Marek Kowalski received a course certificate from Coursera for successfully completing the online non-credit course "Modeling Risk and Realities" authorized by the University of Pennsylvania and offered through Coursera. The certificate was issued on December 26, 2019 and was signed by the course professors from the Wharton School to verify Marek Kowalski's identity and participation in the online course. However, the certificate does not confer a grade, credit, degree or verify enrollment from the University of Pennsylvania.

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CERTIFICATE
12/26/2019
Marek Kowalski
Modeling Risk and Realities
an online non-credit course authorized by University of Pennsylvania and offered through
Coursera
has successfully completed
Sergei Savin
Associate Professor of Operations, Information and Decisions
The Wharton School
Senthil Veeraraghavan
Associate Professor of Operations, Information and Decisions
The Wharton School
Verify at coursera.org/verify/ASBL32YHE5XH
Coursera has confirmed the identity of this individual and
their participation in the course.
The online course named in this certificate may draw on material from courses taught on-campus, but it is not equivalent to an on-campus course. Participation in this online course does not constitute enrollment
at the University of Pennsylvania. This certificate does not confer a University grade, course credit or degree, and it does not verify the identity of the learner.