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SUGATA GHOSH
CAREER OBJECTIVE
Looking forward to handle the challenges and excitements of greater responsibilities in a result oriented professional team,
which provides innovative and effective work environment and opportunities for professional growth.
EXPERTISE /SKILLS SUMMARY
 Over 8+ years experience in commercial vehicle, Two wheeler Finance, Auto-loan , STPL operations , in NBFC
Industry .
Working Experience :
1. Name of the Present company : Cholamandalam Investment & finance company Ltd.
Position Occupied : Branch Manager – Berhampore Branch 2 years & Raghunathganj Branch 1
year.
a) Maintaining the target IRR & desired cost of acquisition of the
Branch.
b) Disbursement of files & Making Dealers payments within TAT time.
c) Credit Quality control of Files, deviation approval & risk control .
d) Control of Branch collection over dues by routine followup to collection team.
e) Fulfilling the branch monthly sales targets & profitability.
f) Controlling DST & DCT of 30 people team handling.
2. Name of the Present company :FamilyCredit Limited- SOCIETE GENERALE GROUP ( Currently known as
L& T Finance . )
Position Occupied : Assistant Manager – Branch Operation Mumbai
Branch-3 Years&
3Years at Berhampore Branch.
Responsibilities : a) Responsible for daily cash & cheque transaction within TAT time.
b) Disbursement of files & giving final authorization for payments, Making Dealers
payments within TAT time.
c) Processing of PDC & ECS & sent to HO within TAT 48 hrs after disbursement.
d) Authorization for final disbursement after checking the physical files.
32/7/1, Ukilabad Road Po-Berhampore Dist-
Murshidabad pin-742101
Email ID:sugata_ghosh@rediffmail.com
Contact No: 7797811118 (M)
9475260325
e) Monitoring Branch Customer care executive’s activity relating to NOC &
provide solution for any escalation at branch level.
f) Monitoring activity of branch cashier & other backend people. Special take
care for collection cash &cheque deposition within TAT.
g) Branch Administration including legal compliances to local authorities.
3. Name of the Company : SRD Cell of WestBengalState Rural Development Agency .
Position Occupied : Accounts – Purulia District. ( 1 year )
Responsibilities : a)
Processing of Fund application , Release of Funds to different bodies.
b) Co ordinate the Audit matter with Audit
Team
c) Bank reconciliation
d) Procurement of Assets & store
maintenances.
e) Prepare of MIS report to State level officer.
f) Cash & Bank entry through TALLY 7
4. Name of the Company : RISHI EXPORT LTD.
Position Occupied
: Account, Kolkata ( 3 years )
Responsibilities : a) LC opening with bank
b) Bill discounting & fund management .
c) Shipment wise cost sheet preparation & profitability analysis.
d) Bank reconciliation & balance maintain.
e) Accounts finalization , MIS report prepration.
5. Name of the Company : PUMA EXPORT PVT LTD.
Position Occupied
: Account, Kolkata ( 4 years )
Responsibilities : a) LC opening with bank
b) Bill discounting & fund management .
c) Suppliers Bill processing
d) Bank reconciliation, cash Management .
e) Accounts finalization , MIS report prepration.
f) Entry in
TALLY 5.4
 Professional Qualification:
Diploma in Computer R.C.C
Application & Advance Jadavpur 1997-98
Programming
MBA (Finance) Sikkim Manipal University 2008-2010 62%
 Educational Qualification:
B.Com (Hons) CalcuttaUniversity 1996 41.4%
H.S W.C.H.S.E 1993
46.9%
Madhyamik W.B.S.E 1991
62.2%
 Others Details :
Sex : Male.
Father’s name : Late GourhariGhosh
Date of Birth : 15/09/1975.
Present CTC : Rs.6,62,192.00
Notice Period: One month.
Reference
: Sanjib Kumar Shaw
Sanjib Shaw : Sr. Area Business Manager- Mob: 9836063195.
