EVRI Investor Presentation 09-16

1. Investor Presenta,on
Global Gaming Expo
September 26-29, 2016

2. Disclaimer
2
Forward-Looking Statements; Non-GAAP Financial Measures
Throughout this presenta=on we make forward-looking statements within the meaning of the U.S. Private Securi=es Li=ga=on Reform Act of 1995. The forward-looking statements are
generally accompanied by words such as ‘‘plan,’’ ‘‘es=mate,’’ ‘‘expect,’’ ‘‘intend,’’ ‘‘believe,’’ ‘‘should,’’ ‘‘would,’’ ‘‘could,” “poten=al,” ‘‘an=cipate,’’ “project” or other words that convey
uncertainty of future events or outcomes. Everi Holdings Inc.’s (“Everi” or “our”) actual results could differ materially from those stated or implied by these forward-looking statements due to
risks and uncertain=es associated with Everi’s business. Factors which could cause Everi’s actual results to differ from those projected or contemplated in any such forward-looking statements
include, but are not limited to, the following factors: (1) our ability to maintain a broad customer reach, cross selling opportuni=es and a combined sales force able to address customers’
needs; (2) our game development studios’ ability to increase the product library and develop new enhancements to include in newly developed content; (3) our ability to obtain approval of
new products in new and exis=ng gaming jurisdic=ons; (4) the failure of analy=cs for gaming opera=ons to adequately predict or measure gaming opera=ons; (5) our ability to iden=fy the
cost structure and capital spend required to operate at current business levels; (6) our ability to secure brand license arrangements and to complete development of games using these brands
by G2E 2016; (7) our ability to introduce new products and services; (8) expecta=ons regarding customers’ preferences and demands for future gaming offerings; (9) expecta=ons regarding
=ming for recogni=on of revenue from new markets; (10) the =ming of recogni=on of certain sales to Alberta Gaming and Lo^ery Commission; and (11) expecta=ons regarding product
approvals for our games and our ability to introduce games into field trials. The foregoing review of important factors that could cause actual events to differ from expecta=ons should not be
construed as exhaus=ve and should be read in conjunc=on with statements that are included herein and elsewhere, including the risk factors included in Everi’s most recent Annual Report on
Form 10-K filed with the U.S. Securi=es and Exchange Commission. Except as required by applicable law, Everi undertakes no obliga=on to publicly update any forward-looking statement, or
to make any other forward-looking statements, whether wri^en or oral, that may be made from =me to =me, whether as a result of new informa=on, future developments or otherwise.
Readers are cau=oned not to place undue reliance on forward-looking statements, which are based only on informa=on currently available to Everi and speak only as of the date of this
communica=on.
Addi,onal Notes
This presenta=on contains industry market data, industry forecasts and other sta=s=cal informa=on. Such informa=on has been obtained from publicly available informa=on and industry
publica=ons. Everi has not independently verified such informa=on and makes no representa=ons as to the accuracy of such informa=on.
Non-GAAP Financial Measures
This presenta=on includes financial measures that were not prepared in accordance with United States generally accepted accoun=ng principles (“GAAP”). Adjusted EBITDA is a non-GAAP
measurement presented herein as a supplemental disclosure. Everi defines Adjusted EBITDA as earnings before net interest expense, income taxes, deprecia=on, amor=za=on, loss on
ex=nguishment of debt, non-cash stock compensa=on, asset impairment, acquisi=on and other costs related to mergers and purchase accoun=ng adjustments, accrued execu=ve severance,
accre=on of contract rights less a benefit from one-=me legal se^lement proceeds. Everi presents Adjusted EBITDA as it uses this measure to manage its business and considers this measure
to be supplemental to its opera=ng performance. Everi also makes certain compensa=on decisions based, in part, on its opera=ng performance, as measured by Adjusted EBITDA; and its
credit facility, senior secured notes and senior unsecured notes require Everi to comply with a consolidated secured leverage ra=o that includes performance metrics substan=ally similar to
Adjusted EBITDA. .
A reconcilia=on of Everi’s most directly comparable GAAP measure to Adjusted EBITDA is included in Everi’s earning releases located on Everi’s website at ir.everi.com. Addi=onally, a
reconcilia=on of each segment’s opera=ng income (loss) to Adjusted EBITDA is also included. On a segment level, opera=ng income (loss) per GAAP, rather than net earnings (loss) per GAAP,
is reconciled to Adjusted EBITDA as Everi does not report net earnings (loss) by segment. Management believes that this presenta=on is meaningful to investors in evalua=ng the performance
of Everi’s segments.

3. Business Overview

4. The Industry’s Only Games & Payments Provider
4
Broad Customer Reach / Cross Selling Opportuni,es /
Combined Salesforce to Address all Customers
Highly Differen,ated, Complementary Products for the Casino Floor
Significant Recurring Revenue (Approximately 90% of Total Revenue)
Historical Strength in Class II Gaming /
Provider of Gaming-Focused Payments Solu,ons

