2. Highlights
• $20,000 to $215,000
• Funds received as early as 10 days (may take up to 6 weeks for challenged files)
• No income documentation
• No employment verification
• No home or assets required
• One Bureau Only funding options available
• 100% unsecured
3. Requirements
• 680+ credit scores (unless active or retired military affiliation)
• Revolving balances below 60%
• Minimum of 3 open, seasoned (24 months), primary revolving lines
• No more than 4 inquiries per bureau within the last 90 days
• Discharged BK's must be over 5 years
• No late payments or collection accounts within the past 12 months
• No fraud alerts reporting to any one bureau
• Address on each bureau must match and report as most current as address on
application (we can help you with this)
• Client must receive the funds at their physical home address (no po box, UPS, or
company address)
4. Personal Funding
We offer unsecured personal funding.
Depending on the client’s credit, we can fund up to $250,000 as early as 10 days.
Funding arrives in the form of credit cards. There will be multiple lines averageing betwee 3-30k
each. Client will have multiple inquiries; each bank will pull their own credit report.
Some credit cards may be liquidated, we call these "cashlines." Cashlines are still credit cards but
cards that allow the client to pull 100% of the available credit via check or balance transfer. Not all
clients will qualify for cashlines.
Funds are secured against the client's personal credit, not business or corporate.
Proof of Income is not required but may provide additional funding if submitted. Clients are
encouraged to list entire household income on the application. Income stated at 100k and above
produce the highest approval amounts.
Clients who have military affiliation may receive additional funding. These clients will be required to
provide us with access to their online banking, for any military banks we can get them funding with.
Learn More on our Military Funding Page.
5. Funding Process
• We provide quotes based off our experience. All we need for a quote is a 3-bureau credit report. We accept CreditCheckTotal.com
or Equifax.com reports. Quotes are provided within 48 hours.
• Once client turns in their Submission Package (app, contract, dl, ss card, utility bill), file will go into file prep status. We have a 24
hour prep time prior to bank submission.
• Client will be contacted by email and phone by their assign Account Manager. The call will cover all the details of the process. We
will not submit to banks until this call is complete.
• Approvals take anywhere from 1 hour to 10 days, depending on if they come back automated or go to a pending status.
• Once each card is approved it is shipped and received within 2-10 business days.
• Our service fee is due within 24 hours of receipt of each card.
• Interest rates vary based on client's credit. Average rates range between 9%-19.99%. Most cards offer a 0% APR for the first year -
most, not all.
• If client needs to liquidate funds, we can provide tips but cannot do this for them. We also do not guarantee that any/or all cards
can be liquidated.
6. Military Funding
Military, DOD, Civilian Employee Affiliated? We can fund on scores as
low as 600!
• Self, Spouse, family member or Roommate who is Active, Retired, or Receiving
compensation from Military or DOD will qualify you.
• The one who is military affiliated will need to get membership with our military
banks first, and then share the benefit with the client (further instruction will be
provided).
• Up to $100,000 in Military Funding alone.
• All Cash Accessible lines.
7. Client’s Role
We must have full participation from the client during the entire funding
process. Client will need to:
• Check mail daily
• Send us copies of all bank letters within 24 hours of receipt
• Notify us of all cards recieved within 24 hours of receipt
• Notify us of any missed bank calls
• Complete all bank instructions received from TFC, within 24 hours of receipt
• Pay invoices within 24 hours of receipt
Time is of the essense. Any delay on the clients part will have a great effect on
the success of the file.
8. Earn a Referral Fee!
Refer clients to us and we will pay you 1% of their total funded
amount, once client pays in full for our services.
Requirement: Must notify us with a name and phone number of
prospective client, prior to client getting funding.
www.TheFundingCompany.com
info@thefundingcompany.com
888-978-9998
