1. o No Direct Cost
o Reduces FICA & FUTA Taxes
o Improve Employee Retention
o Wellness Benefits For Employees
o Keep You Out Of The “Loan Business”
o Enhance Your Current Benefit Package
o Stabilize Worker’s Compensation Rates
AFLAC’s
POLICIES
Lost income, rent,
mortgage, car
payments,
utilities, co-pays,
deductibles
WORKERS
COMP
Covers on-the-job
injuries
MAJOR
MEDICAL
Pays Doctors &
Hospitals
We handle everything from A to Z:
o Enrolling
o Claims
o Communication
o Marketing
If you didn’t offer AFLAC, how would your
employees get access to fast cash?
SAVINGS? ∙ EMPLOYER? ∙ BANK? ∙ FAMILY?
That’s why over 500,000 employers turn to
AFLAC.
o . . . your employees are paycheck-to-paycheck? Are they?
o . . . you could provide a financial safety net that would cost them $5-$10
per week? Would you agree that is affordable?
o . . . the employees wanted to pay for this entirely out of their own
paycheck? Would you be kind enough to offer it so they can get the group
savings?
WHAT’S IN IT FOR EMPLOYERS?
Any way you slice it,
are a critical part of your . . .
WHAT IF . . .
Aug2016V1.4

2. When your employee or their family
member has an accident or illness . .
medical insurance pays the hospitals
and doctors . . but there is a problem.
 AFLAC provides cash directly to your employees, above and beyond any type of
insurance
 Medical Insurance pays hospitals and doctors while AFLAC pays tax-free cash to
your employees to use as they need it
 The policies are paid for, owned and
controlled by your employees
 100% portable
 Aflac processes claims quickly –
one day direct deposit
What does is simple . . .
Aug2016V1.4
Up to 50% of the costs associated
with that accident or illness comes
out of your employee’s pocket in
the form of:
o Medical Expenses
• Co-pays
• Deductibles
• Co-insurance
• Out-of-network costs
• Alternative treatments
o Lost Earning Power
• Disability: Accident or
illness
• Caring for a family
member
o Out-Of-Pocket Expenses
• Mortgage or Rent
• Utilities
• Food
• Car payments