1. Recent Testimonials for Michael Harper – May 2016 – December 2016
Well done!
Thank you for always taking great care of our clients Mike!
I never worry about how things are going in a transaction when you are in charge of the
financing!
Agents need to understand that hiring you for your experience and expertise is crucial to the
success of the transaction and the likelihood of their client’s future referrals.
You are an integral part of our show and we appreciate you so much!
Christe Roknich
Michael was referred to us by our Real Estate Agent, who spoke very highly of he and his
team. We were very thankful for the referral as we found Michael and his staff to be very
professional, easy to work with, honest and knowledgeable. This was important to us as we
were not planning to purchase a new home, but found one unexpectedly. The fact that the
financial aspect of the transaction went off flawlessly in spite of busy jobs, including
international travel, a planned vacation, and the Thanksgiving holidays speaks
volumes. Michael’s team worked with us wherever we were whether traveling or on a boat,
using phone, and electronic signatures. The application process was much easier than
expected also. I also appreciated Michael’s extensive experience as we locked our rate during
a very volatile time, the day after the Presidential Election, based upon Michael’s tracking of
the market through the weekend and prior day. We appreciated his desire to do the best for
his clients, even if it meant working nights and weekends. In the end we locked at a very
favorable rate. If we have similar needs in the future, we would most certainly use Michael
Harper for our transactions.
Valerie Tansley
We have purchased three homes and refinanced two times with Mike Harper. We would
never trust anyone else! His many years of experience have made each transaction go
smoothly and flawlessly. Our most recent purchase had some challenges, but he went above
and beyond to make it happen, and we are so grateful! He is always available to talk and
answer questions. His whole team, including Giovanna, are an absolute pleasure to work
with! I have confidence in recommending Mike and his team to family and friends, knowing
they will definitely not be disappointed! Thank you Mike for once again helping our dreams
come true!!!
Jason & Courtney Fait
I can't begin to praise Mike and his team for all of their hard work. I can honestly say that if it
were not for Mike, Giovanna and their awesome crew, I would not be sitting in my wonderful
new home today. Working with this team, you can always expect an answer to any question
within minutes. With all of the hurdles and hoops to jump through during closing, I was so
glad that I had Mike on my side. This man truly works 24/7 to put his clients in their dream
home. Although I have only been in my beautiful new home for less than one month, I know
who I will turn to when it's time to refinance. Thanks Mike for the hours of hard work and the
kind words that got us through those scary times when it seemed like all was lost.
- Charles Neal

2. 10++ Service was awesome. They answered all questions and kept us in the loop at all times.
- Gayla McPherson
Mike Harper was referred to us by our real estate agent. She said he was the most
Knowledgeable ad honest individual she had ever worked with in the Mortgage planning
industry. She was right. In a time when refinancing has been difficult because of reversing
home values Mike worked exceptionally hard over a long period of time to work out a
refinance that we are very happy to have. He did this through a Veterans Administration with
a Loan via the GI Bill. Without going through a long story this was not an easy task and others
who have said they could make a transaction of this nature did not have the ability or the
intestinal fortitude to see the process through. Mike was friendly, personal, and always made
us feel that the refinance would be completed. Should you want more information from me
about our transaction with mike please feel free to contact me. This guy is excellent.
- Bob Schulman
Greetings Mike! Thank you for all your help in buying our new home! We love it here - the
neighborhood is especially wonderful being right next to the golf club and all it's amenities.
Thank you also for the New Home postcards! Never saw anything like that before - very timely
since Christmas will be coming up and friends family will want our new address. It was great
working with you and your staff! Kind regards, Becky Steele
- Becky Steele
Mike Harper and his team did a fabulous job facilitating the home buying process and
experience for my brother and I. We are both first time home buyers and could not have
asked for a better group of people to work with on such an important milestone in our lives.
- Nick Maurillo
Dear Mike, I want to thank you so much for all your hard work in helping me obtain a
mortgage loan which allowed me to buy my wonderful home. You and your team were so
helpful and professional at all times. I know you cared about me and wanted the best for me. I
Thank You, and appreciate all you did for me. Carole
- Carole Dozier
We just bought our first home in California. We were not familiar with the process here since
we moved recently from Canada but with Mike Harper and his team everything was made so
easy for us. Mike worked really hard to make the process go smooth even with all the “short
sale” troubles we went through. He is very professional, knowledgeable, and very kind. Mike
is the type of person who picks up the phone anytime and calls with updates, he is full of
energy and makes sure you get the Best deal out there. My sincere thanks go out to Mike and
his team. It was a pleasure doing business with You guys. We were very satisfied and we will
definitely recommend to all our friends and family. Thank you so much Mike! It was a
pleasure doing business with You.
- Janet Ago
Mike was very informational and helpful in getting our loan. He was able to get us a high loan
with a low interest rate and low down payment. We are very pleased with the efforts and
professionalism Mike and his team provided us with. Thank you!

3. - Nathan Hunter
I recently submitted a bit of a tricky refinance due to inconsistent income, but that was not
going to stop the team, led by Mike Harper. They were not going to take no for an answer! I
ended up with a great package. They were professional, kind, proactive and tenacious. I will
definitely use them for any future finance needs. My sincere thanks go out to Mike Harper
and his team. It was a pleasure doing business with you. Happy New Year! Sincerely, Lisa
Sahagian
- Lisa Sahagian