Essay On Identity Theft

Essay On Identity Theft
Identity Theft
Identity theft is a major concern today in our country, millions of a person's identity have been compromised for many of years. Identity theft occurs
when someone uses another person's personal information such as name, Social Security number, driver's license number, credit card number, or other
identifying information to take on that person's identity in order to commit fraud or other crimes. Stealing an identity is, unfortunately, surprisingly easy
to do and happens when you least expect it. Just by opening your mail, something that has personal information on it, throwing it in the trash.
Therefore, a person can go through your trash and take all that information and use it against you to take on a new identity.
According to Javelin Strategies, a prominent research firm that often reports of identity theft, incidences...show more content...
True name, identity theft means that the thief uses personal information to open new accounts. The thief may open a new credit card account, or even
establish a cellular phone service in your name. Account takeover, identity theft means the imposter uses personal information to gain access to the
person's assisting accounts. The thief will change the address on the account and run up a huge bill before the persons whose identity has been stolen
realizes there is even a problem. Consequently, the internet has made it easy for a person's identity to be stolen because the transaction can be made
without asking any personal information. Retrieving personal paperwork and discarded mail from trash dumpsters (dumpster diving) is one of the
easiest ways for an identity thief to get information. Another popular method to get information is shoulder surfing–the identity thief simply stands
next to someone at a public office, such as the Bureau of Motor Vehicles, and watches as the person fills out personal information on a form.
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Essay on Identity Theft
Identity Theft
This paper will cover the topic of identity theft via the internet, phone and several other schemes. It will identify various ways in which your identity
is stolen and ways which you can safeguard yourself from being victimized. I will also report what the Department of Justice is doing and the penalties
associated with these crimes.
Identity fraud is use of a persons name, social security number or other personal identifying information. Once armed with this information the thief can
open accounts and rack up huge debts for goods and services. These criminals also open up various accounts ranging from cell phones to bank accounts.
Once these accounts are established they don't pay the bill...show more content...
However if a person calls and says he's from your bank requesting your mother's maiden name this should send a flag up. The bank doesn't need to
know that information because it's already on file. You should also have the only your name printed on your checks deleting such information as social
security number, and home telephone number.
2) If you receive a call offering you a chance to win a major credit card prize but asks you for personal data such as social security number, credit card
number or expiration date, or mothers maiden name. Never give out this information over the phone because 9 out of 10 times you're being scammed.
3) If you go away on vacation have the postal service hold your mail or have a family member or friend pick it up daily.
4) Check you financial information on a regular basis. This includes bank accounts, credit cards, and any other accounts held.
5) Periodically request a copy of your credit report. Your credit report should list all bank and financial accounts under your name and will provide
other indications of whether someone has wrongfully opened or used accounts in your name.
The Department of Justice

Identity Theft Identity theft can occur when someone uses someone else's identity in an effort to illegally obtain material or other forms of benefits. In
all cases, the identity thief victims end up suffering great financial losses along with other undesirable consequences like tainted reputation. While the
prevention, detection and dealing with identity theft aftermaths maybe the common focus of every individual, it would much advantageous to have a
basic understanding and nature of how identity theft happens. A number of techniques employed in this habit are pretty straightforward such as wallet
theft, credit cards and mails. Some are however complex, technological and sophisticated. Thieves all around the globe are determined to develop
...show more content...
I will accomplish this using minute electronic devices termed as skimmers or wedges. As the victim swipes their card over the skimmer, I would
easily copy vital information and then create duplicate cards. By successfully doing this, as an identity thief, I would easily commit credit card frauds
that allow me to buy several products or even withdraw money on the victim's behalf. To get such information, I would proceed to steal a physical
credit card or get it electronically hack attack. It is the most conduced identity theft and although the most guarded against, it's practically

