1. LTV Rate/Pts Rate/Pts Rate/Pts Proof of Income Terms & Prepay
**Can be bought down to 1 year for 25bps to rate – 6 months for 75bps to rate. (Minimum points 1.875)
(CA, AZ, CO, UT, OR, WA & TX)
Pricing Special No minimum FICO!!! Mortgage must be current at time of submission 1 day out of BK Stated available on business purpose loans Alt-Doc available (12 & 24 months personal bank statements) PAR pricing available with 2 year prepay. NO pre payment penalty available Residential – O/O, N/O/O & 2nd Home (CA, AZ, CO, UT, OR, WA & TX)
SFR’s, Townhomes, Condos, and 2-4 Units. (WA. must be business purposes) (No O/O refi in Texas) Multi-Family, Mixed Use, Office, Retail, Self Storage (CA, AZ, CO, UT, OR, WA & TX). Loan amounts from $100,000 to $1,000,000 (call for pricing if out of this range). Non Fannie/Freddie approved condo projects – OK! Purchases & Cash Out. Must be in major metropolitan area.
o If Rural or Commuter, call your rep for pricing! Property must show “pride of ownership”
o If Rehab or Finish Construction, call your rep for pricing! No “High Vacancy” factors on Commercial Properties. If property has high vacancy factor, call your rep for pricing.
To qualify for this program you must write a 5 star review about our service or products on our Facebook page!
To Submit a Loan for a 4 Hour Approval:
1. Fill out our submission form
2. Email us the following
a. Sub form completely filled out
b. 1003 completely filled out
c. Credit report
d. Accepted purchase agreement (if a purchase)
3. You will get an approval in 4 hours or less
Full Doc with Stated available
On Corporate owned Residential Commercial properties & Business Purpose Loans
O/O consumer 5/25
N/O/O & O/O business purpose
24 months or 30/5
Prepay if applicable
6 months interest on 80% of balance
9.99% / Zero
9.50% / 1.00
8.99% / 1.875
55%
65%
9.99% / 1.875
10.50% / 1.00
10.99% / Zero
Same as above
Same as above
Nick Donoho
877.877.1477 ext. 215
Ndonoho@AthasCapital.com