Profile Of Federal Bank


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Profile Of Federal Bank

  2. 2. Founder of federal bank <ul><li>Kulangara Paulo Hormis, the visionary Banker was born on 18th October, 1917 at Mookkannur; a small village in the suburbs of Greater Cochin, in a middle class agricultural family. </li></ul><ul><li>Educated as a lawyer, Shri Hormis began his career as an Advocate in the Courts of Perumbavoor. </li></ul>
  3. 3. FEDERAL BANK <ul><li>More than 500 branches </li></ul><ul><li>Over the years it has been transformed as one of the primary private sector bank in India. </li></ul><ul><li>More than 300 branches in Kerala alone </li></ul><ul><li>Federal Bank is all about understanding relationships. </li></ul><ul><li>They are being nurturing our relationships for more than seven decades </li></ul>
  4. 4. Fedral bank Contt.. <ul><li>Federal Bank has played a pioneer role in developing and deploying new technology assisted customer friendly products and services. </li></ul><ul><li>First, among the traditional banks in the country to introduce Internet Banking Service through FedNet . </li></ul><ul><li>First among the traditional banks to have all its branches automated. </li></ul>
  5. 5. FUTURE EXPECTATIONS <ul><li>At present, about 7,200 are working with the bank and it expects that the headcount would grow to 10,000 by 2011, the bank expects to have nearly 1,000 branches by 2011. </li></ul><ul><li>Statement by:- Mr. M Venugopal(ceo &md) </li></ul>
  6. 6. WHY?
  8. 8. Facilities Available <ul><li>View Account Balance  </li></ul><ul><li>Mini Statement </li></ul><ul><li>Change four-digit access code / PIN. </li></ul><ul><li>Mobile Phone Number change  </li></ul><ul><li>Discontinue / Re enable alerts  </li></ul><ul><li>Options for changing the amount for sending the alerts. </li></ul><ul><li>Account Statement Request  </li></ul><ul><li>Cheque Book Request </li></ul><ul><li>Help about the available options . </li></ul>
  9. 9. Why fed cont….. <ul><li>Depository Services </li></ul><ul><li>Credit Cards </li></ul><ul><li>Insurance Products </li></ul><ul><li>Export Credit Insurance Products </li></ul><ul><li>Express Remittance Facility from Abroad - FEDFAST </li></ul><ul><li>Cash Management Services </li></ul>
  10. 10. Cont.. <ul><li>Merchant Banking Services </li></ul><ul><li>E-shopping Payment gateway </li></ul><ul><li>BSNL Bill, Online LIC Insurance, Easy Pay- On-line fee payment system </li></ul><ul><li>Online Railway Reservation System </li></ul>
  11. 11. FIRST……………………. <ul><li>among the traditional banks in the country to introduce Internet Banking Service through FedNet </li></ul><ul><li>among the traditional banks to have all its branches automated. </li></ul><ul><li>and only Bank among the traditional Banks in India to have all its branches inter-connected </li></ul>
  12. 12. FIRST………………………… <ul><li>and only bank among the older Banks to have an e-shopping payment gateway. </li></ul><ul><li>traditional Bank to introduce Mobile Alerts and Mobile Banking service. </li></ul><ul><li>Bank to implement an ExpressRemittance Facility from Abroad </li></ul>
  13. 13. FIRST……………………… <ul><li>First Electronic Telephone Bill Payment in the country was done through Federal Bank </li></ul><ul><li>First in India to provide RTGS facility in all its branches </li></ul><ul><li>one of the first banks in the country to deploy most of these technology enabled services at the smaller branches including rural and semi-urban areas. </li></ul>
  14. 14. AnyTime-AnyWhere-AnyWay Banking <ul><li>The Bank has the full range of delivery channels including, Internet Banking, Mobile Banking and Alerts </li></ul><ul><li>Any Where (Branch) Banking, Interconnected Visa enabled ATM network, E-mail Alerts , Telephone Banking and a Centralised customer Call Centre with toll free number. </li></ul><ul><li>Customers thus have the ability to avail 24 hour banking service from the channel of his choice, according to their convenience. </li></ul>
  15. 15. WHAT AN IDEA ! <ul><li>&quot;We still have enough scope to grow...It could be that they have overgrown in size but we are expanding so there is enough scope for us to grow in size.” </li></ul><ul><li>By:-Federal Bank CEO and MD M Venugopal </li></ul>
