the first chairman of SBI.
Founded 1 July 1955 State Bank of India
SBI is a state-owned commercial bank and financial services company,
nationalized by the Indian government in 1955.
“Pure Banking, Nothing Else” is the slogan of SBI Bank.
It is headquartered in Mumbai, Maharashtra.

4. SBI BRANCH
CANADA
UAE
CHINA
JAPAN
SINGAPORE
AUSTRALIA
SOUTH AFRICA

5. 01.INDUSTRIAL PROFILE
State Bank of India (SBI) a Fortune 500 company, is an Indian Multinational, Public Sector Banking and
Financial services statutory body headquartered in Mumbai. The rich heritage and legacy of over 200
years, accredits SBI as the most trusted Bank by Indians through generations.
SBI, the largest Indian Bank with 1/4th market share, serves over 48 crore customers through its vast
network of over 22,405 branches, 65,627 ATMs/ADWMs, 76,089 BC outlets, with an undeterred focus on
innovation, and customer centricity, which stems from the core values of the Bank - Service,
Transparency, Ethics, Politeness and Sustainability.
The Bank has successfully diversified businesses through its various subsidiaries i.e SBI General
Insurance, SBI Life Insurance, SBI Mutual Fund, SBI Card, etc. It has spread its presence globally and
operates across time zones through 235 offices in 29 foreign countries.
Growing with times, SBI continues to redefine banking in India, as it aims to offer responsible and
sustainable Banking solutions..

6. State Bank of India provides banking products and services to individuals, commercial enterprises,
corporates, public bodies, and institutional customers in India and internationally.
The company operates through Treasury, Corporate/Wholesale Banking, Retail Banking, Insurance
Business, and Other Banking Business segments. It offers personal banking products and services, including
current accounts, savings accounts, salary accounts, fixed and recurring deposits, and flexi and annual
deposits; home, personal, auto, education, and gold loans, as well as loans against property and securities;
overdrafts; mutual funds, insurance, equity trading, portfolio investment schemes, remittance services; and
mobile, internet, and digital banking services.
The company also provides corporate banking products and services comprising corporate accounts,
working capital and project finance, deferred payment guarantees, corporate term loans, structured
finance, dealer and channel financing, equipment leasing, loan syndication, construction equipment loans,
financing Indian firms’ overseas subsidiaries or JVs, cash management, and asset-backed loans, as well as
trade and service products.

7. TOTAL BRANCHES
01.
22,405
ATMs AND ADWMs
02.
65,627
EMPLOYEES WITH
DISABILITIES
03.
5,190
CSR BENEFICIARIES
04.
54 Lakh
TREES PLANTED IN
FY2023
05.
8.34+ Lakh
EV CHARGERS
INSTALLED
06.
46
LEADING THE WAY

8. In addition, it offers NRI services, including accounts and deposits, remittances, investments, and loans;
agricultural banking and micro-credit to agriculturists and farmers; supply chain finance, and deposits and
transaction banking services for SME customers; and international banking services. Further, the company
provides treasury, broking, bill payment, and MICR services; and merchant banking, advisory, securities
broking, business & management consultancy, trustee business, factoring, payment, asset management,
investment management, credit cards, and custody and fund accounting services.
It also offers support and business correspondent services. The company was founded in 1806 and is
headquartered in Mumbai, India.
State Bank of India/Number of employees
2,44,250
March 2022

9. 02.FINANCIAL PROFILE
SBI is an Indian multinational, Public Sector banking and financial services company. SBI is one of India’s
major banks and is an industry leader in terms of size, business sector promotion and initiatives for the
progress and economic enhancement of the Indian economy.
SBI is entering into many new businesses with strategic tie ups – Pension Funds, General Insurance,
Custodial Services, Private Equity, Mobile Banking, Point of Sale Merchant Acquisition, Advisory Services,
organized items and so on – every one of these activities having a massive potential for development.SBI
is moving forward with forefront innovation and imaginative new saving money models, to strengthen its
presence and widen its client base .The bouquet of services provided by SBI includes Personal Banking,
International, Banking, Agriculture / Rural and Corporate Banking, SME, Government Business and
Domestic Treasury.
SBI is a universally acknowledged regional banking giant and has 20% market share in deposits and
loans among Indian commercial banks.

10. TOTAL ASSETS
01.
55,16,979 Cr
DEPOSITS
02.
44,23,778 Cr
ADVANCES
03.
32,69,242 Cr
NET INTEREST INCOME
0.4
1,44,841 Cr
FEE INCOME
05.
26,245 Cr
PROFIT AFTER TAX
06.
50,232 Cr
HIGHLIGHTS , FY 2023
10.61% 9.19%
15.99% 19.99%
6.84% 58.58%

11. Balance Sheet
SBI Stock Price
https://g.co/kgs/bEKxL1

12. As on 31.03.2015 revenue earned by SBI was Rs. 2.573 trillion and Net Income was Rs. 175.2 billion.
By the end of December 2013, SBI had assets worth US$388 billion and 17,000 branches, including 190
foreign offices, making it the largest banking and financial services company in India by assets.SBI has
acquired local banks as part of rescue efforts. Bank of Bihar was acquired in 1969 along with its 28
branches. Krishnaram Baldeo Bank was acquired in 1975 and the Bank of Cochin in Kerala was
acquired in 1985 along with its 120 branches. SBI share is listed in NSE stock market by the symbol of
SBIN
Study the company management, company profile, ownership,Board of Directors and Organization
Structure of SBI.

