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“Replications of Akhuwat
by Civil Society”
Akhuwat believes in:
“Akhuwat believes in replication of its model,
whereby it contributes in the development of
other social organizations.”
Akhuwat Replication process includes:
–Training of Staff
–Provision of requisite materials
–Standard Operating Procedures Manual
–Credit documentation
–M & E systems replication
–Institutional Development
–Audit mechanisms
AKHUWAT REPLICATORS
Branch Name Name of Organization Focal Person
SAY Trust Salamat and Yaseen Trust Amin Khurrum
Say Trust
Branch Name Name of Organization Focal Person
Rural Development
Organization (RDO)
Rural Development
Organization
Awais Leghari
Choti zareen
RDO
Branch Name Name of Organization Focal Person
Kawish Kawish Welfare Trust Muhammad Shamshad
Kawish
Welfare Trust
Branch Name Name of Organization Focal Person
Zad-e-Rah Zad-e-Rah Malik Ihsan EIlahi
Zad-e-Rah
Zad-e-Rah
Disbursement Event of Zad-e-Rah in the Presence of Executive Director (Dr.
Muhammad Amjad Saqib and Board of Director ( Dr. Izhar-ul-Haq Hashmi) Akhuwat
Branch Name Name of Organization Focal Person
Bharakho Islah Foundation
Brig (R) Sarfraz
(Member Islah Trust)
Barakuh
Islah Trust
Branch Name Name of Organization Focal Person
MISRIAL Islah Foundation
Brig (R) Sarfraz
(Member Islah Trust)
Masriyal
Islah Trust
Branch Name
Name of
Organization
Focal Person
Shakrial Islah Foundation
Brig (R) Sarfraz
(Member Islah Trust)
Shakrial
Islah Trust
Branch Name Name of Organization Focal Person
Morgah Islah Foundation
Brig (R) Sarfraz
(Member Islah Trust)
Morgah Branch
Islah Foundation
Branch Name Name of Organization Focal Person
Nainsukh Branch Nur Foundation Shahema Rehman
Nainsukh
Nur Foundation
Progress Report of the Replication
of Akhuwat
Sr. No. Area Branch Name Name of Organization
Progress Report Average
Loan SizeDisbursement Amount
1 Faisalabad Zad-e-Rah Zad-e-Rah 1,164 15,041,000 12,922
2 Faisalabad Say Trust Salamat and Yaseen Trust 2,000 25,000,000 12,500
3
Choti Zareen
(Rajanpur)
Rural Development
Organization
Rural Development
Organization 830 9,349,000 11,264
4 Bahawalnagar Kawish
Islah Foundation
1,539 9,187,700 5,970
5 Rawalpindi Morgah 971 14,832,500 15,275
6 Rawalpindi MISRIAL 298 3,871,000 12,990
7 Rawalpindi Shakrial 311 4,655,000 14,968
8 Rawalpindi Bharakho 53 795,000 15,000
9 Rawalpindi Rawat 53 775,000 14,623
10 Islamabad (Closed) Muslim Aid Muslim Aid 968 9,418,300 9,730
11 Multan(Closed) Multan 1 Branch Helping hands 1,200 13,423,000 11,186
12 Lahore (Closed) Nainsukh Branch Nur Foundation 643 6,947,000 10,804
13 Islamabad
Akhuwat Hayat Trust
(Rukan) Hayat Trust 268 2,680,000 10,000
Comments & Opinions of Replicators
• SAY TRUST: (by Mr. Amin Khurram)
“ By replicating Akhuwat’s methodology, SAY
TRUST is striving to play an eminent role in
creating an interest free society”
Comments & Opinions by Replicators
• Rural Development Organization (RDO):
(by Mr. Awais Leghari)
“ Akhuwat is a landmark. And we are
implementing its noble objective among the
poor to receive true blessings of Almighty
Allah.”
Comments & Opinions by Replicators
• ISLAH TRUST: (by Brig. Rtd. Sarfraz)
“ A concept of interest free microfinance is no doubt
unique in its kind, but it gives us a sense of satisfaction
that we have now expanded our network to five
branches and looking forward to open more in near
future…. Salute to AKHUWAT, who enlightens our
vision towards Islamic mode of finance.”

