Complete business plan presentation develop by us

1. Business Plan on Embroidery
presented by
School of Management NITW
Under the Guidance of: Presented by
Dr.G Sunitha Nishi Vyas (148933)
Lecturer, NITW Pushpika Vyas (148938)
Shravanthi Banoth (148946)

2. Content
• Business
• Market
• Finances
• Legal Considerations
• Employee Qualification
• Employee and Business Insurance
• Operation
• Payment
• Production
• Investment

3. Woman Self Empowerment
Development Organization
Your Fashion Our Passion
Location: Rampur on owner land and building.

4. Business Structure : Sole trader
Established date : 4 April 2015
Business Owner : Nishi Vyas
Business land and building register: Nishi
Vyas
Products : Shirt, Lehnga and semi stitiched
blouse
The Business

5. Business Objective
 WSEDO pursues its objectives by helping to build and
strengthen the women.
 To increase women’s participation as members and leaders
of producer cooperatives, which will translate into
increased equality
 To foster increased realization of rights and access to assets
 To help women achieve an increase in income through
improved design, quality and production techniques,
leading to an increase in market readiness and improved
global, regional and domestic sales
 To improve institutional capacity for more effective market
access and women’s economic empowerment
 To strengthen networks/leadership training to ensure
results can be sustained and replicated

6. Vision statement :
Our vision is to inspire women and challenge them to break down
barriers, building on their achievements to become independent
women.
Mission statement
Our mission is to develop embroidery business to earn more profit
with the development of women economic status and themselves .
Our Values
 To help themselves by giving them opportunities to pursue their
aspirations, grow in confidence and learn to value themselves .
 We will pride ourselves on providing a nurturing and
supportive environment where women develop their potential.
 Make them ecologically responsible
 embraces diverse groups of people
 supports personal growth

7. Market
Target:- As we know that we need to improve the woman status
and make them independent, So we develop the plan from basic
.We choose to conduct our business from village.
 Promoting personal development and spiritual development
 It help to Reducing risk and removing barriers
 Empowering informed choices
 Inspiring change through ownership and participation
 Challenging negative stereotypes
Industrial analysis:-Its profitable
 Everyone buys embroidered goods
 Business can be operated full- time or part- time
 The equipment doesn’t require special skill to operate
 Cost associated with startup are reasonable.
 Easy to market – wear your product

8. Customer analysis :- By the analysis we get how much embroidery
you look at every day. Specially shirts, Lehnga and more are
decorated with all types of techniques. Whether its corporate logos,
monograms, club names or stylish shirt designs. While most of
today’s fashion embroidery in Clothing is have so much craze in
people.
Market Strategy and Objective :- Ensure the visibility of the
business.
 Establish relationship with target market, supplier and shop.
 Implement the local campaign, newspaper advertisement, road
shows and posters.
 Develop online presence of business and after establishment
soon start online too.

9. Competitor (Around Warangal):-
 SAI SRINIVASA COTTON INDUSTRIES
 OM SAI COTTON INDUSTRIES
 G.M.REDDY COTTON INDUSTRIES PVT.LTD
Distributors :-
 Mangalya showroom
 Kalyan Laxmi showroom
 Bhadrakali showroom

10. Finances
Business owner (Nishi )seeking to raise the loan of Rs 4124820 /-
Business Owner have land which is present time cost is Rs 2300000/-
and Factory building also so, The total cost is 11000000/-
The terms, interest rate and loan covenants are to be determined at
the time of negotiation .
By this Company select MSME scheme the SBI with following
criteria:-
 Credit-linked capital subsidy scheme for technology up-gradation
of micro and small industries
 Technology up-gradation fund scheme (Tufs) for textile industry
 Industrial infrastructure up-gradation scheme
 loans for micro & small enterprises of up to Rs 1 crore with
guarantee coverage
 SME Insta Deposit card
 The interest rate of 9.7 per cent per annum.

