Asian Banker - Future of Finance Bangkok 2017

2. Simpler, faster and stronger authentication
WHY WE NEED BIOMETRICS
2

3. voice
device
eye
I D E N T I T Y V E R I F I C A T I O N
password
personal data
behavior
face
hand
location
3

5. AUTHENTICATED

6. BIOMETRIC TEMPLATE IS IRREVERSIBLE
WHY ENCRYPT?

7. ANDROID WINDOWSAPPLE
7

8. FACE BIOMETRICS
FRR 5% @ FAR 0.001%
Windows 10
8

9. FaceID accuracy 1 : 1,000,000

10. Device binding
Biometrics
One time password
10
VIRTUAL SECURE ELEMENT
SOFTWARE SECURITY MODULE
V-KEY SECURE EXECUTION PLATFORM

12. Deployment of Biometrics in Banking
12
Eye

13. 13
https://www.ocbc.com/personal-banking/online-banking/campaign/vocal-
password.html?cid=sg:en:others:ebiz:Vocal-Password:Launch:42644:social:Facebook:Link-Post::::
https://www.anz.com.au/promo
/personal/ways-bank/Voice-ID/

14. AT OCBC, MY VOICE IS MY PASSWORD

15. SPEECH

16. ROC CURVE TEST SCENARIO
1,000 enrolments
1,000 live samples
Cross matching to plot FAR – FRR results
Expected outcomes:
1,000 genuine scores
999,000 impostor scores
16
Measuring biometric accuracy

18. PASSWORD
INNOVATRICS IFACE 3.0
FRR 0.6% @ FAR 1%
FRR 1.2% @ FAR 0.1%
18

19. REGULATIONS FOR PROTECTING BIOMETRIC DATA
Definition of personal / biometric data
Consent of data subject Revocability of consent
General principles of protection
Roles of controllers / processors Security and compliance

20. tony.chew@v-key.com
enquiries@v-key.com