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The card has become such an important part ofour lives we cannot live without it. I havealways argued that the card dramat...
 Stop and think why you are buying things. Isit because you had a fight? An argument withyour boss? Time-pass? As enterta...
 Amazing how many people think ‘this muchis basic’ how can I not travel by air, taxi,auto…or ‘it is my wedding anniversar...
 Where you live, what you buy, where you eatout, what you do – all this is decided bycolleagues, classmates, etc. who are...
 Shopping, tobacco, eating at fancy joints,buying expensive things, alcohol, travel –anything which becomes an obsession ...
 Today your entertainment has to be going to amall, bowling, playing other games, moviesor eating out. To imagine that re...
 So all ‘show off assets HAVE to bebranded. There is a whole gen out therewhich has been beautifully told that Brand =Val...
 No plan of expenditure, career, savings,retirement …so it hardly matters.
 Like start early, compounding, power of smallnumbers – leading to fatalistic statements like– what will I be able to do ...
 I anyway have X amount of student debt, xamount of car debt, y amount of personaldebt…so what if I added another smallam...
 Ulhas H.Joshi M:- 9226846631 E-Mail:- joshiulhas5@gmail.com
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10 deadly sins that keep you poor

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Why most of the people remai poor or middle class? Find out from this Power Point Presentation from Ulhas H.Joshi

Published in: Economy & Finance, Business
  • Well Compiled Information from Ulhas Sir, People should be made aware of Financial Habits of Savings and Expenses.
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  • These cards are terrorist the undue expense capacity is act of terrorism more vital than kasab or rather even Osama. Young people should realise it.
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10 deadly sins that keep you poor

  1. 1. Compiled by
  2. 2. The card has become such an important part ofour lives we cannot live without it. I havealways argued that the card dramatically reducesour need to print notes, etc…however if youwish to reduce your expenses, stop using thecard, shift to cash.
  3. 3.  Stop and think why you are buying things. Isit because you had a fight? An argument withyour boss? Time-pass? As entertainment? Youhave been waiting for a friend and you weresupposed to meet in a mall? Or do you reallyneed the things that you are staring at in ashop? Instant gratification is great – so what ifit creates debt in the long run?
  4. 4.  Amazing how many people think ‘this muchis basic’ how can I not travel by air, taxi,auto…or ‘it is my wedding anniversary, IMUST BUY HER a diamond ring’ or ‘sir wejust need an I pad’ . Amusing to see kidsbuying a mobike, car, house …all on such ‘sireverybody borrows to buy a house’ theory.Entitlement based on dad’s earnings is evenfunnier to watch.
  5. 5.  Where you live, what you buy, where you eatout, what you do – all this is decided bycolleagues, classmates, etc. who are actuallychasing you. Funny situation is it not? Noclue who is chasing whom – seem to berunning in circles and wondering where theyhave reached!
  6. 6.  Shopping, tobacco, eating at fancy joints,buying expensive things, alcohol, travel –anything which becomes an obsession oraddiction sucks money out of your system,and fast!
  7. 7.  Today your entertainment has to be going to amall, bowling, playing other games, moviesor eating out. To imagine that reading a book,carom, going for a walk, cycling around, etc –those which you can do together but does notcost money have been so beautifully killed asentertainment thoughts! Wow media, youhave achieved your goals!
  8. 8.  So all ‘show off assets HAVE to bebranded. There is a whole gen out therewhich has been beautifully told that Brand =Value. Excellent for me as a shareholder ofcos. where I am a shareholder…but it ishurting you like mad, wake up!
  9. 9.  No plan of expenditure, career, savings,retirement …so it hardly matters.
  10. 10.  Like start early, compounding, power of smallnumbers – leading to fatalistic statements like– what will I be able to do saving Rs. 4000 amonth? Or I will never be able to buy a housein Mumbai, so let me live it up!
  11. 11.  I anyway have X amount of student debt, xamount of car debt, y amount of personaldebt…so what if I added another smallamount
  12. 12.  Ulhas H.Joshi M:- 9226846631 E-Mail:- joshiulhas5@gmail.com

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