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AlHuda CIBE - Replication presentation 1 Final version (1)

  • 1. “Replications of Akhuwat by Civil Society”
  • 2. Akhuwat believes in: “Akhuwat believes in replication of its model, whereby it contributes in the development of other social organizations.”
  • 3. Akhuwat Replication process includes: –Training of Staff –Provision of requisite materials –Standard Operating Procedures Manual –Credit documentation –M & E systems replication –Institutional Development –Audit mechanisms
  • 5. Branch Name Name of Organization Focal Person SAY Trust Salamat and Yaseen Trust Amin Khurrum
  • 7. Branch Name Name of Organization Focal Person Rural Development Organization (RDO) Rural Development Organization Awais Leghari
  • 9. Branch Name Name of Organization Focal Person Kawish Kawish Welfare Trust Muhammad Shamshad
  • 11. Branch Name Name of Organization Focal Person Zad-e-Rah Zad-e-Rah Malik Ihsan EIlahi
  • 13. Zad-e-Rah Disbursement Event of Zad-e-Rah in the Presence of Executive Director (Dr. Muhammad Amjad Saqib and Board of Director ( Dr. Izhar-ul-Haq Hashmi) Akhuwat
  • 14. Branch Name Name of Organization Focal Person Bharakho Islah Foundation Brig (R) Sarfraz (Member Islah Trust)
  • 16. Branch Name Name of Organization Focal Person MISRIAL Islah Foundation Brig (R) Sarfraz (Member Islah Trust)
  • 18. Branch Name Name of Organization Focal Person Shakrial Islah Foundation Brig (R) Sarfraz (Member Islah Trust)
  • 20. Branch Name Name of Organization Focal Person Morgah Islah Foundation Brig (R) Sarfraz (Member Islah Trust)
  • 22. Branch Name Name of Organization Focal Person Nainsukh Branch Nur Foundation Shahema Rehman
  • 24. Progress Report of the Replication of Akhuwat Sr. No. Area Branch Name Name of Organization Progress Report Average Loan SizeDisbursement Amount 1 Faisalabad Zad-e-Rah Zad-e-Rah 1,164 15,041,000 12,922 2 Faisalabad Say Trust Salamat and Yaseen Trust 2,000 25,000,000 12,500 3 Choti Zareen (Rajanpur) Rural Development Organization Rural Development Organization 830 9,349,000 11,264 4 Bahawalnagar Kawish Islah Foundation 1,539 9,187,700 5,970 5 Rawalpindi Morgah 971 14,832,500 15,275 6 Rawalpindi MISRIAL 298 3,871,000 12,990 7 Rawalpindi Shakrial 311 4,655,000 14,968 8 Rawalpindi Bharakho 53 795,000 15,000 9 Rawalpindi Rawat 53 775,000 14,623 10 Islamabad (Closed) Muslim Aid Muslim Aid 968 9,418,300 9,730 11 Multan(Closed) Multan 1 Branch Helping hands 1,200 13,423,000 11,186 12 Lahore (Closed) Nainsukh Branch Nur Foundation 643 6,947,000 10,804 13 Islamabad Akhuwat Hayat Trust (Rukan) Hayat Trust 268 2,680,000 10,000
  • 25. Comments & Opinions of Replicators • SAY TRUST: (by Mr. Amin Khurram) “ By replicating Akhuwat’s methodology, SAY TRUST is striving to play an eminent role in creating an interest free society”
  • 26. Comments & Opinions by Replicators • Rural Development Organization (RDO): (by Mr. Awais Leghari) “ Akhuwat is a landmark. And we are implementing its noble objective among the poor to receive true blessings of Almighty Allah.”
  • 27. Comments & Opinions by Replicators • ISLAH TRUST: (by Brig. Rtd. Sarfraz) “ A concept of interest free microfinance is no doubt unique in its kind, but it gives us a sense of satisfaction that we have now expanded our network to five branches and looking forward to open more in near future…. Salute to AKHUWAT, who enlightens our vision towards Islamic mode of finance.”