Losing money sucks.To make sure you don't lose your hard-earned salaries, we've come up with a slide show to help you identify ways Singaporeans stupidly lose money so you don't have to repeat those mistakes.

1. 8 ways Singaporeans
needlessly lose money
A Mothership.sg presentation with the National Crime Prevention Council
My neck
My back
Empty wallet
heart attack

2. Is losing money a big deal? Of course.
Who won’t heart pain when they kena the following?
1. Car kenna scratch
2. Miss 4D by a number
3. Drop new iPhone X onto train tracks
4. Drop money
5. Expired voucher
6. The new laptop you bought yesterday went
on discount today

3. How much do Singaporeans value money?
1. Triggered when kopi increase price by 20
cents
2. Relatives judge you every CNY/ Hari
Raya/ Deepavali over how much you earn
3. Parents use cleaners and other blue-
collar occupations as “bad examples” to
whip children in shape (very bad leh
those are honest hardworking people,
tsk)
[DISHONOUR DETECTED]

4. How
Singaporeans
lose money
(stupidly), ranked*
first to last
1. Love scam
2. Online purchase scam
3. Impersonation scam
4. Credit-for-sex scam
5. Dropping money without even
knowing you did
6. Claw machines
7. Kenna fined for cancelling Grab/ Uber
8. Fined for overdue library books
*According to who? Us, of course. Totally subjective.

5. Love scam
Why
● As cynical as Singaporeans are, we are still vulnerable
and WANT TO BE LOVed for who we are
How
● By an attractive, usually foreign, usually “a catch”
individual
● Tells sob story about how troubled they are or how
difficult it is to meet you
● Asks for money as proof of love (cos’ we all know we
can put a price on love, duuuUH) or need money
desperately to get out of a predicament before they can
meet you
What to do
● Ignore them or call the Po Po

6. Online purchase scam
Why
● Cos’ Singaporeans cheapskate love and can’t resist a good deal
● Cut us open we bleed kiasu
How
● “SUPER CHEAP LIMITED DEAL ONLY”
● Tempts you with super, unbelievably cheap deal
● Might even demand more payment for added “duties” as if GST not
high enough
What to do
● Read reviews as if your life depended on it
● Insist on physical meet-up and cash-on-delivery for online classified
purchases. Nobody gon’ get your money before you inspect the
goods.

7. Impersonation scam
Why
● Government institutions operate well in Singapore so
Singaporeans trust (naturally)
How
● “I am a police officer!”*
● “You need to give me your passport and bank account
number so I can resolve the case for you!”
What to do
● Be a typical, cynical Singaporean
● DON’T GIVE THE MONEY. AND PERSONAL DETAILS.
● Call the real po po
● Real public official will never ask for bank account
number, you think they want to transfer you lunch money
ah?
*Police officer or any public official

8. Credit-for-sex scam Why
● Some Singaporeans think money can buy “love”
How
● A stranger (usually hot, usually young, might be alien)
● Might offer sexy time or massages (also sexy time)
● In exchange, wants you to buy them things and/or gift cards
What to do
● Don’t be duped by anyone asking for shopping credits or gift
cards for “a meet-up baby ;)” Where got so easy one?
● Do an image search online to make sure your Jennifer
Lawrence is not an old auntie with curly hair
● Don’t give personal details, or details that can redeem online
credits, such as gift card PINs.
Hot Stranger: “Send me $500 via Alipay if
you want me tonight. ILY baby”
Me:

9. Claw machine scam
*Not technically a scam but what else do you call something that makes you feel scammed every time
Why
● Because you can never resist it. It’s like those cute,
evil, cuddly toys are taunting you
● “Save me, pls!”
● People who flaunt their wins by strutting around the
machines
How
● You give in to the temptation
● You start with $2
● It goes to $10 cos that !@&*% toy moved 15 cm
closer
● You give more money in anger
What to do
● Stay away from the machines. Forever.
● Go to M’sia

10. Money flew away/ dropped from pocket
Why
● Cos you have too much cash in your pocket
● Too many things in your pocket
● You should have stored it in your wallet
● Your pockets are too shallow (s e d)
● You didn’t listen to what your mama said about money being
precious
How
● The money falls out while you are pulling out your phone
● It slides out from your (overfilled) pockets while seated
What to do
● Cri
● Rmb to put in wallet next time.

11. Fined for overdue library books
*100% avoidable, shame on you. You got a lot of money to spare is it?
Why
● Because you are lazy as heck
● You lost the book
● Dog ate the book
How
● You lost the book
● Dog ate the book
What to do
● Pay the damn fine
Return the
damn book
You selfish
little sh*t

12. Charged for cancelling Uber/ Grab
Why
● You are busy person
How
● You fail to cancel within 5 minutes
● You keep changing your mind
● Driver is taking too long to come :(
What to do
● Don’t change your mind
● Have faith in the driver
● Keep email complaints to once a month
● Consider public transport. Maybe.

13. Love Scam Online
purchase scam
Impersonation
scam
Credit-for-sex
scam
Claw Machine
scam
Money fly away
/ drop from
pocket
Fined for
overdue library
books
Charged for
cancelling
Uber/Grab
Cheat money
Cheat feeling Sometimes
cancel because
driver also
waiting for you
to cancel
Feel stupid
You’re to blame Subjective Subjective
Lost a lot of
money
Subjective Depends on
how badly you
want that cheap
soft toy
Likely to
commit again
Only if you
think money
can buy love
Really stupid if
commit again
Sure, if really
despo
In Summary

14. General advice on how to not lose money stupidly
● Lunch is never free. Also rarely cheap. Yes it’s a metaphor you know what we mean.
● Life where got so easy one
● Open your eyes and ears big big
● Listen to your mother’s advice (unless your mother forwards whatsapp scams to ppl too)
● Prevention better than cure
● Ragrets is sad. Have no ragrets.

15. Prepared by:
Tan Guan Zhen
Never scammed before
Jonathan Lim
Claw machine repeat victim
Yeo Tsiu Wen
Money flew out of pockets