Various types of retail loans and their eligibility criteria and documentation

1. Retail Loans

2. LOANS
PERSONAL
HOME
EDUCATION
VEHICLE

3. PERSONAL LOAN

4. Documentation:-
 Income Documents
a)salaried
b)Self-Employed
c)Your Current Obligations
 KYC Documents
 Proof of Employment/Business Continuity

5. Eligibility:-
 years of experience/business continuity
 Age Limit
 Min. home income
 Co-applicant Applicable

6.  Unsecured and Secured Loans
 Min. and Max. amount of Loan
 Quantum of Loan
 Margin
 Rate of Interest

7. HOME LOAN

8. Documentation:-
a)salaried
b)Self-Employed

9. Eligibility:-
 Income/Other Income
 Age
 Qualification
 Property Value
 No. of dependents
 Bank Balance
 Asset/Liabilities

10.  Interest on Home Loan
a)Fixed Rate
b)Floating Rate
 Eligible Quantum of Loan
 Margin
 Moratorium Period

11. EDUCATION LOAN

12. Documentation:-
 Letter of admission
 loan application form
 2 passport size photographs
 Proof of identity & residence
 IT returns & IT assessment
 Assets/Liabilities
 Proof of income
 Certificate or Marksheet

13. Eligibility:-
 Resident of India
 Confirmed admission
 Age of the candidate
 Secured Admission
 Eligible courses

14.  Quantum of Loan
 Security
 Margin
 Repayment
 Interest Rates

15. VEHICLE LOAN

16.  Eligibility
a)Salaried
b)Self-Employed
c)Farmers
 Min. Annual Income
 Age Limit

17.  Quantum of Loan
 Margin
 Interest & Max. repayment period
 Security

18. Thank You…!!!
Presented By-
Pratiksha Kolambkar