This document addresses 7 common questions about teacher loan forgiveness. It explains that to qualify for loan forgiveness, a teacher must have 5 consecutive years of full-time teaching experience at a low-income elementary or secondary school. It describes how to determine if a school qualifies and how to apply for loan forgiveness, including getting certification from the school's chief administrative officer and submitting the completed application to your loan holder.

1. Top 7 questions
Asked about
Teacher’s Loan
Forgiveness

2. If you are working as a teacher and have taken a study loan then
here we are going to tell you how you can apply for
teachers loan forgiveness. We have covered up the write up in
question answer format for your convenience.

3. Q1:I am working as a teacher, when can I apply for loan
forgiveness?
A: To apply for loan forgiveness, you need to have consecutive five
years full time teaching experience in primary or secondary school.

4. Q2:How can I know if the school I teach falls under low income
school?
A: Every year, U.S. Department of Education brings out list of
elementary and secondary schools that falls under the category of low
income school. You can check online to see if the school you are
working comes up in the category. Please note, the inclusion or
exclusion of school is decided by the state education agency. Hence
any query should be directed to State Education Agency not the U.S.
Department of Education.

5. Q3 Will my teaching service qualify if I am working with an
Educational Service Agency?
A: Yes, if you are
associated with an
Educational Service
Agency, your teaching
experience may
qualify, the criteria is
that you need to have
five consecutive years
of teaching experience
at an eligible education
service provider after
2007-08 academic
year.

6. Q4:What if I am working with Bureau of Indian Education
that caters to the need of low income group?
A: The schools run by
Bureau of Indian Education
qualify for the loan
forgiveness, even if the name
of the school is not appearing
in the U.S. Department of
Education annual list for low
income school. The same is
applicable for the schools
operated by Indian Tribal
Groups that qualifies norms
laid by the Bureau of Indian
Education.

7. Q5:How can I apply for teacher loan forgiveness?
A: You need to qualify the first criteria for loan forgiveness that is
completing five years of teaching experience in elementary or
secondary school serving low income group students. The
second step involves taking a print out of Teacher’s Loan
Forgiveness Application and filling it up. There is certification
section in the form that needs to be completed by the Chief
Administrative Officer of the school where you completed your
qualifying teaching service.

8. Q6:What if I have taught at different schools during the
five year period?
A: If you have served in more than one school during the same
academic year then you can request any of the Chief
Administrative Officers to complete the Certification Section. The
procedure is going to be different if you have served in different
schools during different academic year then the certification must
be done by all the administrative officer where you taught. The
additional certifications can be taken on a different paper. Later,
attach it with the loan forgiveness application form.

9. Q7 What I have to do next once I have completed the
application form?
A: Once the form is completed send it to your loan holder. In case,
you have taken loan from different loan provides and are applying for
the loan forgiveness for the same then you need to submit different
forms to each of them.

10. Student Debt Center
Contact Person - Cesar Buitrago
Address - 18459 Pines Boulevard, Suite
532, Pembroke Pines, FL 33029
Contact No. - 800-551-7187
Email Id - info@studentdebtcenter.org
Website - http://studentdebtcenter.org/