Introduction to RBI, Functions & Role of RBI &NPA in India.

1. Reserve Bank of India

2. Presented by:
 Rahul Valvi
 Poornima Singh
 Amanjot Kaur
 Manjunath Gollar

3. Brief History
 It was set up on the recommendations of the
“HiltonYoung Commission”.
 It was started as Share-Holders Bank with a paid
up capitalof 5 crores.
 Initially it was located in Kolkata.
 It moved to Mumbai in 1937.
 Since Nationalization in 1949, the Reserve Bank
isfully owned by the Government of India.

4. Preamble
“To regulate the issue of Bank Notes and
keeping ofreserves with a view to securing
monetary stability inIndia and generally to
operate the currency and credit system of
the country to its advantage."

5. Structure of RBI
 Cental Board of Directors
 Assistive Boards
 Local Boards
 Departments
 RBI’s Subsidiaries

6. Functions Of RBI
 Monetary Authority
 Issuer of Currency
 Issuer of banking licence
 Acts as clearing house
 Banking code and standard boardof
India
 Banker’s to the Govt.

7. Role of RBI
 Monetary Policy
 Fiscal Policy

8. Manager of Foreign
Exchange
 To facilitate external trade and payment and
promote orderlydevelopment and maintenance of
foreign exchange market inIndia.
 It acts as a custodian and Manages the Foreign
ExchangeManagement Act,(FEMA) 1999.
 RBI buys and sells foreign currency to maintain
the exchangerate of Indian Rupee v/s foreign
currencies like the US Dollar,Euro, Pound and
Japanese yen.

9. Banking Crisis in India
Government Tax
PSB’s Crisis
Govt. Owned Banks
Borrowers
NPA’s
Resructured Loans
Recapitalization
PSB’s
Loans

10. Demonetization Report
“The total value of SBNs
(Specified Bank Notes) in circulation as on
November 8, 2016, post verification and
reconciliation, was Rs 15,417.93 billion (Rs
15.44 lakh crore). The total value of SBNs
returned from circulation is Rs 15,310.73
billion (Rs 15.31 lakh crore),” RBI’s annual
report said.