1. Kristin Dardia | kdardia@verisk.com | 201.469.2682
545 Washington Boulevard | Jersey City NJ 07310 | www.verisk.com/cp
Consulting Service
Verisk Insurance Solutions understands the intricacies
and challenges of the insurance industry and the
marketplace, and is now offering that knowledge to
helpdrive yoursuccessthrough our Consulting Service.
We delivertimely,relevant,action-orientedsolutionsto
support your ROI goals.
Kristen M. Dardia, FCAS, MAAA, CPCU, ARM-P&E, ERM
Actuarial Consultant
Verisk Insurance Solutions – Commercial Lines Underwriting
Kristen Dardia started her career at ISO in 2005, where she focused on
actuarial pricing and customer relationship management before joining the
Commercial Lines team in 2013 as our actuarial consultant. She graduated
from James Madison University with a Bachelor of Science degree in
Mathematicsandwenton toearn a Master’sdegree inStatisticsat Columbia
University.She isaFellow of the CasualtyActuarial Society(FCAS), a Member
of the American Academy of Actuaries (MAAA) and a Chartered Property
CasualtyUnderwriter(CPCU),andholdsthe followingInstitute designations:
AU, ARM, APA, AIAF, ARe, IR, ARC, AIS, ANFI, API, RMPE, ARM-P&E, & ERM.
Her statistical research, Using Scale Mixtures Of Normals To Model
ContinuouslyCompoundedReturns,hasbeenpublishedinthe Journalof Modern and Applied Statistics,
vol. 4 (May 2005). During her 10 years with Verisk, she has become very familiar with our vast data
resourcesandhasthe expertise to leverage it in order to improve your business results. Some specific
areas of her insurance and business expertise include:
• customized economic and financial research projects
• predictive modeling
• optimization and analysis of agent performance; prospecting opportunities
• product research and development
• reinsurance alternatives in the financial market
• identifying data sources to improve ratemaking procedures
• reserve analysis
• tail risk measurement
• excess and deductible rating; large deductible alternatives
• loss sensitive rating plans
• catastrophic and reinsurance pricing
• matchingthe ideal actuarial methodologywithvariousapplicationsfora given book of business
• customized peer and industry benchmarking
• root cause of IRIS ratio results

2. Kristin Dardia | kdardia@verisk.com | 201.469.2682
545 Washington Boulevard | Jersey City NJ 07310 | www.verisk.com/cp
• optimal capital allocation