Identity Theft: Information Security Breach
Identity Theft Hackers are extremely clever at finding ways to get their hands on what they want. In some cases, this can include the most personal of
information. According to a recent report published by the Identity Theft Resource Center, "More than 368 big data breaches have been reported in the
first half of 2014" (Srinivasan 1). These are more than just individual breaches as each database may include thousands of people in each. With each
case being on such large scales, the magnitude of these breaches is extremely massive. The identities and data of the people in these databases were at
extreme risk. In 2011, there was a huge attack on Sony's PlayStation Network. At the time, there was a huge amount of people – about 77 million – that
...show more content...
Companies should also be required to explicitly inform people as they are filling out forms that the information is going in to a database. If this
happens, then people can be more aware of what is going on with their information. If the proposed ideas above become actual laws, then there will be
much better security with data, as well as more peace of mind for the affected people.
Conclusion Data mining can cause more problems than it worth. It can be a useful marketing tool for businesses, but at the risk of major privacy
threats. If the results can include security issues, false information, and cause inefficiencies on both ends, then it needs to be considered and improved.
With the proposed solutions, data mining can become more secure, a less of a misguided problem. The solutions are extremely reasonable, it is just a
matter of the government and data mining companies putting in effort to make them

Informative Essay On Identity Theft
Mall security
What is Identity Theft? Identity theft is when a thief gets enough of your personal information to pretend to be you and then does things in your
name–like get a credit card, open a bank account, or get a cell phone in your name
What can your family do to reduce the risk of ID theft? My family can look into something before giving person information out. what can you do to
help? Don't tell people my personal information.
The arcade
The Cyclo–who's are stealing what now? Their names, birthdays, addresses, bank account and credit card numbers, and their security numbers.
Why would aliens want my personal information? In the game the aliens need your personal information to take over the world.
How do I know when

Identity Theft Essay
Identity Theft
What is identity theft? By definition "Identity theft n. the dishonest acquisition of personal information in order to perpetrate fraud, typically by
obtaining credit, loans, etc., in someone else's name; fraud perpetrated in this way. " (dictionary.oed.com, 2007). It's estimated that 9 million Americans
have had their identities stolen each year. "According to the Secret Service, its investigations show a jump in potential losses due to identity theft, from
$851 million in 1998 to $1.4 billion in 2000." add citation from how stuff works There are many ways that thieve steal your identity, they may go
through your trash, steal your wallet or purse. I will discuss a lot of the different ways in more...show more content...
The FTC suggest that you open another internet browser and type in, (not paste in) the company email address. Also be careful about opening email
attachments, they could contain virus. You should also report any phishing scams to spam@uce.gov , in addition notify the company that was
impersonate in the email you received.
Types of Identity Theft
Medical identity theft is when someone that does not have health insurance claims to be you in order to use your personal information to get
medical care, like surgery or get prescription drugs. The really bad part is that this type of theft is hard to prove. Also this false information could
become part of your medical record. Synthetic Identity Theft is when is when a completely new identification is created using bit and pieces of
different people's information. For example, they may use one person's social security number and another person address and the use someone else's
name. This type of crime is hard to detect, since the information really doesn't make anyone information. Criminal identity theft is when someone
gives law enforcement someone else information when pull over and taken to jail. They are then release and then go on about their business and the
person's whose identity was stolen is held accountable. This individual may not be aware of this until they are perhaps pulled over in a traffic stop.
The last form of identity theft I would like to discuss is identity cloning. This is when someone

Identity Theft
Law enforcement officials have stated that identity theft crime has been one of the fastest growing crimes in the United States. Identity theft is also
one of the fastest growing white collar crimes. This is a serious crime. Identity theft is the act of knowingly transferring or using without lawful
authority, a means of identification of another person with the intent to commit, or to aid or abet, any unlawful activity that constitutes a violation of
federal law, or that constitutes a felony under any applicable state law. If the offender is found guilty, then the person committing the act could get a
fine, property forfeiture, or at maximum of 15 years in prison.
How common is identity theft? It is the top...show more content...
Credit card fraud accounted for 54 percent of all identity theft crime; communications services accounted for 26 percent; bank fraud accounted for 9
percent; and fraudulent loans accounted for 11 percent according to statistics from the FDC. According to CNN, Washington, D.C. reported 767,000
thefts in 2001. Other states that were among the topped crime reports were California with 446,000; Nevada had 405,000; and Maryland and New
York both had 373,000 reported crimes. Between 1997 and 2003, the losses to U.S. financial institutions due to identity theft increased from 2 million
dollars to 9 million dollars.
According to an identity theft agency website at http://www.consumer.gov/idtheft, throughout the history of the crime, federal agencies and
government officials have made an effort to address the problem of identity theft. In October of 1998, Congress passed the Identity Theft and
Assumption Deterrence Act of 1998 to address the problem. If anyone violates this act, they will be investigated by federal agencies such as the U.S.
Secret Service, FBI, and the U.S. Postal Inspection Service and, if possible, prosecuted by the U.S.