11. Legal Consideration
Legal structure:-operate as a sole trader, arrangement
is the easiest to establish, requiring no formal registration
and sole traders assume significant personal risk.
 need to register in local authority.
 employers’ liability insurance is a legal requirement
 business insurance policy, which helps you to save
money at the crucial startup stage of your business.

12. Business size: 100 women employee and 5 men
employee.
Senior manager(owner)
Operations
Security-1
Inventory-2
maintenance
Transport-2
Hand work 43
employee
Machine work 45
employee
Administrative
Project coordinator
2
Marketing sales-5
Accounting-5

13. Employee qualification criteria
 Operations :- Men employee on contact based -Security, Inventory
maintenance, Transport.
Women employee- must be above 18 year.
married, unmarried and widow
Mandatory skill is stitching.
For hand work and cleaning must be literate.
For machine work must be 10 or 10+2.
Position is negotiated after training.
 Administrative:-
Project coordinator :- MBA degree mandatory
fresher or experience
Marketing sales and Accounting:- Bachelor degree or Master degree in
business administration , fresher or experience

14. Employee Training and Insurance
Training :- Training is given in the business on same time of work . It is
mandatory .
The membership fee is Rs100 per month. Also provide Certificate within 2
weeks at Rs1000.
Insurance :- There is also Life insurance which is mandatory to all employee.
 Insurance Policy name is New Jeevan Mangalam(T-819) “Har chehre par
nayi muskan”
 Minimum and maximum age is 18 to 55 year.
 Minimum /maximum period is 10 to 15 year.
 Premium payment is Rs100 per month, first payment include 3 premium
amount or Rs300 .
 At Maturity = Rs24000+ 15 year bonus amount excluding service tax.
 At claim accidental death amount receive is twice the insurance money
with how much time policy run.
 Natural death within policy time 10 time money till pay or 105%.
 All the transaction in the bank account .
 Bank name :- Gramin Bank
 Insurance related transaction is NEFT to the bank.

15. Business assets Insurance
Axis bank provide
Key Features
 Simple yet comprehensive packaged business insurance solution
for small to medium-sized enterprises (SMEs)
 Wide range of covers
 Flexibility to pick & choose covers of your choice in a single policy
 Sum Insured limits according to the needs and type of the business
SBI
 Property insurance provides coverage against risks to property
arising from fire, weather damage, or theft , fire insurance,
earthquake insurance, flood insurance, and boiler insurance
 The Standard Fire & Special Perils policy of SBI General Insurance

16. Operations
Machines :
a) 12 headed embroidery machine – quantity 2 each Rs3,50,000
b) Usha Embroidery sewing machine – quantity 15 each Rs11000
c) Die cutting machine – quantity 4 each Rs10000
d) Iron machine –quantity 15 each Rs300
Raw material:
 From the supplier Shirt cloth, lehnga cloth ,blouse cloth, buttons, thread
rill , oil and grease ,stones
Process and work:-
 Shirt making, stone work , butta work, chicken work , Zardosi work , semi
stitched blouse .
Packaging :
 Plastic covers
Transport:
 Auto mini max –quantity 2 each Rs 3,50,000

17. 12 Headed Embroidery Machine

18. USHA Embroidery sewing machine

19. Member working hour and payment
There is 2 shift :- 7 to 3 pm included 1hr break
another is 12 to 8 pm.
Division of work :-
Machine
a) On 12 headed embroidery machine 8 people at one time shift
b) Usha Embroidery sewing machine 15 people one shift , one on each
c) Die cutting machine 1 people on each at one time
Hand work
 Stone work on lehnga 7 or 8 people one time on each .
Payment
 Project coordinator Rs 30,000/- each 2 employee
 Marketing and sales Rs 18000/- each 5 employee
 Accounting Rs 15000/- each 2 employee

