Types of Mutual funds

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2. Investment Objective
 Equity funds
 Debt funds
 Balanced funds
 Child care funds
 Tax saving funds
 Retirement saving funds
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3. Investment
Objective
Equity funds
Debt scheme
Balanced scheme
Tax saving scheme
Liquid(MM) scheme
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “high risk and high return”
 Invest the funds in Shares
 Its aim to provide capital
appreciation over long term.
 Its only suitable for long term
investors
 Its not suitable for need money
short time.
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4. Investment Objective
1. Large cap funds – 80% large cap
2. Large & Mid cap fund – 35% each cap
3. Multi cap funds – 65% equity in All cap
4. Focussed funds - 30 stocks max.
5. Mid cap funds – 65% mid cap
6. Small cap funds – 65% small cap.
7. Dividend Yield funds – Dividend yield stocks.
8. Value Funds – Under valued stocks
9. Sectoral funds – 80% equity in sector.
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5. Investment
Objective
Equity scheme
Debt funds
Balanced scheme
Tax saving scheme
Liquid(MM) scheme
Gilt schemes
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “Low risk and Less return”
 Invest the funds in Bonds, Govt.
Securities, Debentures, etc.
 Its aim to provide regular and
steady income
 Its suitable for Short term investors
 This will not be capital
appreciation
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6. Investment Objective
1. Overnight funds – 1 night
2. Liquid funds – <=91 days
3. Ultra short duration funds – 3-6 months
4. Low duration funds – 6-12 months
5. Money market funds – 1 year
6. Short duration funds- 1-3 years
7. Medium duration funds- 3-4 years
8. M to Long duration funds- 4-7 years
9. Long duration funds- >7 years
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7. Investment Objective
10. Dynamic bonds- All durations
11. Corporate bond funds- 80% highest rated instruments
12. Credit risk funds – 65% below highest rated instruments
13. Banks and PSU funds- 80% Banks and Public sector units
14. Gilt funds – 80% Govt. Securities across maturity
15. Gilt funds with 10 year constant duration
16. Floater funds- 65% floating rate instruments
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8. Investment
Objective
Equity scheme
Debt scheme
Balanced funds
Tax saving scheme
Liquid(MM) scheme
Gilt scheme
Tax saving scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s “Medium risk and Medium
return”
 Invest the funds in Equity and
fixed income instruments
 Its aim to provide regular
income and capital appreciation.
 Its suitable for looking modern
growth.
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9. Investment Objective
1. Conservative hybrid funds - 75-90% Debt
2. Balanced hybrid funds - 40-60% Debt/Equity
3. Aggressive hybrid funds - 65-80% Equity
4. Dynamic asset allocation funds(BAF)
5. Multi asset allocation funds - 10% Each assets
6. Arbitrage funds
7. Equity saving funds - >=65% Equity + 10%Debt.
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10. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving funds
Liquid(MM) scheme
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 This scheme provide Tax benefits
to investor as per the I.T. Act 80(c).
example. ELSS
 It provide capital appreciation and
tax benefits.
 This scheme come with lock-in
period only 3 Yrs.
 Funds invest mainly in Equities
and hence “high risk, high return”.
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11. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving scheme
Liquid funds
Gilt scheme
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 It’s provide easy liquidity
 Invest the funds in safe and
short term instruments. example
Treasury bills etc.
 Its aim to provide modern
income and capital protection
 Its affect based on the interest
retes in the market..
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12. Investment
Objective
Equity scheme
Debt scheme
Balanced fund scheme
Tax saving scheme
Liquid(MM) scheme
Gilt funds
Sector scheme
Index scheme
Funds of Funds scheme
Exchange Traded funds
 In this scheme invest the
funds exclusively in Govt.
Securities.
 NAV of this scheme affects
based on the interest rates in
the market..
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