Identity theft refers to all crimes in which somebody steals and uses another person's personal information (e.g. Social Security number, credit card
number, and such), typically to benefit themselves. The harm done to the victim can involve everything from simply draining their accounts of money
to, in some of the worst possible scenarios, racking up extraordinary amounts of debt and even committing crimes while using the victim's information.1
As a result, identity theft can not only wreak havoc from a financial standpoint, but it has the potential to damage the victim's credit history, reputation,
and can take a lot of time and patience to resolve.
In one case of identity theft in 2006, a pregnant meth addict broke into a woman's car and...show more content...
In 2001, there were 86,212 complaints, which jumped almost 250% to 214,905 complaints only three years later.3 Data from other government
agencies and private organizations show that identity theft has been going up since 1998.3 Arguably, identity theft is one of the most rapidly
increasing crimes in the United States. The issues this crime can cover involve everything from simply draining accounts of money, obtaining
government documents (e.g. applying for a Social Security card with the victim's information) to, in more drastic scenarios, committing crimes
under a victim's name.4 Naturally, the longer it takes a person to realize that they have been a victim of identity theft, the greater the loss they tend
to suffer. However, evidence also suggests that the likelihood of a successful prosecution also decreases as the time it takes to discover the theft
increases.5 The elderly and people with low education are usually less likely to discover the theft quickly and are less likely to actually report it once
it has been discovered.5 While it is easy to associate the act of identity theft with having a wallet or purse stolen, a more in depth look into identity
theft over the last decade has shown that it can cover a variety of things, as mentioned before. If anything,

Identity Theft: A Serious Crime
We can all agree, that Identity theft is a serious crime and it can happen to anyone. This days, people are becoming more and more victims of such acts
either online or at the ATM's machine, banks e–mail and even online false advertisement. This identity theft affects the rich, poor, employees, business
and the government. This act affects people lives and their credit history.
In my research the question is "What is identity Theft? Identity theft is a crime that occurs when someone uses personal information to commit fraud
where they used the person personal information to either, get a job in your name; they can apply for a loan in your name. They can and most
commonly applied for a credit card in your name. (rcmp–grc.gc.ca) On my research paper, I will identify the affects identity theft cause people life
financially. What can you not to become victims of identity theft? Why you should keep your identity documents at home:...show more content...
The effect that identity theft has on those who have been the victim are a lot of headaches and heartaches of repairing their names and their credit
history once they have been a victims of such act. According to an article on identity theft victim static's inform, there have been 12,521,448 and 15
million in the united state that has been victims of such act. The financial losses total has been expanding to 50 billion

Victim Of Identity Theft Essay
Were you a victim of identity theft and you know the person who stole your identity? A legal professional can help you not only press charges against
the criminal, but also fight to repair the damage that you could be facing with your credit. Unfortunately, even if this is a person you know and you
don't want to get into a legal battle with them, you may not have another choice. Identity theft can cause several financial problems, and the criminal
needs to be held accountable for the stress, hassle and potential financial complications you have to deal with.
Immediate Action
There are things you want to do immediately after you find out that your identity has been compromised, including the following:
Call all three credit bureaus and have a hold put on your...show more content...
Settling or Accepting a Plea
If the criminal admits their guilt and makes a plea, or chooses to settle and pay you back the money that is owed, this could be an easy way to get
the case closed quickly. Your lawyer will use their plea to clear your credit and financial problems caused from the charges, and then the criminal will
face whatever charges the prosecutor or the judge decides to pursue. You may not ever have to enter a court room with the accused.
Once the case has been wrapped up you'll want to enroll in an identity theft protection program to make sure you don't become a victim to this type of
crime again in the future. Being a victim of identity theft alone can be enough to bring your credit score down, even if the person who stole your
identity didn't have enough time to open accounts or steal money. As soon as you are suspicious or have proof that your identity has been stolen and
someone has your personal information, contact an identity theft legal professional that can start your

