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Financial
Literacy for
 Woman
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Women perform several roles, both
within the family and outside as
well.
Mother
Wife
Sister
Important role to play in society
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
While performing these multiple
roles in society with 100%
determination, matters concerning
financial literacy mostly end up
taking a back-seat.
During a crisis-like situation that
she is introduced to the bitter truth.
Back Seat
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Census 2011
Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in)
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Urban Area
Male 1000
Female 949
Rural Area
Male 1000
Female 929
Ratio
Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in)
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Urban Area
Male - 53.26%
Female - 25.51%
Rural Area
Male - 53.36%
Female - 30.02%
Workplace Participation
Rural sector has better female workforce
participate rate
Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in)
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Urban Area
Male - Rs 805.52/Day
Female - Rs 609.7/Day
Rural Area
Male - Rs 550.23/Day
Female - Rs 428.66/Day
Average Wage/salary Received By Reguar Wage/salaried
Employees economocally active age group
Average Wage
Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in)
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Urban Area
Male - Rs 805.52/Day
Female - Rs 609.7/Day
Rural Area
Male - Rs 550.23/Day
Female - Rs 428.66/Day
Average Wage/salary Received By Regular Wage/salaried
Employees economically active age group
Woman empowerment
Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in)
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
"Economic freedom is very important for
women empowerment. They must be
partners in economic development also. I
have seen that woman are very good at
adapting to the latest technology. We should
link women and technology up-gradation"
Narendra Modi, Prime Minister of India
Woman empowerment
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Male - 64.16 Years
Female - 68.48 Years
Therefore, women's participation in our
nation's economic progress cannot be
undermined.
Financial literacy among women is an
important part of the process of nation
building.
Life expectancy
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Life Insurance
Health Insurance
Savings
Investments
Power of compounding
Every woman must learn
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Life Insurance
To protect
your family's
future during
uncertainity
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Every earning member must have
Term Insurance Plan.
Cheapest premium
Highest Risk Cover
Ideal risk cover of minimum 10 times
of annual income
Term Plan
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Term plan - Benefits
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Mediclaim
To protect your
Financial
Freedom during
Medical
Emergency
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Mediclaim
Family
Floater
Policy
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Contingency Fund
To protect Your
family’s future
from
contingency
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Contingency Fund
Build
Contingency Fund
upto 6 months'
expense in Liquid
Fund
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Set finanical goals
Investing without setting
clear goals, is just like
playing a foot ball without
having a goalpost. You
shall run and kick a lot
but shall not score
anything.
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Why we invest?
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Value of money over time
Understand
the concept
of
Inflation
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Power of compounding
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Power of compounding
Value of SIP of
Rs 5000/ per month
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Power of compounding
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Avenues of saving and investments
Understand
the power
of
Equity
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Invest systematically
Invest fixed
amount every
month for each
goal
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
Invest systematically
Invest in
Equity Mutual
Funds through
Systematic
Investment Plan
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648

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Financial Literacy for Woman

  • 1. Financial Literacy for  Woman PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 2. Women perform several roles, both within the family and outside as well. Mother Wife Sister Important role to play in society PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 3. While performing these multiple roles in society with 100% determination, matters concerning financial literacy mostly end up taking a back-seat. During a crisis-like situation that she is introduced to the bitter truth. Back Seat PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 4. Census 2011 Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in) PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 5. Urban Area Male 1000 Female 949 Rural Area Male 1000 Female 929 Ratio Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in) PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 6. Urban Area Male - 53.26% Female - 25.51% Rural Area Male - 53.36% Female - 30.02% Workplace Participation Rural sector has better female workforce participate rate Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in) PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 7. Urban Area Male - Rs 805.52/Day Female - Rs 609.7/Day Rural Area Male - Rs 550.23/Day Female - Rs 428.66/Day Average Wage/salary Received By Reguar Wage/salaried Employees economocally active age group Average Wage Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in) PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 8. Urban Area Male - Rs 805.52/Day Female - Rs 609.7/Day Rural Area Male - Rs 550.23/Day Female - Rs 428.66/Day Average Wage/salary Received By Regular Wage/salaried Employees economically active age group Woman empowerment Source: Ministry of statistics and programme implementation, Govt. of India, (www. mospi.nic.in) PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 9. "Economic freedom is very important for women empowerment. They must be partners in economic development also. I have seen that woman are very good at adapting to the latest technology. We should link women and technology up-gradation" Narendra Modi, Prime Minister of India Woman empowerment PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 10. Male - 64.16 Years Female - 68.48 Years Therefore, women's participation in our nation's economic progress cannot be undermined. Financial literacy among women is an important part of the process of nation building. Life expectancy PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 11. Life Insurance Health Insurance Savings Investments Power of compounding Every woman must learn PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 12. Life Insurance To protect your family's future during uncertainity PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 13. Every earning member must have Term Insurance Plan. Cheapest premium Highest Risk Cover Ideal risk cover of minimum 10 times of annual income Term Plan PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 14. Term plan - Benefits PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 15. Mediclaim To protect your Financial Freedom during Medical Emergency PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 16. Mediclaim Family Floater Policy PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 17. Contingency Fund To protect Your family’s future from contingency PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 18. Contingency Fund Build Contingency Fund upto 6 months' expense in Liquid Fund PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 19. Set finanical goals Investing without setting clear goals, is just like playing a foot ball without having a goalpost. You shall run and kick a lot but shall not score anything. PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 20. Why we invest? PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 21. Value of money over time Understand the concept of Inflation PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 22. Power of compounding PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 23. Power of compounding Value of SIP of Rs 5000/ per month PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 24. Power of compounding PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 25. Avenues of saving and investments Understand the power of Equity PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 26. Invest systematically Invest fixed amount every month for each goal PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 27. Invest systematically Invest in Equity Mutual Funds through Systematic Investment Plan PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648
  • 28. PND MENTOR CONSULTANTS - pndmentor@gmail.com - 9820944648