Women Entrepreneur and India. Government steps regarding women entrepreneurs. History of women entrepreneur. Problem of women Entrepreneur, Remedies, Factor influencing Women Entrepreneur. Types of Women Entrepreneur, Classification of women entrepreneur

1. Unit 4
Definition of Women Entrepreneurs
Factors influencing Women Entrepreneurs, Problems of
Women Entrepreneurs and Remedial Measures.
Development of Women Entrepreneurs and Women
Entrepreneurship, Association Promoting women
entrepreneurs, Stand up India schemes for women-Central
and State level

2. Women Entrepreneurship implies a
process in which a female start,
lead, own and form an
organization or industry and give
employment to others and also
contribute in enhancing the
standard of living of their families.

3. Definition
“An enterprise owned and controlled
by woman having a minimum
financial interest of 51% of the
capital and giving at least 51%
employment generated to women” -
By Government of India

4. Factor
Influencing
Family culture and traditions
Geographical factors and social
factors
Caste system
Government aids and policies

5. Mind-set
3K’s & 3P’s
Problems of
Women Entrepreneurs

6. TypeofWomen
Entrepreneurs
Affluent entrepreneurs – These are
daughters and wives of wealthy
businessmen.
Pull factors – These are educated
women living in urban areas with
or without work experience who
take the risk of a new enterprise
with the help of financial
institutions and commercial banks
Women who fall below the poverty.
line

7. TypeofWomen
Entrepreneurs
 Push factors – These women take up
some business activity in order to
overcome financial difficulties. Generally
widows and single women
 Rural entrepreneurs – These women
belong to rural areas and choose a
business suiting their resources and
knowledge
 Self-employed entrepreneurs – They are
uneducated

8. Faceof
India
Dr. Kiran Mazumdar-Shaw,
Chairman and Managing Director
of Biocon Ltd.
The richest business entrepreneurs
in India.

9. Sunita Narain, an
environmentalist and political
activist – fighting for the importance
of the Green concept of sustainable
development.

10. Naina Lal Kidwai was listed by
Fortune magazine as the World’s Top
50 Corporate Women. She is the first
Indian woman to crack the
prestigious Harvard Business
School.

11. Sulajja Firodia Motwani – Joint
Managing Director of Kinetic
Green Energy & Power
Solutions Ltd and manages the
overall operations and business
development strategies.

12. Ritu Nanda, CEO, Escolife – The
daughter of ace film personality, Raj
Kapoor,
 Currently serving as the CEO of
Escolife, she was awarded the Best
Insurance Advisor and entered the
Guinness Book of Records for selling
17,000 pension policies in a day.

13. IndiraNooyi

14. Vandana
Loothra

15. KanikaTekriwal

16. ElaBhatt

17. VaniKola

18. Radhika
Aggarwal

19. UpasanaTaku

20. “Quote”
“When women moves forward, the
family moves, the village moves,
and the nation moves.”
– Pandit Jawaharlal Nehru

21. Start-upIndia
 What are the benefits of Startup India?
 1) Self-Certification. ...
 2) Tax Exemption. ...
 3) Single Window Clearance from Mobile App. ...
 4) Patent Protection. ...
 5) Relaxed Norms for Public Procurement. ...
 6) An Incubator Setup. ...
 7) Networking Options. ...
 8) Government Tenders.

22. WhatistheStand-
UpIndiascheme
ofGovernmentof
India?
The objective of the Stand-Up India
scheme is to facilitate bank loans
between 10 lakh and 1 Crore to at least
one Scheduled Caste (SC) or Scheduled
Tribe (ST) borrower and at least one
woman borrower per bank branch for
setting up a greenfield enterprise.

23. Remedial:
Financial
Assistance
 Mahila Udyog Nidhi: The scheme provides a soft loan
up to 25 percent of cost of Project subject to a
maximum of Rs. 2.5 lakh per project at zero interest
but a service charge of only one percent is charged to
meet expenses of the lending institutions.
 cost of project should not exceed Rs. 10 lakhs
BOI

24. Remedial:
Financial
Assistance
 Stree Shakti Package:It is available to enterprises
where women own more than 50 percent of the share
capital.
 The margin is lowered by 5 percent as applicable to
that type of industrial unit.
 When the loan amount exceeds Rs. 2 lakhs the interest
rate is lowered by 0.5 percent.
 In case of tiny sector units no security is required for
loan up to Rs. 5 lakhs
SBI

25. Women
Entrepreneurs
Associations
 1. Women Entrepreneurs Association of
Maharashtra. (WIMA)
 2. Women’s Wing of National Alliance of
Young Entrepreneurs.

26. Institutions
AssistingWomen
Entrepreneurs
 Association of Women Entrepreneurs of Karnataka
(AWAKE): AWAKE is focusing its attention on both
rural and urban women who have social and economic
backwardness
 Federation of Indian Women Entrepreneurs (FIWE):
 a. It provides network facilities, marketing, quality
control, export management, standardisation
 To participate in national and international seminars,
trade fairs, exhibitions

27. Institutions
AssistingWomen
Entrepreneurs
 Self-Help Groups (SHGs): The group with the help of
commercial banks and other NGOs contributes little
amount to cover seed money
 The Trade Related Entrepreneurship Assistance and
Development (TREAD):y Ministry of small scale
industries, Government of India provides trade related
training, information, counselling and extension
activities related to trades, products, services
 Bank of India’s Priyadarshini Yojana: Under this
scheme the banks provides long term and working
capital assistance under various categories.