Research Paper On Identity Theft
Identity Theft
In today's society, there is a white–collar crime that has greatly risen in popularity among criminals. This crime is identity theft. Hundreds of thousands
of people have their identities stolen each year. Identity theft is when these criminals obtain and use consumers personal information such as credit card
numbers, bank account numbers, insurance information, and social security numbers to purchase goods or services fraudulently. According to the
Federal Trade Commission, over 1.1 million people were the victim of identity theft. With this number, it is very evident that identity theft is one of the
fastest growing crimes in our country. This paper will attempt to more thoroughly define identity theft. It will...show more content...
This article reinforces points that will be examined more thoroughly later on in this paper. The article says that, "Thieves typically rip off someone
else's identity by sorting through the person's trash, stealing mail or buying information from an employee at a bank, hospital or car dealership.
Armed with data, the thieves can drain victims' bank accounts, ring up credit card bills in their name, get cash advances and phony loans.2 The worst
part of this whole thing is that Pugliese has no idea whether or not her information will be used again against her. Although she was not held liable to
pay any of the bills that were ran up, she is still faced with the never–ending task of rebuilding her credit, unraveling the crazy mess of identity theft,
and not to mention, her tireless job as an attorney. "The first whiff of trouble came on Dec. 10, when Pugliese saw a Federal Express notice on her
door. She drove down to the office to pick it up two days later and was told that "Rosalie" had already picked it up."2 After this, Pugliese took all of
the necessary steps to ensure that her credit was protected. She called all three of the major credit reporting agencies (Transunion, Equifax, and
Experian) searching for unauthorized accounts that were opened, she called local police, and she spoke with authorities. But after taking a vacation, she

Essay Identity Theft
Identity theft is one of the most pervasive and rapidly growing criminal activities in America. It is also one of the most devastating crimes for victims.
One of the most common forms of identity theft is credit and debit card fraud. Credit card fraud not only exposes private payment information to
thieves, but possibly the cardholder's name, address, and social security number. A 2003 survey from theIdentity Theft Resource Center found that
approximately seven million people were victims of identity theft over the previous 12 months. 73% of respondents indicated that the theft of their
identity involved the unauthorized use of their credit card information, while only 15% of these victims find out about the theft of their credit...show
more content...
As recent examples of widespread security failure at the highest corporate levels highlight the need for reliable protections that will effectively
minimize consumer exposure to credit fraud. Potential victims do have options to protect themselves, but not all are equally effective. While consumers
may choose from any number of privatized surveillance options to monitor their credit activity (services typically offered by independent security
companies) this recourse does little to prevent identity fraud. Security surveillance flags fraudulent activity only after it has occurred. A security freeze
(or "credit freeze"), on the other hand, is a proactive tool designed to prevent fraudulent activity before it starts.
The credit freeze
A credit freeze provides consumers with the option to "freeze" or lock lender access to their credit files at the three major credit bureaus, Equifax,
Experian and TransUnion. Once a credit freeze is in place, no company (aside from companies the customer already does business with) can access
the frozen line of credit for any reason. Creditors typically refuse to open a new credit account without access to a credit report, effectively preventing
anyone from attempting to open a line of credit in another consumer's name. Afterwards, the consumer may temporarily or permanently remove the
freeze by using a personal

