sensitive sector lending by commercial banks

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Indian commercial banks are one of the oldest form in the world which consists of more numbers of branches. in the early periods, it had functioning with traditional approach and mainly concentrated with the accepting deposits and lending loans.

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sensitive sector lending by commercial banks

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Financial inclusion is one of the innovative approach to reach the financial services and reach the benefits to the unreached and uncovered people in the country. Pradhan Mantri Jan Dhan Yojana (henceforth PMJDY) provides bank account to the people without maintaining minimum balance which helps to open 18.51.cr bank account as on March, 2018. Aadhaar facilitates to find out the real beneficiaries of the Government schemes and benefits. Direct Benefit Transfer (henceforth DBT) is one of the effective systems which reduce or avoid middleman in between the Government and beneficiaries. The present study is focused on to analyse the DBT as an innovative approach to the Financial Inclusion in India under various key programmes implemented in India. In which, researcher has studied the penetration of Aadhaar among the rural and urban beneficiaries and extent of DBT reached among the beneficiaries in terms of cumulative savings and gains through various DBT schemes.

Direct Benefit Transfer- An Innovative approach to Financial Inclusion in India

RAVICHANDIRANG

Entrepreneurial activities are the backbone to the industrial and socio-economic development of the country which concentrates to promote employment, productivity and flow of capital from one hand to another. Community-based entrepreneurial activities are the indigenous business model in the country which resulted that each community or caste has a unique entrepreneurial talent which shows their convention and commitment in a particular employment activity. With this aspects, community based entrepreneurial activities are the best model to explore their conventional entrepreneurial competence in to a sustainable livelihood.

CONCEPTUAL ANALYSIS ON COMMUNITY-BASED ENTREPRENEURIAL ACTIVITIES

RAVICHANDIRANG

Demographic status of marginalised people like disabled persons, socially weaker section, minorities, transgender and socially excluded people is one of the important aspects which would help to understand the social justice of the country. Disabled people are likely to face specific barriers to entering and sustaining entrepreneurship in addition to the general barriers, each of which requires a specific policy response. Some of these barriers, arguably, are very deep-rooted social-structural constraints imposing severe limits on life chances for certain groups of disabled people. This paper has made an attempt to explore the demographic status of disabled person in India.

DEMOGRAPHIC STATUS OF DISABLED PERSONS IN INDIA

RAVICHANDIRANG

Primarily, among numerous sectors of the economy IT and ITeS industry is one whose service is required for the rapid growth of the economy and primarily the information technology and information technology enables services sector has covered the in-house development of the nations’ infrastructure. In general, IT and ITeS handles most of the official and unofficial information. There is a lightning growth of Indian software industry with the participation of global corporate dominators for the past two decades. Indian IT sector has contributed most in the production and export of the software based applications to all over the universe. This paper highlights the growth and performance of IT and ITeS and also examined the contribution and development of IT and ITeS in Indian industry.

Technopreneurship and Development of IT and ITeS Industry in India

RAVICHANDIRANG

Most of the developing countries like Singapore, Malaysia, Iran, Philippines have already implemented (and having successful schedules) the technical education to the graduated students and youth of their nation. But, India is still lack in this process and now the new government initiated some steps to build a strong technical education to the young generations of our native. This study has formulated and framed to find the institutions which are ready to teach and train the youths and seed the intention to become a technical oriented entrepreneur. This paper attempts to point out the teaching and training of technical entrepreneurship in theoretical aspects.

Technopreneurship Education: Teach and Train the Youths

RAVICHANDIRANG

Agriculture is the primary occupation and the major economic factor of India. It provides more number of employment opportunities and business strategies to the society. Mostly, peoples from India are concerning with agriculture sector directly and indirectly. Not only agricultural industries, agro based industries are also generating agro products and also it creates more employment opportunities to the peoples like farmers, agricultural workers, industrial workers, wholesalers, retailers exporters and others. Exports have played an important role in India’s economic growth in the post independent period. The contribution of food based agro products and allied products to total exports have been increased gradually to make a concrete share to the GDP of the nation. India needs to produce its commodities more competitive at the global level. This paper is analyzing the status of agro based food products and its exports performance over the years by India.

