1. Payal Basak
Mobile: +91-860007775, ~E-mail: Payal_sa@rediffmail.com
Address: 16, Sukh Sindhu Society, Opp. Police Station, Wadner Road, Deolali Camp, Nashik-422401
CAREER OBJECTIVE
To work in an organisation which will enable me to use my skills, educational background, ability to work well with
people and successfully achieve the goals of the organisation.
PROFESSIONAL SYNOPSIS
Company: Astute Corporate Services Pvt. Ltd.
Duration: March 2006 – Till Date
Position: Senior Co-ordinator
Job Responsibilities:
1 Help clients to minimize risk in lending.
2 I am First Person Responsible for location i.e Nasik, Ahmednagar, Dhule, Nandurbar, and Jalgaon for
smooth functioning between the client and Agency activity.
3 Handling Client (Banks and Financial Services Company) for different product of Loan funding. Such as
Personal Loans, Business Loan, Auto Loans and Home Loans, Two Wheeler Loans, Mortgage Loans &
Credit Card.
4 To conduct training of the executive for betterment of sampling & maintain quality report.
5 Keep motivating & proper guidance to team for maintain quality work.
6 Post Disbursement Investigation for Retail Products & Credit Card Fraud.
7 Handing day-to-day activity of reviewing the files logged in the system for applying of financial loan and
minimizing the risk of funding to the bank death liabilities.
8 To detect the fake documents put in the file put forward for the loan. Detection of Fraud in all types of
document e.g. ITR, BST, other supporting documents, also Fraudulent Profile & Fraudulent Activity.
9 If doubt in given document then verify the document from concern issuing authority by our field executives
e.g. ITR from Income Tax Office, Bank Statement from concerned Bank.
10 Checking the document with self-trigger, applying logic and existing laws & instructions given by our RCU
Area Managers.
11 Knowledge about all products & their supporting documents, which is required by our Bank Policies.
12 To motivate & guide our Field Executives on how to complete their cases & in which way to get
verifications from the Concern Authorities.
13 To improve their convincing power, team spirit.
14 To communicated with Field executive for daily reporting.
15 Post Investigation for Retail Products, Credit Card Fraud.
16 Post Investigation for general & life insurance companies.
17 Working on Client Software like HDFC LOS – Finone, Bajaj- Sales Force.
Company: S M Financial
Duration: Oct 2002 – March 2006
Position: Backend Executive
Job Responsibilities:
1 On-desk Marketing of Car Loans.
2 Providing complete information regarding the procedure of taking car loans.
3 Collection of documents, making complete file and forwarding to the Main office.
4 Maintains CRMS files, scanning of forms.
5 Taking approvals and Disbursement of Loans
2. ACADEMIC SYNOPSIS
SCHOLASTICS
o Bachelor of commerce from University of Mumbai
o Passed H.S.C from H.R College of Commerce & Economics
o Passed S.S.C from Mumbai Board
AREA OF INTEREST
• Risk Management
• Banking and Finance.
• Operation and Co-ordinator
PERSONAL DETAILS
Nationality : Indian
Marital Status : Married
Date of Birth : 26/02/1982
Linguistic Abilities: English, Hindi, Sindhi, Bengali and Marathi.