Digital banks expanded their offerings and partnerships in 2022:
- Incumbent banks launched digital subsidiaries while challengers expanded into new services like lending and investing.
- Banks partnered with core banking and payments providers to speed up digital transformation and improve experiences.
- Digital payments evolved through features like account-to-account transfers while business payments saw products for accepting and disbursing payments.
- Regulators provided licenses for new products but increased monitoring of financial institutions.
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