  16. 16. WHAT AN IDEA ! <ul><li>At the time of recession, private lender Federal Bank expects to recruit nearly 3,000 people by 2011 . </li></ul><ul><li>Fed expect to recruit about 1,000 people every year for 2 to 3 years. This year fed recruited 700 people and 100 more will be joining soon. </li></ul><ul><li>Source:- business standard, march 01, 2009 </li></ul>
  17. 17. Financial Super Market <ul><li>The Bank has now emerged into a financial supermarket giving the customers a range of products and services . </li></ul>
  18. 18. Prefered Banking Partner of NRI s <ul><li>Federal Bank continues to be the favourite choice for NRIs as is evidenced from the fact that about 30% of the deposits come from the NRI segment. </li></ul><ul><li>short term deposit has been rated by CRISIL and awarded a high score of P1+. </li></ul><ul><li>The Bank has correspondent Bank arrangements with Banks in most of the major cities in the world . </li></ul><ul><li>SWIFT connectivity ensures speedy transfer of funds to accounts maintained with the Bank . </li></ul>
  19. 19. <ul><li>In addition, the Bank has an Express Remittance Facility (FEDFAST) enabling Non Resident Indians in the Gulf to effect quick transfer of funds to their accounts . </li></ul><ul><li>FedFast when combined with the Mobile Alert facility enables the customer to not only receive quick credit of his remittance in the account but also to receive instant confirmation of the credit on their mobile phone anywhere in the world, through SMS. </li></ul>
  20. 20. Business research <ul><li>Federal Bank is the leading player in the category - traditional banks, the term tradition denoting that a set of values are followed for quite a few years. </li></ul><ul><li>Strategic alliances and diversification measures are adopted, making sure that the ultimate aim is achieved, to be a bank of true world class standards. </li></ul><ul><li>The most important asset of the bank are its- employees. </li></ul><ul><li>An HRD policy of the bank is based on building up of the employee relationship. </li></ul><ul><li>An HRD policy aimed at developing a ‘WE’ attitude among the employees. </li></ul>
  21. 21. Financial highlights
  22. 22. The bank has shown a robust performance for the quarter ended June 30, 2008, with the Operating Profit increasing by 34.55 % to Rs. 253.52 Crores and Net Profit increasing by 1.81 % to Rs.68.15 Crores.
  23. 23. The total income for the fiscal increased by 27.53 % from Rs. 659.70 Crore to Rs. 841.33 Crore, supported by a 32.67 % growth in total business.
  24. 24. The Net Interest Income increased by 47.38 % to Rs. 278.19 Crore. The net interest margin (NIM) of the Bank increased from 3.49 % as on 31.3.2008 to 3.80 % as on 30.6.2008 .
  25. 25. 3 months ended 30.06.2008 vs 3 months ended 30.06.2007
  26. 26. • Operating Profit increased by 34.55 % from Rs.188.43 Cr to Rs. 253.52 Cr • Net Profit up by 1.81 % from Rs. 66.94 Cr to Rs. 68.15 Cr • Total Income increased by 27.53 % from Rs. 659.70 Cr to Rs. 841.33 Cr • Total Interest Income up by 34.20 % from Rs. 555.22 Cr to Rs. 745.12 Cr
  27. 27. <ul><li>Non-Interest Income down by 7.92 % from Rs.104.48 Cr to Rs. 96.21 Cr • Net Interest Margin (NIM) at 3.80 % • Net Interest Income up by 47.38 % from Rs. 188.76 Cr to Rs. 278.19 Cr </li></ul>
  28. 28. • Total Business up by 21 % from Rs. 44818 Cr to Rs. 47178 Cr • Total Deposits increased by 15.12 % from Rs 25913 Cr to Rs. 26893 Cr
  29. 29. • Total Advances increased by 29.19 % from Rs 18905 Cr to Rs. 20285 Cr.. • Earnings Per Share at Rs. 15.94 • Book Value of share increased to Rs. 233.51
  30. 30. Branch network
  31. 31. <ul><li>The total number of branches and ATMs had increased to 606 and 559 respectively, as on date. </li></ul><ul><li>The Bank will continue to open more branches and ATMs in this financial year 2008 - 2009 , in line with its organic growth plans. </li></ul>
  32. 32. Increase in shareholders’ value The earning per share (EPS) and book value per share as on June 30, 2008 stood at Rs. 15.94 and Rs. 233.51 respectively as against Rs. 31.28 and Rs. 183.31 respectively as at June 30, 2007.
  33. 33. CONTACT US <ul><li>Organization: Mr.M Venugopalan is the Chairman of the Federal Bank India. Corporate office: The Federal Bank Limited, Federal Towers, Aluva - 683 101, Kerala, India. Website: e-Mail : [email_address] </li></ul>
  34. 34. Thanks