1.
Banking for the
decentralized identity
ecosystem in Alberta
Mike Brown
Director of Product Innovation
ATB Financial
@mike_brown_yyc
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/
A banking approach to decentralized
identity and building a credential
ecosystem
January 28, 2019

2.
1. Empower global SSI communities
2. Open to everyone interested in SSI
3. All content is shared with CC BY SA
SSIMeetup.org
Alex Preukschat @SSIMeetup @AlexPreukschat
Coordinating Node SSIMeetup.org
https://creativecommons.org/licenses/by-sa/4.0/
SSIMeetup objectives

3.
Meet ATB Financial
With 5,300 team members serving over 770,000
Albertans for the past 80 years, we are Alberta’s
largest home grown financial institution.
We’re more than a bank. We listen. We’re
customer obsessed, relentlessly inventive and
we believe we can deliver happiness to those we
serve.
Our purpose has enabled us to to achieve some
amazing things.
ATB.com
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

4.
Meet ATB Financial
With 5,300 team members serving over 770,000
Albertans for the past 80 years, we are Alberta’s
largest home grown financial institution.
We’re more than a bank. We listen. We’re
customer obsessed, relentlessly inventive and
we believe we can deliver happiness to those we
serve.
Our purpose has enabled us to to achieve some
amazing things.
ATB.com
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

5.
Blockchain Thesis:
Banks No Longer Control
the Flow of Money
(and more)
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

6.
Identity Thesis:
Giving consumers control of
their identity will enable user
control of interactions and
spur innovation
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

7.
Identity Goals:
Bringing self-sovereign
identity (SSI) to all Albertans
Positioning Alberta, as a
global leader in embracing
SSI
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

8.
PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

9.
PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
● Issuing of change of
address
● Updating Bank with
new address
Demonstrating
streamline telco
account opening and
later change of
address scenario
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

10.
PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
● Issuing of change of
address
● Updating Bank with
new address
Demonstrating streamline
telco account opening and
later change of address
scenario
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

11.
PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

12.
PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

13.
PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
● Issuing of Bank
account cred
Demonstrating
controller/processor
employment cred, bank
account opening, and
account login
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

14.
PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
● Issuing of Bank
account cred
Demonstrating
controller/processor
employment cred, bank
account opening, and
account login
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

15.
Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

16.
Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

17.
Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

18.
Wallet Study:
ATB and two other
Canadian companies
are conducting a study
of what are the features
of a digital credential
wallet, such that we can
begin issuing and
consuming consumer
credentials.
Wallet Study will be
published openly in
early February.
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

19.
What’s Next:
➔ Build out Alberta
Credentials Ecosystem
➔ Build internal integrations
➔ Wallet Analysis & Selection
➔ Pilot roll-out
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

20.
Questions?
Mike Brown
Director of Product Innovation
ATB Financial
@mike_brown_yyc
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/
A banking approach to decentralized
identity and building a credential
ecosystem
January 28, 2019