3. Career Path
Graduated University of Wisconsin, Madison with BBA in Risk Management and HR
Obtained CPCU, ARM designations
Graduated University of Minnesota, Carlson School of Management
Enrolled in CEBS; Active Member of DMEC CPCU, RIMS
DMEC, CPCU
1991 1995 1997 2000 2002 2004
Started Spring Consulting Group, LLC as Partner and
Senior Consultant
Joined Watson Wyatt as Senior Consultant
Moved to US Bank as Assistant Risk Manager leading the P&C programs
Transitioned to Marsh & McLennan (before it became J&H Marsh &
McLennan) as a casualty broker for risk management accounts
Joined Alexander & Alexander (before it became Aon) in their
Management Training Program, focused on analytics and became
3
broker for risk management and healthcare accounts
4. Looming Forces
g
Economy Healthcare
in a Moving
Downturn Towards
Crisis State
Workforce
Productivity Aging and
Pressure & Diversifying
Regulatory (e.g., Ethnics,
Responsibility Generations)
Rising
4
5. Current Trends and Market Realities
Employers thinking about how they can do more with
less in a more compliant but proactive way
Employees getting the message(s) that they needed
to be healthier and more productive
Individuals taking steps to prepare themselves for
their own financial futures by¹:
– Building their own personal safety nets to protect their family’s
future
– Depending on the workplace for benefits and advice – even if
employees have to fund most or all of the costs themselves
The concept that one-size fit all benefits plans is a
thing of the past is resonating for all parties
5 ¹ MetLife – The 2008 MetLife Study of the American Dream, http://www.MetLife.com
6. Contact Information
Head office: 84 State Street, Suite 500, Boston, MA 02109-2202
Karen Trumbull English, CPCU, ARM
Partner
Spring Consulting Group, LLC
Karen.English@springgroup.com
Phone: 617-589-0930; ext 105
Fax: 617-589-0931
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