Introduction of relationship between banker and customer. Legal relationship between banker and customer banking, viniyaman adhiniyam (B R Act) 1949 bankar shabd ko paribhaashit nahin karata hai, lekin yah paribhaashit karata hai ki banking kya hai * H.L. HART - bankar vah hai jo dhan praapt karata hai, graahakon ke lie chek aur draapht ekatr karata hai, graahakon dvaara samay-samay par khaate mein raashi kee upalabdhata ke adheen kie gae chek ka sammaan karane ka daayitv hai.