FHA Reverse Mortgage Purchase loan product designed for consumers 62 or older who want to downsize and buy a smaller home, but lack the income requirements for a conventional mortgage.

1. Reverse Mortgages Explained Prospect Mortgage, LLC, is a Delaware limited liability company licensed by the California Department of Corporations under the California Residential Mortgage Lending Act. Information is subject to change without notice. This is not an offer for extension of credit or a commitment to lend. No part of this publication may be reprinted or duplicated without expressed written consent of Prospect Mortgage. All logos or brands mentioned herein may be registered trademarks of their respective owners. For professional use only. Not intended for public/consumer distribution. 0508-79 Bob Bozanic Reverse Mortgage Loan Specialist 818-384-8078 Cell NMLS# 224391 [email_address] 

4. How Can I Receive My Reverse Mortgage Loan Proceeds? Create different loan options to suit different borrower needs Payment Combination Monthly payments for a specified number of months Term Monthly Payment Monthly payments for as long as the homeowner(s) occupy the property Tenure Monthly Payment Credit line available for future use Line of Credit Immediate disbursement of some or all loan proceeds Lump Sum Description Loan Option* * Not all products and options available in all states. Loan options are only available on the Adjustable Rate loan. The Fixed Rate loan requires that all proceeds be taken at closing.

18. For more information please contact me at: Questions? Bob Bozanic Reverse Mortgage Loan Specialist 818-384-8078 Cell NMLS# 224391 bob.bozanic@prospectmtg.com 