Identity Theft
Have you ever heard someone complain about their bad credit? Some people create their credit problems on their own, by not paying their bills on
time, over exceeding credit card limits or bouncing checks. But some of these people are victims of identity theft. Identity theft can occur to almost
anyone, especially with the increase in today?s technology. Identity theft is the action of stealing another person?s personal information. Through
identity theft the criminals become the person who?s identity that they are stealing. Through identity theft many victims lose many and get left with
bad credit.
Especially in today?s times anyone can be a victim of identity theft. It is a crime that can happen anywhere at any...show more content...
The information in the chart was taken from a survey of people who had been victims of identity theft. Some of the people in the survey answered yes
to more than one of the choices. (Harris Interactive)
Technology and computers are an even easier way for personal information to be stolen. Programs known as spy–ware are implanted on computer
systems. Your computer can be infected by a spy–ware program when you visit different websites. Spy–ware programs aim to collect information from
your computer as you visit different websites. They sell this information to web site providers, which is one reason why you see multiple pop–up
advertisements when you are online. But the information from spy–ware programs can also be used by criminals, looking to steal your identity. Studies
have shown that 80–90% of desktops are infected with some sort of spy–ware program. (Connor) Being that the numbers are so high, you have to be
careful when accessing websites on the internet. You have to be careful when entering your personal information or credit card information on websites
because many of the websites also have spy–ware imbedded in them. You should always look for secure websites before you enter any information.
Another way to keep your self safe from harmful spy–ware programs is by downloading or installing anti–spy ware systems on your computer. When
dealing with identity theft you must always be careful with whom or with what you

Persuasive Essay On Identity Theft
Identity theft is the unlawful obtaining of an individual's personal information other than your own to commit fraud or other crimes. The kind of
information that identity thieves try to obtain are names, addresses, date of birth, social security numbers, health insurance information, and even
Bank accounts or credit cards. Once your identity has been stolen thieves can open new credit cards. They can even change your mailing address.
Once they have your personal information they can take out loans in your name. They have the ability to take all your money from your banking
account. Did you know they could even file bankruptcy using your personal information? Worst of all they could even use your name if they are
caught committing a crime. While you are not the one doing anything wrong, you will be the one spending valuable hours even years trying to repair
your credit. Several ways thieves can steal your personal information include skimming, dumpster diving, computer spyware, account redirection,
phishing, pharming, and stealing . With skimming thieves have figured out a way to place a card reader in the card slider at places like your ATM
machine or even at the pump when you are filling your tank with gas. It works by recording your information when you get your money out of your
account or reads all the information from the chip that holds all your personal information. Dumpster diving is when thieves rummage through your
garbage for personal information. All

Identity Theft Or Fraud
Identity theft or fraud is one of the computer crimes has arrangement issue that influenced a significant number of people life including business,
association, and government. It is intentionally use of another person's identity in a strategy for pick up a budgetary favorable position or gets credit
and advantages in different names. The person who deceives considered capable of the culprit's activity will endure with a terrible result. This crime
was around for quite a while, and the ascent of technology advancement it turned out to be more typical. For Jane's situation, this is classified as cyber
crimes assault on her character and data. Jane needs to report

Theories and Trends in Identity Theft
This essay strives explains certain aspects of identity theft. The work has first defined identity theft as basically the act of impersonating people so as
to gain access to their financial statements. On the other hand, some theories and concepts explain the origin of certain behaviours and acts like identity
theft. These theories include social systems theory and theft identity theory. There are trends in this type crime that are worth noting and UK is a good
reference to this trend. The crime also has some effects on businesses and consumers that must also be put into consideration. Some case studies like
Nigerian and Romanian examples have acted as points of references for identity crimes in the online business environment. Finally, the report has given
certain recommendations on how to reduce the incidences of online identity theft.
2.0 Introduction Identity theft is the impersonating of an individual mainly for financial benefit. It results to a person loosing their personal data like
passwords, banking information, user names and credit card information (Savirimuthu A & Savirimuthu J 2007). It is basically an online theft or crime.
This type of theft has resulted because the modern business environment is online oriented where people leave their important personal information
like name, address, cell number, phone number (OECD 2008). If a cyber thief is able to hack such information, then he or she can use it fraudulently.
These thieves have been using social

