2. Akhuwat believes in:
“Akhuwat believes in replication of its model,
whereby it contributes in the development of
other social organizations.”
3. Akhuwat Replication process includes:
–Training of Staff
–Provision of requisite materials
–Standard Operating Procedures Manual
–Credit documentation
–M & E systems replication
–Institutional Development
–Audit mechanisms
13. Zad-e-Rah
Disbursement Event of Zad-e-Rah in the Presence of Executive Director (Dr.
Muhammad Amjad Saqib and Board of Director ( Dr. Izhar-ul-Haq Hashmi) Akhuwat
14. Branch Name Name of Organization Focal Person
Bharakho Islah Foundation
Brig (R) Sarfraz
(Member Islah Trust)
24. Progress Report of the Replication
of Akhuwat
Sr. No. Area Branch Name Name of Organization
Progress Report Average
Loan SizeDisbursement Amount
1 Faisalabad Zad-e-Rah Zad-e-Rah 1,164 15,041,000 12,922
2 Faisalabad Say Trust Salamat and Yaseen Trust 2,000 25,000,000 12,500
3
Choti Zareen
(Rajanpur)
Rural Development
Organization
Rural Development
Organization 830 9,349,000 11,264
4 Bahawalnagar Kawish
Islah Foundation
1,539 9,187,700 5,970
5 Rawalpindi Morgah 971 14,832,500 15,275
6 Rawalpindi MISRIAL 298 3,871,000 12,990
7 Rawalpindi Shakrial 311 4,655,000 14,968
8 Rawalpindi Bharakho 53 795,000 15,000
9 Rawalpindi Rawat 53 775,000 14,623
10 Islamabad (Closed) Muslim Aid Muslim Aid 968 9,418,300 9,730
11 Multan(Closed) Multan 1 Branch Helping hands 1,200 13,423,000 11,186
12 Lahore (Closed) Nainsukh Branch Nur Foundation 643 6,947,000 10,804
13 Islamabad
Akhuwat Hayat Trust
(Rukan) Hayat Trust 268 2,680,000 10,000
25. Comments & Opinions of Replicators
• SAY TRUST: (by Mr. Amin Khurram)
“ By replicating Akhuwat’s methodology, SAY
TRUST is striving to play an eminent role in
creating an interest free society”
26. Comments & Opinions by Replicators
• Rural Development Organization (RDO):
(by Mr. Awais Leghari)
“ Akhuwat is a landmark. And we are
implementing its noble objective among the
poor to receive true blessings of Almighty
Allah.”
27. Comments & Opinions by Replicators
• ISLAH TRUST: (by Brig. Rtd. Sarfraz)
“ A concept of interest free microfinance is no doubt
unique in its kind, but it gives us a sense of satisfaction
that we have now expanded our network to five
branches and looking forward to open more in near
future…. Salute to AKHUWAT, who enlightens our
vision towards Islamic mode of finance.”