Vikrant Gaikwad is seeking a role that provides challenges and opportunities for development. He has over 3 years of experience as a Credit Officer at Kotak Mahindra Bank, where he analyzed financial eligibility, created loan proposals, and handled MIS. Previously, he worked 2.5 years as an Account Officer for various firms, handling bookkeeping, audits, and account operations using Tally software. Vikrant holds a B.Com degree and is computer literate in programs like MS Office, HTML, and accounting software. He is interested in banking and declares all information provided is accurate.

1. Resume
VIKRANT SURESHRAO GAIKWAD
Add – “ MATRUCHAYA” MIG 33 MHADA COLONY,
ELECTRONIC ZONE SQR HINGNA ROAD
NAGPUR 440016
Email – vikrant.gaikwad@kotak.com
Mob. No – 07218294484/ 9028611904
CAREER OBJECTIVE
To pursue role function that constantly throw up challenges and make me stretch beyond my own limits, and
thereby develop myself as a thorough profession and a well-rounded individual.
PROFESSIONAL EXPERIENCE
KotakMahindraBankltd. (ivangel salesandservises) From Jan 2015to till date
Role– CreditOfficer(HomeLoan & LAP withWC and BL/ PL)
 Direct reporting to Location Head
 Credit & Operation :- File Processing and finalization
 Good knowledge about “Los” (from Loan Origination System)
 Good knowledge about “BCIF” (basic customer information)
 Good knowledge about “COREnx”
 Analysis Financial to Calculated initial Eligibility
 Good knowledge about “CAM” (credit appraisal memo)
 Create proposal in CORE for OD cases
 Good knowledge about Credit Policy
 Handling the MIS
Other Proprietorship/ LimitedFirms. From Jun2012to Jan 2015
Work with several proprietorship firms as an Accountant. For learning purpose, likeIspat metals and alloys,
Rai udyog limited, Facor steel limited, Shri. Hare ram Agarbatti Industries, Saboo Plastic Company.
Role– AccountOfficer
 Book keeping (Other than Sale and Purchase)
 Handling Audit and Taxation Dispute
 Direct reporting to Proprietor / HoD.
 Account Operation :- Overview to purchase and sale, controlling Administrative Expenses,
Bank reconciliation, Cash Handling, etc.
 Good knowledge about “Tally 9.0” (Computerized Accounting Software)
 Good knowledge about “Balance sheet and profit and loss”
 Analysis Financial to control Financial Fluctuation.

2. EDUCATIONAL QUALIFICATION
Course Instituation University/ Board Percentage
Year of
Passing
B.COM (Computer
Application)
Dhruv College of commerce and
Management
RashtrasantTukdoji
Maharaj Nagpur
University 62% 2012
HSC
Dr. Umathe and Mokhare
College MH - Board 76% 2009
SSC
Maharashtra Adhyan Mandir
High School MH - Board 61% 2005
CA IPCC ICAI ICAI DROP 2014
COPUTER AWARENESS
Course
University/ Board/
Instituation Computer Knowledge
B.COM (Computer
Application)
RashtrasantTukdoji Maharaj
Nagpur University
MS-OFFICE, SOFTWARE PROGRAMMING, TALLY 7.2,
TALLY 9.0, HTML
PERSONAL
SHRI RAM COMPUTER
INSTITUTE
TALLY 7.2
ICAI ICAI GMCS, ITT, ORIENTATION
EXPERIENCE ALL FIRMS
LOS, BCIF, NCIF, CAM, EXCLE, TALLY 9.0, TALLY ERP,
CORE
AREA OF INTEREST
 Banking(Retail Assets)
PERSONALINFORMATION
 Name : Mr. VikrantGaikwad
 Father’s Name : Mr. Sureshrao Gaikwad.
 Mother’s Name : Mrs. Sunita Gaikwad.
 Date of Birth : Aug 07th, 1988.
 Gender : Male.
 Marital Status : Unmarried.
 Nationality : India.
 Languages Known : English,Hindi and Marathi.
 Permanent Address : “Matruchaya” MIG 33 Mhada Colony Electronic
Zone Sqr Hingna Road Nagpur 440016
DECLARATION
I hereby declarethat all theabove information provided by me is correctto the best of my knowledge. I assureyou
that if I get a chancein your organization / company, I will avail my knowledge and skill for benefitand wellbeing of
your organization/ company.
DATE:
PLACE: Nagpur VikrantGaikwad