An underwriter assesses and manages risks for clients. They advise clients on risks and exclusions that are covered. The underwriter prepares a policy document that outlines the insured coverage, extensions, and exclusions. Claims personnel handle claims reported by customers covered by various insurance policies, such as motor or money claims. The roles of underwriters, claims managers, and general managers involve risk management, including efficiently handling claims, assessing risks before taking them on, and overseeing all aspects of the company.

1. ARTICLE BY MORRIS KANGETHE
ACCOUNTS EXECUTIVE AON
KENYA INSURANCE BROKERS

2. The insurance companies covers various risks, the
aspect of undertaking this risk is known as
underwriting.
An underwriter basically asses, manages and
advises the clients on the risky aspect of what is
covered.
An underwriter prepares a policy document of
which is the constitution stating the insured cover,
extension and exclusion.

3.  Underwriters
 Claims personnel
 Managers
 General managers
 Claims managers
 Underwriting managers
 administration

4.  This is the person who handles claims of
different cooperate and small and medium
enterprise in the company.
 Claims are what a person reports after he/she
had taken an insurance cover.
 It could be a motor claim in case of an accident
occurrence, a money policy claim, fidelity
guarantee claim etc.

5.  The claims, underwriting and general
managers key role is risk management.
 The claims manager should be able to foresee
all claims are handled efficiently and on time
so as to not lose the business in renewals.
 The underwriting manager should mitigate
and assess risk before undertaking a risk.
 The general manager should oversee all this
aspects and act as the brand of the company in
soliciting for business.

6. What gets in your mind when you hear about
insurance?
All people think is the sales aspect learn more by
contacting my email morriskangethe9@gmail.com