Long term Limited Warranty solution for OEMs and product sellers. Product Warranty Insurance can be used to back a limited warranty.

1. Personal Safeguards Group, LLC • Mike@PersonalSafeguards.com • ProductWarrantyInsurance.com
Product Warranty Insurance
Product Warranty Insurance may help companies seeking options to offer clients a longer
product limited warranty versus their traditional warranty. Product Warranty Insurance or a
Service Contract program may offer a solution to increase the warranty - yet transfer the risk to
an insurance company or service contract provider.
These programs work well with innovative technology items where the product OEM and
sellers want to focus on the features and design of their product, highly competitive industries
like LED Lighting where a longer "backed" warranty offers a competitive differentiator or where
a consumer pays a monthly or annual membership fee and the OEM or seller wishes to offer a
warranty as long as the consumer subscribes.
Perfect Solution for:
Appliances, Electronics, Computers
Mobile Technology (Phones, Tablets)
LED Lighting
Digital Solutions (Internet of Things (IOT), Smart Devices, Connected Devices)
Custom Commercial Products
Music Instruments
Exercise and Sporting Equipment
Automotive, RV, ATV, Marine
Balance Sheet Relief with a One-Time Pre-Defined Cost
For a one-time payment, a Limited Warranty extension can provide coverage for up to 10 years
after the OEM or seller retains a short-defined period. This solution allows a client to offer a
competitive Limited Warranty and potentially not be required to maintain a claims reserve on
their balance sheet beyond a limited retention.
Solutions are also available for monthly warranties associated with Membership & Subscriber
oriented programs allowing an OEM or seller to offer a Limited Warranty for extended periods
or as long as a consumer is a Member/Subscriber.
Monthly to 10 Years of Coverage
Available Depending on the product type coverage exists for parts, labor or parts & labor. The
term includes a limited OEM or seller warranty retention and then the liability falls to the
carrier or service contract provider.
Fully Backed Solutions
Programs utilize insurance carriers who understand this business and the obligations of the
Warranty or Service Contract are insured by a contractual liability insurance policy.