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Home Loan
MY BANK TREE
H.no- 12-5-149/13/1 Beside Axis Bank lane,
Vijayapuri Colony, South Lalaguda,
Tarnaka, Secunderabad,
Telangana. 500017
mybanktree1@gmail.com​
+91 9966171074
MY BANK
TREE
2
1. Credit Cards
2. Personal Loan
3. Home Loan
4. Business Loan
5. Micro Loan
6. Life Insurance
7. Health Insurance
SERVICES
mybanktree.com
NEW HOME LOAN
A home loan is a sum of money borrowed from a bank or money lending
company at a fixed interest rate to be repaid monthly with the EMI. The
property is used as collateral by the lending company for the Home Loan.
The property can be either commercial or personal. If the borrower is
unable to pay the dues, the lender will have all legal rights to recover the
outstanding loan amount through the sale of the property in question. It
Comes in Several Varieties. It is a type of secured loan that a customer
can use to buy a house. The property can be an under-construction or
ready property from a developer, the purchase of a resale property, the
construction of a housing unit on a plot of land, the improvement and
extension of an existing house, or the transfer of your existing house
loan from another financial institution to Mybanktree. A housing loan is
repaid through equated monthly installments (EMI), which include a
portion of the borrowed principal as well as interest.
3
mybanktree.com
TYPE OF HOME LOANS
4
• Home Purchase
• Home Improvement Loan
• Home Extension Loan
• Home Construction Loan
• Loan for Land Purchase
• Home Loan for NRI
• Joint Home Loan
• House Loan Top-Up
• Affordable Housing Loan
mybanktree.com
HOW TO APPLY FOR HOME
LOAN IN MYBANKTREE?
Step 1: Fill in the required fields as mentioned in the form (basic
personal information, along with the registered mobile number
and email address.)
Step 2: After submitting all the details, the bank’s
representative will contact you to proceed with loan formalities.
Step 3: Once your loan application and documents are verified
and approved by the bank, within defined working days the
loan amount shall get disbursed in your mentioned bank
account.
5
mybanktree.com
LIST OF DOCUMENTS
1) Photo ID (Pan Card, Aadhar Card, Passport
Copy)
2) The minimum age is 21 years.
3) A working bank account
4) Income Proof for the Previous Three
Months
5) Address Verification
6) Form 16 / ITR copy from the previous two
years
7) Co-applications Documents that are the
same as the Applicant’s – If applicable
NEW HOME LOAN ELIGIBILITY
• Age limit of salaried individuals: 23-62
• Age limit of self employed individuals: 25-
70
• Required CBIL score for house loan:
Minimum 750
• Work experience of Salaried applicant:
Minimum 3 years
• Business continuity: Minimum 5 years
• Minimum salary: Rs.25,000
• Nationality: Indian, residing within the
country
6
mybanktree.com
THANK YOU
THEBANKTREE.COM
7

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My bank tree (home loan)

  • 1. Home Loan MY BANK TREE H.no- 12-5-149/13/1 Beside Axis Bank lane, Vijayapuri Colony, South Lalaguda, Tarnaka, Secunderabad, Telangana. 500017 mybanktree1@gmail.com​ +91 9966171074
  • 2. MY BANK TREE 2 1. Credit Cards 2. Personal Loan 3. Home Loan 4. Business Loan 5. Micro Loan 6. Life Insurance 7. Health Insurance SERVICES mybanktree.com
  • 3. NEW HOME LOAN A home loan is a sum of money borrowed from a bank or money lending company at a fixed interest rate to be repaid monthly with the EMI. The property is used as collateral by the lending company for the Home Loan. The property can be either commercial or personal. If the borrower is unable to pay the dues, the lender will have all legal rights to recover the outstanding loan amount through the sale of the property in question. It Comes in Several Varieties. It is a type of secured loan that a customer can use to buy a house. The property can be an under-construction or ready property from a developer, the purchase of a resale property, the construction of a housing unit on a plot of land, the improvement and extension of an existing house, or the transfer of your existing house loan from another financial institution to Mybanktree. A housing loan is repaid through equated monthly installments (EMI), which include a portion of the borrowed principal as well as interest. 3 mybanktree.com
  • 4. TYPE OF HOME LOANS 4 • Home Purchase • Home Improvement Loan • Home Extension Loan • Home Construction Loan • Loan for Land Purchase • Home Loan for NRI • Joint Home Loan • House Loan Top-Up • Affordable Housing Loan mybanktree.com
  • 5. HOW TO APPLY FOR HOME LOAN IN MYBANKTREE? Step 1: Fill in the required fields as mentioned in the form (basic personal information, along with the registered mobile number and email address.) Step 2: After submitting all the details, the bank’s representative will contact you to proceed with loan formalities. Step 3: Once your loan application and documents are verified and approved by the bank, within defined working days the loan amount shall get disbursed in your mentioned bank account. 5 mybanktree.com
  • 6. LIST OF DOCUMENTS 1) Photo ID (Pan Card, Aadhar Card, Passport Copy) 2) The minimum age is 21 years. 3) A working bank account 4) Income Proof for the Previous Three Months 5) Address Verification 6) Form 16 / ITR copy from the previous two years 7) Co-applications Documents that are the same as the Applicant’s – If applicable NEW HOME LOAN ELIGIBILITY • Age limit of salaried individuals: 23-62 • Age limit of self employed individuals: 25- 70 • Required CBIL score for house loan: Minimum 750 • Work experience of Salaried applicant: Minimum 3 years • Business continuity: Minimum 5 years • Minimum salary: Rs.25,000 • Nationality: Indian, residing within the country 6 mybanktree.com