28. Institutions
AssistingWomen
Entrepreneurs
 Swarna Jayanthi Gram Swarojar Yojana: The main
objective of this scheme is to provide proper self-
employment opportunities to rural women who are
living below poverty line
 Rashtriya Mahila Kosha:o facilitate credit support to
poor women for uplifting their socio-economic status.
The Support is being extended through NGOs, Women
Development Corporations, Dairy Federations,
Municipal Councils

29. Institutions
AssistingWomen
Entrepreneurs
 Other Schemes:(a) Indian Mahila Kendra (b) Mahila
Samiti Yojana (c) Mahila Vikasnidhi (d) Indira Mahila
Yoj ana (e) Working Women’s Forum (f) Women’s
Development Corporations (g) Marketing of Non-Farm
Products of Rural Women (h) Assistance to Rural
Women in Non-Farm Development Schemes (i) Prime
Minister’s Rozgar Yojana (PMRY) (j) Self-Employment
Programme for Urban Poor (SEPUP) (k) Integrated
Rural Development Programme (IRDP)

30. Institutions
AssistingWomen
Entrepreneurs
 Women Entrepreneurial Development Programmes
(WEDPs) b) Marketing Development Fund for Women
Entrepreneurs (MDFWE) c) Mahila Udyam Nidhi
(MUN) d) Mahila Vikas Nidhi (MVN) e) Micro Credit
Scheme (MCS

31. Institutions
AssistingWomen
Entrepreneurs
 Industrial Estate for Women Entrepreneurs :The
Andhra Pradesh State Government has supported for
setting up industrial estates exclusively for women in
three districts. These industrial estates are meant for
(a) setting up electronics, garments, food processing,
printing, bio-technology, handmade paper, small
engineering units, accessories etc. (b) exportoriented
units like mushroom processing, computer hardware
and software etc, and (c) software Technology Park for
women within the industrial estate.

32. Institutions
AssistingWomen
Entrepreneurs
 Consortium of Women Entrepreneurs of India (CWEI)
– It is a common platform to help the women
entrepreneurs in finding innovate techniques of
production

33.  The Bharatiya Mahila Bank was founded with the motive
of providing financial assistance to underprivileged
women who want to start their own business. In 2017 it
was merged with the SBI. In the manufacturing sector,
the bank is offering loans as high as 20 lakhs to the
women entrepreneurs. The Bharatiya Mahila Bank has
the authorization to issue a loan up to 1 Crore without any
collateral to be paid. Apart from the manufacturing sector,
this bank has permission to give loans to Small scale
enterprises and in the retail sector.
 Dena Shakti Scheme
 This loan scheme is a solution for all women
entrepreneurs who want to make a business out in the
manufacturing and food processing sectors. Under the
scheme women, entrepreneurs have sanctioned loans up
to 20 lakhs under the category of housing, retail, and
education. The scheme also provides concessions of 0.25
percent on the interest rates.
Institutions Assisting
Women Entrepreneurs

34.  Mudra Yojana Scheme
 This is one of the top schemes launched by the
government of India to enthusiastic women
entrepreneurs who are looking to start a small
business with minimum efforts such as beauty
parlours, retail shops or tuition centres. The scheme
does not require any collaterals but it is divided into
several schemes that target different stages of
businesses. For businesses in the initial stage the
maximum loan granted is INR 50,000. For well-
established businesses, the scheme offers loan amount
which varies from INR 50,000 to 5 Lakhs. And, lastly
for well-established businesses looking to expand its
operations and geographical presence the scheme offers
loans up to 10 lakhs.
Institutions Assisting
Women Entrepreneurs

35. Whatwasthe
themeof
women'sday
2022?
 The theme for International Women's Day, 8 March,
2022 (IWD 2022) is, “Gender equality today for a
sustainable tomorrow”
 Purple was the colour of International Women's Day,
and combined with green represents the feminist
movement.

36. Whatisthetheme
for2023
International
women'sday?
 #BreaktheBias
 Gender bias, discrimination and stereotyping.

37. WEP
 The Women Entrepreneurship Platform (WEP)
 Niti Aayog
 NITI Aayog has launched a Women Entrepreneurship
Platform (WEP) for providing an ecosystem for budding &
existing women entrepreneurs across the country. SIDBI
has partnered with NITI Aayog to assist in this initiative.
 As an enabling platform, WEP is built on three pillars-
Iccha Shakti, Gyaan Shakti & Karma Shakti
 Iccha Shakti represents motivating aspiring
entrepreneurs to start their business
 Gyaan Shakti represents providing knowledge and
ecosystem support to women entrepreneurs to help them
foster entrepreneurship
 Karma Shakti represents providing hands-on support to
entrepreneurs in setting-up and scaling up businesses

38. WEP
 Scheme Benefits & Highlights
 In addition to providing services such as free credit
ratings, mentorship, funding support to women
entrepreneurs, apprenticeship and corporate partnerships;
WEP will encourage entrepreneurs to share their
entrepreneurial journeys, stories & experiences to nurture
mutual learning.
 WEP platform, as a driver of change, will also promote
offline initiatives and outreach programmes to promote
entrepreneurial spirit among potential women
entrepreneurs, in collaboration with partner
organizations.
 Also, WEP offers incubation and acceleration support to
women founded / co-founded startups through its various
partners who handhold women entrepreneurs registered
with WEP and provide them necessary support to help
them start and scale-up.

39. Whatiswomen
Council
scheme?
This Scheme was started during
2015-16. Under this Scheme
Women entrepreneurs are eligible
to obtain loan of Rs. 5.00 lakhs to
Rs. 200.00 lakhs from Karnataka
State Financial Corporation
(KSFC) to start small and medium
industries and services sectors @
interest rate of 14%