A study on growth and performance of Indian agro based exports

RAVICHANDIRANG

Industrial development not only depens on innovation and capital outflow in a country, but also it needs availability of raw materials and adequate physical infrastructural facilities. Agriculture is one of the major raw material providing sector for major industries like paper, sugar, textile, fertilizers, chemical, edible oil, etc., Agro-based industries can play an important role to a large extent in solving the problem of poverty, unemployment and inequality in India and can significantly contribute to the overall development of the economy by efficiently utilizing the local raw materials which consequently may result in increase of gainful employment opportunities to poor people mainly landless, marginal and small farmers. This paper discuss in the performance of agro based industries in India.

Performance of agro based industries in India

RAVICHANDIRANG

Entrepreneurship is one of the emerging aspect and boosting socio and economic development of the country, entrepreneurship is a tool of key for the developing country. India is the highly youth populated and properly utilized. Youth is one the virtual source which are largely emerging in the Indian state of Tamil Nadu, youth are taking risk in order to develop and also to be succeed in business. Tamil Nadu is leading to promote the entrepreneurship for the finance assistance for DIC, and various finance assistance particularly NEEDS scheme, this scheme has been including for two categories that one is especially allot for youth because this scheme main objectives to promote the youth for themselves and they are creating able to availability on local sources to start up the new business environment and culture. The present paper made an attempt to discuss the promotion of youth entrepreneurship through NEEDS in Tamil Nadu.

Youth entrepreneurship through needs in tamil nadu

RAVICHANDIRANG

Entrepreneurship is one of the emerging aspect of India, entrepreneurship has help to promote the economic development and enlargement of the country, now the day youth is big target for every one country because youth is a moral power and sustainable growth so that youth is necessary need for the entrepreneurship. Now entrepreneurship to promote the educated youth in urban and semi urban India hence, it must be appropriately motivated to accomplish the maximum result in the economic development. India is highly population country youth amounted for this country in 22.1% of total population in India, so that the government has been motivate to youth towards entrepreneurship awareness on particularly schemes and policy related and most of educational towards youth. This paper made an attempt to explore the conceptual background of youth entrepreneurs on the basis of earlier research.

Conceptual analysis of youth entrepreneurship

RAVICHANDIRANG

Industry Registration is any essential to measure the economic growth of the country. In various periods, government has been taken lot of efforts to streamline and regulate the industry registration. Udyog Aadhaar registration is a easily approach system in this system had flourish on entrepreneurship life in India even though which one of consist on our strength that on consist for our weakness in this fact absolute true, because this aim of rural area develop for industrialism for that on what impact, that impact on non entrepreneurial awareness people has on start up the business on future on no more than on industrial field. The present paper is mainly focus on understanding the concepts of Udyog Aadhaar in India.

Udyog aadhaar made easy for industry registration

RAVICHANDIRANG

Tamil Nadu Adi Dravidar Housing and Development Corporation Limited (TAHDCO) was incorporated in 1974 under the Companies Act, 1956. The Government of Tamil Nadu and the Government of India contribute to the Share Capital of the Corporation for the development of Adi Dravidar people. The main objective of this corporation is implemented economic development schemes for income generation and provided skill development training to people in scheduled caste and scheduled tribes in state. TAHDCO is providing subsidy for entrepreneurship development through various schemes. It also takes steps to uplift the Scheduled Caste and Scheduled Tribes women. Financial assistance for income generating programme is one of the measure for economic empowerment of women as group. This study analyses the financial assistance which is given through various schemes in TAHDCO to women entrepreneurs in Tiruchirappalli, Tamil Nadu.

WOMEN EMPOWERMENT AND ENTREPRENEURSHIP THROUGH TAHDCO IN TIRUCHIRAPPALLI DIST...

RAVICHANDIRANG

Promotion of women entrepreneurship in India is being undertaken by various national institutions. These institutions focus primarily on counseling, training, handholding, giving guidance on finance, organizing exhibitions, and peer group support and also offering services such as research, consultancy, information, and mentoring for promotion of entrepreneurial culture in the country. Because of this institutional support we are seeing greater interest in the entrepreneurial ambitions of women, and these key actors are collaborating to open doors, increase access, and both empower and enable women to succeed. The present paper is focused on various institutions to promote women entrepreneurship.

Institutional assistance for women entrepreneurship in tamilnadu

RAVICHANDIRANG

Tamilnadu is one of the economically well equipped state in the nation with major core industries and agro based industries. Tamilnadu also considered as agriculture consists state with the adequate cultivatable lands and irrigation facilities. Cauvery delta place of Tamilnadu is considered as “Nerkalanchiyam” (Land of Paddy cultivation). With this aspect, the present study is describing the wealthy profile and the highlights of the Cauvery delta region of Tamilnadu.

