Some thoughts on the ever recurring question BYOD vs Company Owned.

1. Variables to
consider
BYOD BYOD Hybrid CYOD/ Company owned
Description Employee provides own device and own
connectivity to do bank business
Employee provides own device (as
aforementioned scenario), consumes
company owned connectivity
(LAN/WI-FI/3G).
Company provides a bank owned device
supplemented with bank owned connectivity
(LAN/WI-FI/3G).
Access to
Connectivity
(LAN/Wi-Fi/3G)
Yes –
uncontrolled / unmonitored
Yes –
semi controlled / semi monitored
Yes full control and authentication of user
access with MDM.
Access to
business Apps
Yes - only via MDM workspace based on
user profiling
Yes - only via MDM based on user profiling Yes - only via MDM based on user profiling
Access to content
applications
Yes – limited only via MDM workspace
based on user profiling
Yes – limited only via MDM workspace based
on user profiling
Yes - only via MDM based on user profile in
Microsoft AD
Access to support Limited – support is limited to corporate
applications and connectivity
Limited – support is limited to corporate
applications and connectivity
Full support including connectivity, OS & app
upgrades.
Device / User
Management
Requirements
(Security)
Required
Mobile Device Management (MDM)
AD authentication via AD
Identity Management
Content management
Reality: Workspace only
Required
Mobile Device Management (MDM)
AD authentication via AD
Identity Management
Content management
Reality: Workspace only
Mobile Device Management (MDM)
Full MDM implementation and monitoring of
the device.
SIM Control &
Data
Management
No control and/or management of SIM Company can control and management SIM
card
Access control to company data via secure
access
Full management and control of SIM card
Access control to company data via secure
access

2. Variables to
consider
BYOD BYOD Hybrid CYOD/ Company owned
Cost Management None –
Uses can claim unlimited data costs for
business use.
Users can have access to company Wi-FI
User is not refunded for monthly contract
costs (incl. device).
Yes – Connectivity costs controlled via company
Wi-Fi and a secure 3G APN.
Excessive data usage monitored and managed.
User is not refunded for monthly contract costs
(incl. device).
Yes – Monthly contract costs include:
Connectivity costs controlled via bank Wi-Fi and a
secure 3G APN.
Excessive data usage monitored and managed.
User acceptance
and satisfaction
Low - Users reluctant to use own devices due
to upfront costs.
Limited to claim categories (business only)
High - Users know their devices and don’t
have to adjust to another
Medium - Users reluctant to use own devices
due to upfront hardware costs; happy with
sponsored connectivity.
High - Users know their devices and don’t have
to adjust to another; happy with sponsored
connectivity
Medium – Some users may not like the company
sponsored device
High - Most user satisfaction because they are not
liable for contracts and costs
Support and loan
stock
Loss of device results in loss of productivity.
No loan stock available.
Loss of device results in loss of productivity.
No loan stock available.
Loss of device results in loss of productivity until
loan unit is made available via internal process.
Risks User is responsible for securing device (OS &
apps)
Access to network without proper security
Claims are not business defined / justified
Users will not load any security protocols on
own device
User resists encryption and remote wipe
policy
OS upgrades and corporate apps aren’t in sync
User expectations for support on personal
devices
User is responsible for securing device (OS &
apps)
Access to network without security
Users will not load any security protocols on
own device
User resists encryption and remote wipe policy
OS upgrades and corporate apps aren’t in sync
User expectations for support on personal
devices
None