1. Lynton Humphries
London / Colchester
Mobile: 07534 001853 Email: lyntonh356@aol.com
lyntonh356@linkedin.com
Profile
High Street Banking, International Wholesale Money Markets, FX and Derivatives, Back office through to Front Office
Trading, Funding and Hedging roles. I am fully confident working within a team and or leading it. Providing effective
and accurate numeracy skills with clear judgement abilities when reacting to events that affect future profitability and
performance, ensuring Risk parameters are adhered to and the adherence of current PRA / LCR guidelines and Basle
III capital requirements. I am proficient using Summit, Bloomberg, Reuters, All Money Market + FX Arbitrage
instruments, Interest Rate derivatives, Trading and Hedging, Market Maker or Market user. I have overseen several
“Change” implementation plans. Currently employed as a Sales Trader / Liquidity management role at ICBC (London)
Plc / Ltd London, funding the new Branch balance sheet and implementation of PRA/LCR/ILG requirements.
Employment History
June 2014 – Present
ICBC ( London ) Plc / ICBC Ltd London Branch
Sales Trader, specialising in MM and Liquidity funding for the business, playing a part in it becoming a full
branch as of September 2014. As well as daily MM balance sheet functions I am currently helping run the
CD funding programme, (U$ 8Bio) liaising with Arrangers, Dealers and IPA's. The role encompasses
using the Interbank Market to find new sources of funds with new counterparts, on-boarding, KYC and
Due Diligence, AML procedures.
Daily Cash flow analysis, management and Money Market trading is central to the role as the Bank
expands it balance sheet and requirements grow on a monthly basis. Trading with other FI’s and Large
Corporate clients along with Nostro management and cash reconciliation with Operations department.
Implementing, improving procedures is also as on going project to adhere to regulatory standards.
Basle III, Liquidity Coverage Ratio, Liquidity Buffer Assets and Capital Requirements is a current
theme as the Bank builds the Branch balance and LCR has been attained in a short space of time using
HQLA diversification and the London network for Bank and Corporate funds as well as the extensive ICBC
Branch network worldwide.
Jan 1990 – June 2013
Bayerische Landesbank GZ London Branch U.K
Director STIR Derivatives and Money Market Interest Rate Hedging. FX Pricing and Arbitrage Trading
assisting Corporate and FI sales , ALM, Liquidity Mgt. GBP Wholesale FX and Money Markets, FCA
Registered CF30
“Bayern LB” is an International Bank 50% owned by the State of Bavaria with a focus on Capital Markets, Business
Finance and Wholesale Money and FX Markets.
Confirmation Clerk to Payments division and Reconciliation’s, moving into the Front Office MM & FX dept. in
my first year. As Positions Clerk ,Junior Dealer / Dealer running the smaller currencies books I.e FRF. ITL, SEK etc,
for the London Branch. This led me to specialising in FX Arbitrage for the funding of higher returns from the
currencies. After the Euro came into being I moved to also assisting on the GBP MM book.
2005/6 to Director of the banks MM and FX operations taking charge of GBP, USD, EUR and minor CCY cash
Money Markets and FX cash flows, as the Fixed Income Derivatives and MM Dept merged. This involved
overseeing the change in product line and pricing methods with Trading and sales of STIR Derivatives and a closer
working relationship with my Corporate Dealers and FI clients directly. Loans and Deposits, Certificates of
Deposit, Corporate Paper, LIBOR setting (until end 2006), GBP Bills, FRA's, FX Spot and Forwards, as
well as short end Derivatives including Short Sterling Derivatives Futures and Interest Rate Swaps,
Forward Foreign Exchange Multi Currency Arbitrage, along with ALM requirements to ensure high
profitability for the Bank in by using all currencies to produce best rate and liquid cash flows along with Corp /Client
liaison profitability and instant electronic pricing systems and methodology.