20.  Logo design Rs10000/- each 16 employee
 Shirt stitching Rs12000/- each 25 employee
 Blouse stitching Rs8000/- each 5 employee
 Stone work Rs 13000/- each 15 employee
 Other work Rs13000/- each 20 employee
 Packing Rs8000/- each 3 employee
 Cleaning and inventory work 10000/- each 5 employee
 Machine maintenance Rs8000/- each 2 employee
 Child care Rs50,000/- each 5 employee
Contract based
 Security Rs7000/- 1 employee
 Inventory maintenance Rs10000/- each 2 employee
 Transport Rs10000/- each 2 employee

21. Production per month
 One month 25 days working , 350 hr per month
 Shirt 25 per day then 8750 per month
 Lehnga 3 per day then 1050
 Semi stitched Blouse 6 per day then 2100 per month

22. Investment
Per month
Raw material from supplier per month
 Shirt 9000 m , Rs100 per meter
 Lehnga 5m per lehnga Rs 200per meter
 Blouse 2100 m,Rs100 per meter
Thread per month
 Shirt Rs1000/-
 Blouse Rs 210/-
 Lehnga Rs 2100/-
Stones per month
 Blouse Rs80 per set each
 Lehnga Rs 200 per set each
Oil and grease 50 bottle Rs 30 each

23.  Buttons Rs8750/-
 Electricity charge Rs100000/-
 Water Rs 500/-
 Other maintenance Rs1000/-
 Petrol Rs10000/-
 Plastic cover Rs4760/-
 Child care Rs50,000/-
 One time food in child care Rs25000/-
 Employee Insurance Rs10,000/-
 Woman Awareness Program Rs100000/-
Salaries
Rs1272000/-
Fixed investment
 Machine and auto cost Rs1650000/-
 Advertisement and poster Rs50000/-
 Scissors , needles , Tape Rs6400/-
 Furniture's Rs40000/-
 Frame Rs1000/-

24. Investment
Particulars Amount Rs
Fixed Investment 1747400
Current investment 3172330
Total 4919730

25. Monthly Production in cost
 Shirt quantity 8750 with Cost Rs1200 each =
Rs10500000
 Semi stitched blouse quantity 2100 with cost each
Rs2000= Rs42,00,000
 Lehnga quantity 1050 with cost each Rs4000= Rs
42,00,000
 Total Production is Rs 1,71,50,000/-

26. Particulars Quantity Amount Rs
Shirt 8750 10500000
lehnga 2100 4200000
blouse 1050 4200000
Total 11900 18900000
Production

27. First time investment total = fixed investment +Raw material
+Operating expenses + Mis. expenses= Rs 4919730/-
Member ship fee 100 woman = Rs10000/-
Certificate cost all woman = Rs100000
First time investment = Rs4919730 – Rs110000
taken as Loan at 9% per annum payment in 2 year.
Monthly Production Cost = Rs18900000/-
Per month investment = -Rs4444330/-
Profit before tax = Rs14455670/-(monthly)
Income tax =
Annually
Insurance = Rs120000/-
Child and Woman Awareness program=Rs2100000/-
Bank loan =Rs 2621303/- per year
.

28. By Income tax slab
For firms ,local authority, domestic firm
30% of taxable income
Annual payment in loan, awareness and insurance
= Rs4841303/-
Income tax payable = -Rs52040412/-
Total tax = Rs47199109/-
Profit After tax = Rs126268931/-
Monthly profit = Rs10522411/-

29. Particulars Amount
Monthly Production Cost Rs18900000
Profit before tax Rs14455670/-(monthly)
Insurance Rs120000
Child and Woman Awareness
program
Rs2100000
Bank loan Rs2621303/- per year
Annual payment in loan,
awareness and insurance
Rs4841303/-
Total tax Rs47199109/-
Profit After tax Rs126268931
Monthly profit Rs10522411

30. Conclusion
 After removing the tax the monthly profit is Rs10522411 /-
 This shows that the Business plan will run successful in the
village and help the woman to develop their self
empowerment and make them independent, confident
women of country.
 We will reinvest the money for further plan of business in:
a) online sales run by woman
b) training center to train them to know about the modern
technology related to business and online sales.
c) More automation in business.