Home Loan plays a vital role while buying a new house, its essential to keep certain points in mind while applying for a home loan. This presentation describes the benefits and significance of a home loan.

1. HOME LOAN

2. INTRODUCTION
 A loan given by bank , mortgage
company or other financial institutions for
the purchase of primary residence.
 The owner need to transfer the title to
the lender.
 The borrower gets the title back after
following conditions :
- payment of loan
- other terms of mortgage

3. Requirements For Home Loan
Before applying for home loan
certain documents are mandatory for
approval of home loan weather it’s a
government or a private bank. The
documents vary for salaried
employees and self employed
people. The documents required for
home loan serves as a proof of your
identity, address , income and also
plays a major role in deciding the
amount of loan to be issued.

4. Types Of Home Loan
Sr.
No.
Types Purpose
1. Home Purchase Loan When purchasing a new
house
2. Home Construction Loan When constructing a
new house over an
acquired plot
3. Home Extension Loan Taken for alteration of
the existing house
*Various other types of home loans are also available.

5. Organizations Offering Home Loan
 Government Banks
- State Bank Of India (SBI).
- Bank Of Baroda
- Allahabad Bank
 Private Banks
- HDFC
- ICICI Home Loan
-PNB Housing Finance Limited
*Different banks offer different interest rates for home loans.

6. Home Loan Advantage
 Low interest rates.
 Tax benefit.
 Capital Appreciation

7. Thank You