The internet has become a part of every day life, in fact for many it is their life. You can meet other people, play games, do research, communicate
with loved ones half way across the country, and now you can even shop and bank online.
You can buy anything from baby food to prescription drugs on the internet and it will be delivered in a timely fashion to your front door. No line, no
commute time, no annoying shoppers and no incompetent sales persons.
Banking online is a recently developed convenience. How often do you forget to pay your bills? With online banking your bills are paid on time. You
also have immediate access to your bank statements updated by the minute.
It sounds almost too good to be true and it is, sort of....show more content...
I also am assuming that most internet users regularly check their banks policies on how to protect themselves.
I believe that with the right information and tools identity theft on the internet would not be as large of a problem that it has grown into today.
Phishing is the newest type of internet theft and could be the most dangerous!
1% to 20% of those attacked by Phishing scams become victims. Phishers uses fraudulent E–mails and web sites that are so close to the real thing that
many consumers are fooled by the copied images, links and texts that are often from the legitimate web site that the consumer thinks they are visiting.
The Phishers are after your personal information; usernames, passwords, credit card numbers, home addresses, social security number, pretty much
anything that can help open false accounts or empty your already existing accounts.
What To Do If You Think You are a Victim
First Contact your bank, your credit card company(s) and any other financial institution you are affiliated with and let them know that you think you are
a victim.

Second Contact one of the three major credit bureaus who will be able to work with you to find a solution.
TransUnion
800–680–7289
P.O. Box 6790
Fullerton, CA 92634
Equifax
800–525–6285
P.O. Box 740250
Atlanta, GA 30374
Experian
888–397–3742
P.O. Box

Research Paper On Identity Theft
Identity theft is a common crime in the United States today. It happens when people are not careful of their personal information. Millions of people
are victims if Identity theft. According to consumer.gov Identity theft happens when someone uses information about you without your permission.
Identity thieves could use a wide variety of information such as your name and address, credit card or bank account numbers, Social Security number
and medical insurance account number. It is such as serious crime because you will be responsible for what the thief does while using your personal
information. They can obtain a new credit card under your name and buy things with your credit card. It is important to know how to keep your
sensitive information safe and know how Identity theft works in today's society to prevent yourself from...show more content...
There are also ATM's in every corner you see. Identity thieves are becoming more technological. They can steal your credit and debit card
information just by inserting your card when you pay or want to use the ATM. One way they can steal your credit card information without you
even realizing is using a Skimmer device. According to pcmag.com, "Skimmers are essentially malicious card readers that grab the data off the
card's magnetic strip attached to the real payment terminals so that they can harvest data from every person that swipes their cards." Identity
thieves can place these skimmers in any ATM or credit card reader and they don't prevent them from functioning properly. Some places this could
happen are at gas stations, outdoor ATM's, or grocery stores. Some tips for chances to avoid a skimmer are to use cash whenever possible. Some
indoor ATM's are safer than outdoor ones. . The ATMs inside banks are generally safer because of all the cameras. It would be unlikely for thieves to
install a skimmer inside a bank with all the cameras inside the

Questions On Identity Theft And Theft
1) What is your possible topic? Brainstorm five questions about it.
My possible topic for this project is identity theft. What is identity theft? How do I find out if anyone is spying on me or has stolen my information?
What should be the next steps after finding out that you're the victim? How do I report a fraud activity from my credit report? How can I prevent
identity theft?
2) How is the topic important to you and how does it affect you? What do you personally hope to gain or accomplish by writing about this topic?
My topic is identity theft. I've been a identity theft victim before not only me my dad as well. So I know what it is like to be in that situation. We all
have our unique identity, which is important for everyone....show more content...
I had to deal with this for almost a year and then I found this website where you can place a Freud report.
3) Research your topic and provide a brief summary of the current points of view about the topic. Share at least two different/opposing positions on the
topic.
Identity theft can be don't by a lot of different ways. It's not just through digital word. It can also be done physically. Stealing someone's credit card or
wallet is also a kind of identity theft. Thief's can steal wallets which contains credit cards or debit cards, valuable information like social security or
bank information. Another type is they can watch other people keying in their password of their ATM card. The most common type is they would get
your credit card number or the ATM number. This valuable information allows them to use those cards for the purchases. They can use it anywhere.
The FBI reports that since 2005, hackers have stolen 140 million records from US banks and other companies. It's a growing crime currently. Victims
can have a lot of damaging effects of this. It directly effects your credit score and because of that it's hard to get a new credit card or to get a lone
approved, its' also hard to buy any property, job application rejection. A lot of damages can occur because of identity theft.
Siabhon, Sturdivant. (2004, January 14) Lawmakers debate proposal to protect victims of identity theft Retrieved from:

Essay On Identity Theft

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Essay On Identity Theft