My Fixed Income and Money Market, STIR Sterling and Major Currencies Cash portfolio was in excess of
£3 billion at its peak with the full use on a Discretionary Basis of Interbank Loans and Deposits and FX Markets
to ensure Liquidity correctly administered throughout London and International Branches, Trade
Originations and Positional Off Balance sheet Derivatives Hedging and Corporate Relationships.
2007 onwards, Liquidity Risk and Operational risk amongst many other Risk factors that dominated the

2. Wholesale MM for the next few years. I reduce balance sheet size, Liquidity gaps and along with introducing and
overseeing implementation of many new work flow, Analytical & Pricing Systems allowing the my section to
maximise all uses of cash flows within the London Branch to remain profitable and reduce as much risk as
possible whilst maintaining Client and FI relationships and fulfilling client orders.
 Off balance sheet hedging with short term swaps o/n in the SONIA / Interest rate swap with IMM swaps
and using FX Arbitrage produced high returns whilst reducing risks.
 Extensive use of Summit trading systems, Reuters Dealing, Reuters Platforms, Insertlink platforms,
Excel spreadsheets, Bloomberg, Sungard, Markitwire and many other information technology systems.
 The profitable return from Client hedging and Corporate flows varied in the region of approx 5mio to 15
mio Euros totalling over 50 mio in last 5 years with prevailing interest rates being a large effect on yields
naturally. This was an approximate yield of 10 – 15 % as part of my operations.
 Assert Liability Management, MLRO duties and Compliance Risk controls were my priority as other
large Financial names (Northern Rock and Lehmans) encountered serious problems and I was very active in
implementing, maintaining and reducing the Banks Liquidity, Delta, Daylight exposure, Settlement and
VAR risks over the next few years and in constant liaison with the Central Bank of England which helped
return still profitable years for the London Branch whilst reducing Risks.
Aug 1988 – Dec 1989
National Westminster Bank PLC
Customer Support
Natwest now part of the RBS group is one of the “Big Four” Retail banks with a large High Street presence.
 Working from the “Machine Room”, where dealing with customer remittances, queries and account balancing,
through to dealing with customers directly on the Banking Cashiers Counter where I took charge of deposits,
withdrawals, clearing of cheques and balancing the tills.
 Ensured accurate calculations were carried out, encouraging face to face customer relations and promoting the
Bank’s marketing strategy.
July 1986 – 88 West Ham United FC
Professional Football Player – Reserve Team
Top tier professional club at the time finishing third in the league during my spell there.
 Apprentice professional footballer under the Manager John Lyall.
 Represented WHUFC at Schoolboy, Youth and Reserve Team levels.
Education
Mellow Lane Comprehensive, Hayes, Middlesex U.K
‘O’ Levels: Maths, German, English Literature, English Language, English Oral, Science, Geography, Humanities,
(Sociology).
Professional Education
1997 ACI Foundation course in Money Markets and Foreign Exchange
FSA Registration: CF30 LWH01011
2001 ACI Diploma Forex and MM Trading
Jan 2013 Wolter Kluwer: Anti Money Laundering and Countering Bribery and Corruption
Jul 2011 Wolter Kluwer: Fraud, Market Abuse, Senior Management Responsibilities, FSA Roles
Nov 2013 Level 3: Gym Instructor and Advanced Personal Trainer
Jan 2014 Edexcel BTEC Level 2 Understanding Enterprise and Entrepreneurship (QCF)
Create a vision for your Business Plan *Merit
Marketing Plan * Merit
Preparing and pitching a Business plan
Self-Assessment
Interests
Supporting and spending time with family and friends. I have three elder children which keeps me busy and I enjoy
being proactive as I have previously participated in numerous ½ marathons , 2 London marathons, gaining a PB of
3:10, enjoyed outdoors activities, and involved in charitable organisations in raising donations for NSPCC. Competed in
two White Collar Boxing bouts, Sky dived, climbed a mountain or two and continuously attend the gym. I have a keen
interest in health and fitness using resistance and cardiovascular training.
References available upon request.