Overview of OBC Bank

2. BANK LOGO

3. Our Mission
 To provide the finest banking services by upgrading
human capital and infusing advanced technology,
thereby achieving total customer satisfaction; and
being reckoned as the “Best Bank” in the Industry on
all efficiency parameters.
 To enhance shareholders’ wealth by ensuring sound
growth of business and make valuable contributions
to national economic growth

4. HISTORY
 It was Founded by, Late Rai Bahadur Lala Sohan Lal,
the first Chairman of the Bank.
 Established on 19th Feb' 1943 in Lahore, Oriental
Bank of Commerce (OBC) is one of the public sector
banks in India.
 Branches in the newly formed Pakistan had to be
closed down and the Registered Office was shifted
from Lahore to Amritsar.
 1970-76 was the most challenging period of the Bank

5.  The bank was nationalized on 15th April, 1980
 At that time it stood 19th among the 20 Nationalized
banks in India.
 The company is owned by Canara Bank (holding
51%) and Oriental Bank of Commerce (23%) and
HSBC Insurance (Asia Pacific) Holdings (26%).
 OBC has a network of 530 branches and 505
ATM's spread throughout India, out of which 490
branches offer centralized banking solutions.

6. Operations Carried in India
 OBC India Grameen Project
 Comprehensive Village Development Programme
 Special Services For Women
 OBC Aadhar
 Kisan credit card scheme
 Jeevan Sarathi for PH
 OBC has a network of 530 branches and 505 ATM's
spread throughout India

7. Oriental Bank of Commerce Fact File
 Amongst the strongest banks in India
 High Capital Adequacy Ratio
 Consistent Profit-making Bank
 One of the Lowest Spreads in Banking Industry
 Total Working crosses the 35700 corer mark
 CRISIL Ratings
 The Highest Productivity per Employee
 NPA - One of the lowest

8. Services Offered
 Account Related Operations for all the accounts in the CBS
branches
 Fund Transfer Operations
 Special Loans to NRI’s, Doctors, Professionals, Women,
Traders, Defence Personnel
• Internet Banking
• All types of loans, advances & deposits
• Swarojgar Credit Card Scheme
• Gold Loan

9. Ratings & Rankings
 The National Institute of Bank Management (NIBM)
rated OBC Bank as "Customer Friendly" Bank.
 Ranks 14th among the Indian Banks according to
Rediff.com
 OBC stands 9th among the Public sector Banks.

10. Current Position (Market share)
 It has reported pale operating performance for the
quarter ended June 11 with 4% dip in NII .
 The business of the bank has increased by 16% y-o-y
and 3% q-o-q .
 There was a2% dip in the Net Profit at Rs. 354.70
crore.
 The bank has made 139.86 crore of additional
provisions according to RBI.

11. Improvement Shown
 Advances grew 14% y-o-y and 2% q-o-q .
 Deposits grew by 17% y-o-y and 4% q-o-q .
 The bank has added 23 branches and 31 ATM's
taking the count to 1644 branches with 23 extension
counters and 1223 ATM's.
 During the quarter, the bank marketed 3479 policies.
 Book value per share has improved to Rs. 337.93
crore at end of June 11 from Rs. 303.58

12. Future Plans
 To improve the quality of services offered to the
customers.
 Increase the number of branches and ATM’s.
 Increase the Trading of the Bank.
 Better Internet Banking facilities.
 Customer Satisfaction
 To enhance shareholders’ wealth by ensuring sound
growth of business

13. Branches
 The Head Office is located at, Connaught Place,
New Delhi.
 The Mumbai Office is located at, Cuffe Parade road.
 The Pune Office is located at, Synagogue Street.

14. By- Savio Pereira