2. SACRRA BCISI Value Proposition
The SACRRA BCISI is an endorsed facilitator for business in
Southern Africa to enable the sharing of quality , standardised
credit and risk information on commercial enterprise.

3. Benefits For Government
 Stimulate SMME growth by opening up access to credit
and finance.
 Wider industry research and insight on business health
and trading trends to assist in building economic policy
and information to inform on any regulation relating to
commercial enterprise.
 Supporting employment creation.
 Supporting economic growth.

4. Benefits For Members and Data Contributors
 Contributing information source to assist in Company strategy.
 Mitigation of credit and financial risk by accelerating risk
assessment and decision making.
 Enhancing company revenue growth opportunities.
 Access to comprehensive, consistent, validated data sources.
 Wider market and industry research and insight.

5. Benefits For SMME’s
 Financial Inclusion and broader access to
credit and financial services ,investment
and new market opportunities .
 Closing the information and knowledge gap
between SMME’s and Lenders.
 A more independent opinion on an SMME’s
business credit worthiness based on the overall
evaluation of the business.
 Enabling SMME knowledge and learning on
effective credit policy and cash flow management.

6. Who is SACRRA
 The South African Credit & Risk Reporting Association, is a
not-for-profit voluntary association of members who share
credit and risk performance data of their customers.
 SACRRA aim to give members control of their data for them
to comply with existing legislation and enable them to adapt
to an ever-changing business environment.
 SACRRA members include credit providers, financial service
providers, retailers, service providers, cellular companies,
insurance companies, subscription companies and marketing
companies.

7. Who is SACRRA (Cont)
 Previously known as the Credit Providers Association
The CPA is now known as the South African Credit & Risk
Reporting Association or simply SACRRA.
 SACRRA Currently has 184 members contributing 61 million
payment lines for Consumers.
 In August 2014 SACRRA launched the Business Credit
Information Sharing Initiative.

8. The SACRRA Business Credit Information
Sharing Initiative Steerco Members
 SACRRA Executive
 National Treasury
 Finmark Trust
 Banking Industry : SBSA, ABSA, Nedbank
 Mobile Industry : MTN, Vodacom, Cell C
 Fixed Line Industry : Neotel
 Agriculture : Landbank
 Credit Bureaus : Experian, TransUnion,
Inoxico, XDS, Compuscan, CPB.

9. SACRRA BCISI Operating Status Progress
 Moratorium of Understanding
 Project Scope
 Project Sub Steerco’s
Data, Technology, Risk & Compliance,
Marketing, Finance, Legal Review
 Data Submission Format 1st Draft Completed for
Banking, Mobile, Fixed Line, Land Bank
 Data Contributor Onboarding Roadmap.
 Sign off / Testing Q4 2015.

10. Industry Data Contributor Onboarding
Roadmap
 Banking
 Mobile
 Fixed Line
 Agriculture
 SAVRALA
 MFSA
 Commercial Property
Lease and Rental
 TCPA (Pharma /FMCG)
 Building Association
 Technology
 Tier ii Banking

11. Becoming a SACRRA BCISI Member.
 Attend BCISI Steerco Meeting
 BCISI Data Format/ SME’s
 BCISI MOU / Project Scope
 Relevance to your Company, Industry ito
Credit and Financial Risk Mitigation
 Legal Review Popi, CPA
 BCISI Onboard

12. Questions ?
Contact E.Mail : SACRRA BCISI.