13. 03.PRODUCT PROFILE
Product profile of SBI
SBI, short for State Bank of India, is the largest public sector bank in India and one of the largest banks
globally. Established in 1955, SBI offers a wide range of financial products and services to its customers,
including individuals, businesses, and government entities. Here is a profile of some of the key products and
services offered by SBI :
01.Savings Accounts: SBI provides various types of savings accounts tailored to meet the diverse needs
of customers, such as basic savings accounts, salary accounts, and premium savings accounts. These
accounts offer features like competitive interest rates, ATM/debit cards, online banking, and convenient
access to funds.
02.Current Accounts: SBI offers current accounts for businesses and corporate customers, enabling them
to carry out day-to-day transactions smoothly. These accounts provide features like unlimited transactions,
overdraft facilities, internet banking, and personalized cheque books.

14. Savings Account Current account
03.Fixed Deposits: SBI offers fixed deposit (FD) accounts with different tenures and competitive interest
rates. FDs provide a safe investment option with guaranteed returns. Customers can choose from regular
fixed deposits, tax-saving fixed deposits, and special term deposit schemes.
04.Loans: SBI provides a wide range of loans to cater to various financial needs. These include home loans,
personal loans, car loans, education loans, business loans, and loans against property. The bank offers
attractive interest rates, flexible repayment options, and quick processing of loan applications.
05.Credit Cards: SBI offers a range of credit cards with different features and benefits, such as cashback,
rewards points, travel privileges, fuel surcharge waivers, and exclusive offers. Customers can choose from a
variety of card options based on their spending habits and preferences.

15. 06.Insurance: SBI provides life insurance, general insurance, and health insurance products to provide
financial protection to individuals and families. These insurance policies cover risks related to life, health,
property, travel, and more.
07.Investments: SBI offers investment products such as mutual funds, demat accounts, and online trading
services. Customers can invest in a diverse range of mutual funds managed by SBI Mutual Fund or other
leading asset management companies.

16. 08.Online Banking: SBI provides robust online banking services, allowing customers to perform various
banking transactions and access account information from the convenience of their homes or offices. The
online platform includes features like fund transfers, bill payments, e-commerce payments, and online
account management.

17. 09.International Banking: SBI has a significant presence in international banking, offering services like
foreign currency accounts, remittances, trade finance, and international debit/credit cards. It facilitates
cross-border transactions and caters to the banking needs of Non-Resident Indians (NRIs) and foreign
entities.
10.Wealth Management: SBI offers personalized wealth management services for high net worth
individuals (HNIs) and affluent customers. These services include portfolio management, investment
advisory, estate planning, and other wealth preservation strategies.Please note that the specific product
offerings and features may vary over time, and it is always advisable to visit the official SBI website or
contact their customer service for the most up-to-date and accurate information
YONO is an integrated digital banking platform offered by
State Bank of India to enable users to access a variety of
financial and other services such as flight, train, bus and taxi
bookings, online shopping, or medical bill payments. YONO is
offered as a mobile banking app for both Android and iOS.

18. Advertisement links :
01 .YONO SBI : https://youtu.be/4DdMSCYPKuI
02. Debit card : https://youtu.be/OHpwo0u8JVg

19. 04.HR POLICIES
HUMAN RESOURCES
SBI Bank believes that its employees are instrumental for achieving all its present and future organisational
goals. Human Resources Management of your Bank goes beyond the routine and encompasses all aspects of
people management by building a positive work culture that is aligned to the business goals of your Bank.
State Bank of India believes that its people are its strength and will be pivotal in helping your Bank face the
new challenges on the fronts of knowledge, technology, and changing trends in the national and global
economies.
SBI Bank is taking full initiatives in effectively designing and implementing various HR policies, procedures,
and programmes for developing and managing knowledge, skills, creativity, aptitude, and the optimal use of
talent. The HR function is placing focus on the strategic utilisation of employees and the measurable impact
of an employee’s performance on the business. Your Bank continuously aligns its strategies with the ever-
changing aspirations of your Bank’s workforce, to increase efficiency and promote a participative work
culture in the organisation

