https://ssimeetup.org/banking-approach-decentralized-identity-building-credential-ecosystem-mike-brown-webinar-20/ Mike Brown is the Director of Product Innovation with ATB Financial, leading their efforts on blockchain-related technologies. With 5,000 team members serving over 725,000 Albertans for the past 80 years, ATB Financial is Alberta’s largest home grown financial institution. This presentation provides an overview of the work ATB has done to-date through various proof-of-concepts around self-sovereign identity, and their current efforts around developing an ecosystem within Alberta (Canada) around SSI, and more specifically around trusted credentials. ATB’s recent efforts has brought together a dozen organizations from around the province to join forces in understanding how they can each engage as issuers and verifiers of credentials, and how that will add value to our citizens and to each of the organizations. Join Mike as he shares their vision and the steps they’re taking to make Alberta a leader in enabling a trusted digital economy through a diverse and robust credential ecosystem.

1. Banking for the
decentralized identity
ecosystem in Alberta
Mike Brown
Director of Product Innovation
ATB Financial
@mike_brown_yyc
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/
A banking approach to decentralized
identity and building a credential
ecosystem
January 28, 2019

2. 1. Empower global SSI communities
2. Open to everyone interested in SSI
3. All content is shared with CC BY SA
SSIMeetup.org
Alex Preukschat @SSIMeetup @AlexPreukschat
Coordinating Node SSIMeetup.org
https://creativecommons.org/licenses/by-sa/4.0/
SSIMeetup objectives

3. Meet ATB Financial
With 5,300 team members serving over 770,000
Albertans for the past 80 years, we are Alberta’s
largest home grown financial institution.
We’re more than a bank. We listen. We’re
customer obsessed, relentlessly inventive and
we believe we can deliver happiness to those we
serve.
Our purpose has enabled us to to achieve some
amazing things.
ATB.com
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

4. Meet ATB Financial
With 5,300 team members serving over 770,000
Albertans for the past 80 years, we are Alberta’s
largest home grown financial institution.
We’re more than a bank. We listen. We’re
customer obsessed, relentlessly inventive and
we believe we can deliver happiness to those we
serve.
Our purpose has enabled us to to achieve some
amazing things.
ATB.com
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

5. Blockchain Thesis:
Banks No Longer Control
the Flow of Money
(and more)
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

6. Identity Thesis:
Giving consumers control of
their identity will enable user
control of interactions and
spur innovation
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

7. Identity Goals:
Bringing self-sovereign
identity (SSI) to all Albertans
Positioning Alberta, as a
global leader in embracing
SSI
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

8. PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

9. PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
● Issuing of change of
address
● Updating Bank with
new address
Demonstrating
streamline telco
account opening and
later change of
address scenario
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

10. PoC:
ATB + Telus:
● Issuing Bank
relationship cred
● Sharing with Telus for
acct opening
● Issuing of change of
address
● Updating Bank with
new address
Demonstrating streamline
telco account opening and
later change of address
scenario
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

11. PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

12. PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

13. PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
● Issuing of Bank
account cred
Demonstrating
controller/processor
employment cred, bank
account opening, and
account login
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

14. PoC: ATB,
Evernym, IBM,
Workday:
● Issuing Employment
and Drivers License
creds
● Sharing with ATB for
account opening
● Issuing of Bank
account cred
Demonstrating
controller/processor
employment cred, bank
account opening, and
account login
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

15. Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

16. Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

17. Alberta
Credentials
Ecosystem:
ATB in leading the
engagement of
universities, telcos,
utilities, insurance,
municipal gov and
provincial gov
Looking to build out a
robust ecosystem issuing
and verifying diverse set
of credentials
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

18. Wallet Study:
ATB and two other
Canadian companies
are conducting a study
of what are the features
of a digital credential
wallet, such that we can
begin issuing and
consuming consumer
credentials.
Wallet Study will be
published openly in
early February.
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

19. What’s Next:
➔ Build out Alberta
Credentials Ecosystem
➔ Build internal integrations
➔ Wallet Analysis & Selection
➔ Pilot roll-out
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/

20. Questions?
Mike Brown
Director of Product Innovation
ATB Financial
@mike_brown_yyc
SSIMeetup.orghttps://creativecommons.org/licenses/by-sa/4.0/
A banking approach to decentralized
identity and building a credential
ecosystem
January 28, 2019