An overview of cauvery delta zone in tamil nadu

RAVICHANDIRANG

The banking system occupies an important place in a nation’s economy. A banking institution is indispensable in a modern society. It plays a pivotal role in the economic development of a country and forms the core of the money market in an advance country. With the effects of the globalisation, banking sectors become highly competitive and technology based with multidimensional products to the customers and public. Commercial banks particularly public sectors banks are extremely responsible to the provide financial support to industrial sectors not only for generate revenue but also for the development of industries in a particular region which the banks is located. MSME needs liberal financial assistance from commercial banks to establish and extent their business operation to meet the global competition.RBI has formulated several policies regarding financing to priority sectors particularly in small industries in the country. Naga Sridhar(2008), in his article “Steady Growth in Public Sector Banks” SME lending money says that the small and medium enterprises (SMEs) are departing from their traditional strong hold sectors and are venturing into new areas if the trends in SME lending by some banks in 2007 are any indication to go by. There has been greater interest float SMEs in relatively newer sectors such as hospitality, hospitals and travel agencies in addition to the popular areas such as textiles, fertilizers, gems and jewellery, according to bankers.

Emerging trends in new start up technopreneurs

RAVICHANDIRANG

Public sector banks finance to MSME

RAVICHANDIRANG

Economic and political empowerment of the people in the country is decided by caste system. Scheduled caste people will be treated as vote bank of almost all leading political parties and they were not allowed to politically powerful even in the twenty first century. Casteism is considered as a social problem as it disturbs the effective governmental politics and democracy and paves the way for mutual group conflicts. Casteism is manifested in the form of clashes between various castes for higher share in the socio-eco-nomic privileges and power.

castism in India

RAVICHANDIRANG

India is world largest population particularly youth population are consist of 2011 census report. Youth can make or mar society, which one of the country here on a healthy youth population on that country has developed for the entire sector. Youth can be promoting social economic development, and sustainable growth in India, youth in India situation and offers a roadmap for programmes and priorities that aim to address youth needs it highlights that in order to fully meet the needs of youth in a rapidly globalizing world and enable to country to reap the benefits of the demographic dividend.

Demographic profile of youth in india

RAVICHANDIRANG

Socio economic status of dalit entrepreneurs in tamil nadu

RAVICHANDIRANG

Financial inclusion is one of the means for overall economic development of a country.The growth of the retail banking industry fosters financial inclusion by providing financial products and services to people in the rural areas of the country. The nationalization of prominent commercial banks has improved the banker customer relationship.The measures taken by the Reserve Bank of India and other regulatory bodies have strengthened the banking industry and have raised the level of confidence in the minds of the public about the banking sector.The banking history has undergone tremendous changes in the last few decades

Outreach and efficiency of inclusive banking through

RAVICHANDIRANG

Prison is one of the complicated and pathetic places where the convict and under trial persons are lodged owing to their involvement in illegal or unlawful activities. It is the universal phenomenon which had an ancient history from the age old periods. The system and treatment of prison and prisoners have been changing because of growing evaluation of the human rights approach. In the early periods, prison was one of the places where the anti-social and anti-national persons were lodged, but now it has been changing, and even if the prisoners are convicts, they are treated as human beings and his/her rights are protected by law.

A study on the performance of vocational training to prisoners in prisons in ...

RAVICHANDIRANG

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Direct Benefit Transfer- An Innovative approach to Financial Inclusion in India

CONCEPTUAL ANALYSIS ON COMMUNITY-BASED ENTREPRENEURIAL ACTIVITIES

DEMOGRAPHIC STATUS OF DISABLED PERSONS IN INDIA

Technopreneurship and Development of IT and ITeS Industry in India

Technopreneurship Education: Teach and Train the Youths

A study on growth and performance of Indian agro based exports

Performance of agro based industries in India

Youth entrepreneurship through needs in tamil nadu

Conceptual analysis of youth entrepreneurship

Udyog aadhaar made easy for industry registration

WOMEN EMPOWERMENT AND ENTREPRENEURSHIP THROUGH TAHDCO IN TIRUCHIRAPPALLI DIST...

Institutional assistance for women entrepreneurship in tamilnadu

An overview of cauvery delta zone in tamil nadu

Emerging trends in new start up technopreneurs

Public sector banks finance to MSME

castism in India

Demographic profile of youth in india

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Outreach and efficiency of inclusive banking through

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