Date: July 6, 2016
Place: Berhampore
Signature

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Resume

  • 1. SUGATA GHOSH CAREER OBJECTIVE Looking forward to handle the challenges and excitements of greater responsibilities in a result oriented professional team, which provides innovative and effective work environment and opportunities for professional growth. EXPERTISE /SKILLS SUMMARY  Over 8+ years experience in commercial vehicle, Two wheeler Finance, Auto-loan , STPL operations , in NBFC Industry . Working Experience : 1. Name of the Present company : Cholamandalam Investment & finance company Ltd. Position Occupied : Branch Manager – Berhampore Branch 2 years & Raghunathganj Branch 1 year. a) Maintaining the target IRR & desired cost of acquisition of the Branch. b) Disbursement of files & Making Dealers payments within TAT time. c) Credit Quality control of Files, deviation approval & risk control . d) Control of Branch collection over dues by routine followup to collection team. e) Fulfilling the branch monthly sales targets & profitability. f) Controlling DST & DCT of 30 people team handling. 2. Name of the Present company :FamilyCredit Limited- SOCIETE GENERALE GROUP ( Currently known as L& T Finance . ) Position Occupied : Assistant Manager – Branch Operation Mumbai Branch-3 Years& 3Years at Berhampore Branch. Responsibilities : a) Responsible for daily cash & cheque transaction within TAT time. b) Disbursement of files & giving final authorization for payments, Making Dealers payments within TAT time. c) Processing of PDC & ECS & sent to HO within TAT 48 hrs after disbursement. d) Authorization for final disbursement after checking the physical files. 32/7/1, Ukilabad Road Po-Berhampore Dist- Murshidabad pin-742101 Email ID:sugata_ghosh@rediffmail.com Contact No: 7797811118 (M) 9475260325
  • 2. e) Monitoring Branch Customer care executive’s activity relating to NOC & provide solution for any escalation at branch level. f) Monitoring activity of branch cashier & other backend people. Special take care for collection cash &cheque deposition within TAT. g) Branch Administration including legal compliances to local authorities. 3. Name of the Company : SRD Cell of WestBengalState Rural Development Agency . Position Occupied : Accounts – Purulia District. ( 1 year ) Responsibilities : a) Processing of Fund application , Release of Funds to different bodies. b) Co ordinate the Audit matter with Audit Team c) Bank reconciliation d) Procurement of Assets & store maintenances. e) Prepare of MIS report to State level officer. f) Cash & Bank entry through TALLY 7 4. Name of the Company : RISHI EXPORT LTD. Position Occupied : Account, Kolkata ( 3 years ) Responsibilities : a) LC opening with bank b) Bill discounting & fund management . c) Shipment wise cost sheet preparation & profitability analysis. d) Bank reconciliation & balance maintain. e) Accounts finalization , MIS report prepration. 5. Name of the Company : PUMA EXPORT PVT LTD. Position Occupied : Account, Kolkata ( 4 years ) Responsibilities : a) LC opening with bank b) Bill discounting & fund management . c) Suppliers Bill processing d) Bank reconciliation, cash Management . e) Accounts finalization , MIS report prepration. f) Entry in TALLY 5.4  Professional Qualification: Diploma in Computer R.C.C Application & Advance Jadavpur 1997-98 Programming MBA (Finance) Sikkim Manipal University 2008-2010 62%  Educational Qualification: B.Com (Hons) CalcuttaUniversity 1996 41.4% H.S W.C.H.S.E 1993 46.9%
  • 3. Madhyamik W.B.S.E 1991 62.2%  Others Details : Sex : Male. Father’s name : Late GourhariGhosh Date of Birth : 15/09/1975. Present CTC : Rs.6,62,192.00 Notice Period: One month. Reference : Sanjib Kumar Shaw Sanjib Shaw : Sr. Area Business Manager- Mob: 9836063195. Date: July 6, 2016 Place: Berhampore Signature