This document summarizes various loan products offered by PB Financial Group Corp. for different property types. For single-family residential properties, it offers refinance loans up to 65% LTV and purchase loans up to 70% LTV, with loan amounts between $50,000 to $5 million and terms between 1 to 5 years. For apartments and multi-family properties, it offers refinance loans up to 70% LTV and purchase loans up to 70% LTV, with rental income verification. Commercial property loans are available for refinance up to 55% LTV and purchases up to 60-65% LTV, with terms between 1 to 5 years. It also offers land loans up to 35%
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1. CA
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NationalMortgageProfessional.comnCaliforniaMortgageProfessionalMagazinenDECEMBER2013
Residential n/o/o and investment
SFR, condo, PUD (1-4 units) properties
• Stated Business PurposeAvailable
• Refinances up to 65% LTV,min loan amount
50K to 5 million
• Purchases up to 70% min.loan amount
50K to 5 million
• Loan term,1 year,3 year,5 year,interest only
or fully amortized available
• Programs with no PP available
• Rates from 8.50% to 12.00% fixed
• Loan costs from 1.50% to 4.00%
depending on LTV term and prepayment penalty
• We have 2nd position loans available for n/o/o and
investment properties up to 55%-60% CLTV
Apartments and units
(5+ residential units)
• Up to 70% on refinance and purchases
• Stated but verified rental income
• Loan terms:1 year,3 year,5 year,7 year
and 10 year; fixed IO or fully amortized
• Rates from 8.00% to 12.00%,depending
on LTV,prepayment and term
• Programs with no PP available
• Loan costs from1.50% to 4.00%
depending on LTV,term and prepayment
penalty
• We have 2nd position loans available
for our commercial products up to 60% CLTV
877-700-3703 Office
866-318-4471 Direct Fax
www.pbfinancialgrp.com • e-mail scenarios to: info@pbfinancialgrp.com
PB Financial Group Corp. NMLS #357614/PB Financial Group Corp BRE #01522495
Disclosures: per FDIC Regulations Section 6500 Part 226, Subpart C, 226.24. The amount of each payment that will apply over the term of
the loan is based on simple annual interest applied to the unpaid balance. Loans range from 1 day to 60 months, are interest only and in-
clude a balloon payment due at term. Finance charges apply. Payments do not include amounts per property taxes or insurance premiums.
This is not a commitment to lend. Rates and points are subject to change without notice. NMLS #357614
Commercial (industrial, retail, church,
mixed-use, gas station, auto related,
manufacturing, etc.)
• Up to 55% on refinances
• Up to 60%-65% on purchases
• Term 1 to 5 years
• Loan costs from 2.00% to 4.00% depending on
LTV,term and prepayment penalty
Land loan (max LTV 35%, refinance,
50% purchase) call for details
We areCalifornia’sPremier DirectPrivate MoneyLender