20. 01.VISION, MISSION AND VALUES.
It has been three years since your Bank, in a first for the Indian Public Sector and Banking landscape, took
the seminal step of establishing an independent Ethics and Business Conduct Vertical headed by a Chief
Ethics Officer. The short and eventful journey so far has seen setting up a solid structural ethical framework,
recrafting, and internalization of the values of STEPS and formulation of the Code of Ethics. Firmly believing
that the best culture is an ethical culture, your Bank has been running a host of initiatives to percolate
ethical values by leveraging technology to touch base with close to 2,00,000 employees on a daily and
weekly basis.
02. PRODUCTIVITY ENHANCEMENT INITIATIVES.
SBI Bank adopts a Branch Manpower Model for Manpower Planning and to ensure optimal utilisation of
Human Resources. The Model is based on the productivity parameters at the branches such as 84 work-
drivers of operations, transaction load factors, number of advance accounts, feedback from the operating
units and organisational structure, amongst others. Your Bank has also streamlined its promotion and
transfer process, which were completed in the First Quarter of a Financial Year. This will give the required
assurance and stability to the branches and other units to actively focus on business activities, during the
major part of the year.

21. 03. RECRUITMENT.
Your Bank has streamlined the recruitment process with the implementation of a regular recruitment
calendar and by leveraging IT. During FY2020, your Bank has recruited 2,201 Probationary Officers and 8,938
Junior Associates. Your Bank is also actively recruiting specialized talent on lateral and contractual basis in
the areas of Wealth Management, IT, Information Security, Risk, Credit, amongst others, to meet the
demands of the fast-changing business landscape and also to meet the regulatory requirement.
04. GENDER DIVERSITY.
Gender sensitivity and inclusiveness have always been the cornerstone of your Bank’s HR policy. During
FY2020, the representation of women out of the total workforce reached 25.28%. Women employees are
spread across all geographies and levels of hierarchy. At SBI, women officers today head more than 3,500
branches. Your Bank has taken several proactive steps to provide a safe and conducive work environment for
its women employees, and for enabling them to work without fear of prejudice, gender bias or sexual
harassment. The mechanisms for dealing with complaints of sexual harassment in an effective and time-
bound manner are well establish.

22. SBI ABHIVYAKTI
“Abhivyakti”: Your Bank also conducted the most extensive
employee engagement initiative called “Abhivyakti “
05. EMPLOYEE ENGAGEMENT INITIATIVES .
‘Sanjeevani’: The ‘Sanjeevani’ helpline for redressal of
Staff grievances launched in January 2018, was extended to
Bank pensioners during the 2nd quarter of FY2019. An
integrated Sanjeevani portal has been activated in January
2020, to create a more robust Staff Grievance Redressal
Mechanism. “Sanjeevani” now also provides counsellor
support, a measure expected to bolster employee morale.

23. 06. RESERVATIONS AND EQUAL OPPORTUNITY.
Your Bank meticulously follows the GOI directives on Reservation Policy for SC,
ST, OBC, EWSs and PWD. It has a representation of SC, ST, OBCs and differently-
abled persons among all the cadres of its workforce. Furthermore, it has
implemented reservation applicable to “Economically Weaker Sections” in direct
recruitment w.e.f. 1st February, 2019 in terms of the GOI guidelines.
SL.NO CADRE TOTAL SC ST OBC DAPs
01. OFFICER 1,06,361 18,930 8,810 21,296 1,973
02. CLERICAL 1,03,134 6,625 8,418 25,496 2,330
03. SUB-STAFF 39,953 9,867 2,506 9,617 251
GRAND
TOTAL
2,49,448 45,422 19,734 56,409 4,554
Representation as on 31st March, 2020

24. 07. INDUSTRIAL RELATIONS AND STAFF WELFARE .
Your Bank enjoys a harmonious relationship with the Staff and Officers’ Federations. It has continuously
emphasised a good and healthy work environment, mutual respect and empathy at the workplace, with
encouragements for an excellent work-life balance to foster a healthy and happy workforce.
08. CARE FOR RETIRED EMPLOYEES .
The well-being of retired employees continues to be important to your Bank, and several measures were
initiated during the year for their benefit. Medical Benefit Schemes for retirees were revamped to provide
healthcare at an affordable cost. Pension, PF and Gratuity processing and payment for erstwhile Associate
Banks’ employees were migrated to HRMS, to ensure smooth, efficient, and on-time processing and
payment of terminal benefits.

25. CSR SPEND DURING FY2021
01. SBI’s Fight against COVID-19
02. Supporting Girl Education and their Welfare
03. Supporting Sports and Athletes
04. Supporting Health Care
05. Supporting Education
06. Skill Development
07. Swachh Bharat, Environment Protection and
Sanitation
08. Women Empowerment
09. Welfare of Tribal People and Persons with
Disabilities
10. Animal Welfare
11. Support during Natural Calamity
12. Employee Volunteer - SBI Children’s Welfare Fund

26. CSR SPEND DURING FY2021

27. CREDITS: This presentation template was created by Slidesgo, and includes icons by
Flaticon and infographics & images by Freepik
THANKS!
Do you have any questions?
E-mail : customercare@sbi.co.in
Toll free Number : 1800 1234
Website : www.sbi.co.in.
777
https://www.linkedin.com/company/state-
bank-of-india/