5. Games Segment Overview
Gaming Opera,ons
• 19% of 2Q16 TTM consolidated revenue
• 13,179 gaming units installed (7,762 Class II and 5,417
Class III) throughout North America at June 30, 2016
• Revenue derived from revenue-sharing arrangements or
lease fees on the installed base
• Supplies the central determinant system for approximately
18,400 video lo^ery terminals ("VLTs") in New York
Machine Sales and Other
• 6% of 2Q16 TTM consolidated revenue
• Broad pornolio of gaming machine products sold to casino
customers
• Game themes historically focused on in-house, proprietary
content
• Introduced 7 new slot themes based upon licensed,
branded content at G2E in 2016 to add new product
segment
• Sold 2,483 slot machines in twelve months ended June 30,
2016
$134.0
$165.7
$204.2 $207.0 $214.4 $207.0
$0.0
$50.0
$100.0
$150.0
$200.0
$250.0
2011 2012 2013 2014 2015 2Q16 TTM
Revenue
5
Note: $ in millions; fiscal year ended December 31
$62.4
$79.9
$106.6 $110.9
$122.8 $117.2
46.6% 48.2% 52.2% 53.6% 57.3% 56.6%
0.0%
20.0%
40.0%
60.0%
80.0%
100.0%
$0.0
$25.0
$50.0
$75.0
$100.0
$125.0
$150.0
2011 2012 2013 2014 2015 2Q16 TTM
Adjusted EBITDA
Adjusted EBITDA % Margin
Prominent Class II Manufacturer With Strong Recurring Revenue Base and Growing Class III Presence

6. Payments Segment Overview
ATM (38% of TTM 2Q16 consolidated revenue)
• Enables cash withdrawals using ATM, debit, or credit cards
• Processed 74.6 million transac=ons totaling $14.9 billion in
dollar volume(1) in the twelve months ended June 30, 2016
Cash Advance (28% of TTM 2Q16 consolidated revenue)
• Enables cash advances through credit card cash access and POS
debit card transac=ons
• Processed 8.8 million transac=ons totaling $5.1 billion in dollar
volume in the twelve months ended June 30, 2016
Check Services (3% of TTM 2Q16 consolidated revenue)
• Check verifica=on and warranty services allow casinos to
manage and reduce risks on patron checks cashed
• Processed 3.5 million transac=ons totaling $1.1 billion in dollar
volume in the twelve months ended June 30, 2016
Other (6% of TTM 2Q16 consolidated revenue)
• Includes integrated kiosk and jackpot kiosk sales and services,
Central Credit repor=ng services, compliance sopware solu=ons,
and casino marke=ng services
• Other revenue increased ~2.1% Y/Y in the twelve months ended
June 30, 2016
$544.1 $584.5 $582.4 $585.6 $612.6 $626.0
-10.2%
7.4%
-0.3% 0.5%
4.6% 5.4%
-15.0%
-5.0%
5.0%
15.0%
$0.0
$200.0
$400.0
$600.0
$800.0
2011 2012 2013 2014 2015 2Q16 TTM
Revenue
Revenue % Growth
6
1) Includes ATM processing acEvity for third-party ATM partner porJolios, which were
acquired by Everi in 3Q15 & 4Q15
$61.7
$79.3
$71.2
$76.0 $77.6 $77.2
11.3%
13.6%
12.2%
13.0% 12.7% 12.3%
10.0%
12.0%
14.0%
16.0%
18.0%
20.0%
$0.0
$20.0
$40.0
$60.0
$80.0
$100.0
2011 2012 2013 2014 2015 2Q16 TTM
Adjusted EBITDA
Adjusted EBITDA % Margin
Market Leading Provider of Cash Access and Compliance Products and Services
Note: $ in millions; fiscal year ending December 31

7. 2Q16 Results & Recent Developments
• Consolidated revenues of $214.0 million
• Games revenue of $54.3 million, down 1.1% Y/Y
• Payments revenue of $159.7 million, up 5.4% Y/Y
• Adjusted EBITDA of $51.2 million
• Games Adjusted EBITDA of $30.0 million, down 10.4% Y/Y
• Payments Adjusted EBITDA of $21.2 million, up 12.2% Y/Y
• Key Developments
• New Core HDX gaming cabinet accounted for 57% of 2Q16 unit sales
• First company in the casino industry to be fully end-to-end EMV compliant with all its
financial transac=on devices, planorms and systems
• Debu=ng seven branded games at G2E through partnerships with Penn & Teller,
DreamWorks, Halvrick Studios and Warner Bros.
• New TournEvent enhancements to debut at G2E, including the first skill-based game
based upon popular Fruit Ninja brand which will be available in every market
• Entered into an agreement to license technology and integrate gaming content to
expand social and real money gaming capabili=es
7

8. Execu,ng on Strategic
Priori,es: G2E

9. Focus on Five Strategic Priori,es
1. Increase the product library
2. Increase distribu=on capabili=es and enter new
jurisdic=ons
3. Drive opera=ng efficiencies and cost containment
4. Develop new licensed and branded games for premium
par=cipa=on segment
5. Drive sales and placements through integra=on of games
and payments products
9

10. G2E 2016 Highlights
10

11. Everi Games Development Ini,a,ves
• Industry vets leading game development
• Powerful mix of homegrown and new talent designing with keen eye on slot player; proven
leadership aligning technology and innova=on
• Increased R&D budget funding technology innova,on
• Driving R&D spend higher as a percentage of total gaming business revenue
• Robust hardware roadmap
• Base game planorm, top box introduc=ons give developers larger canvas for unique game
content
• Large theme bandwidth
• Provide diverse output of new game content capable of opera=ng on customers’ exis=ng
Everi hardware as well as Company’s new hardware
• Expanding studio development teams to sharpen focus on quality without sacrificing
quan=ty
• Introduc,on of games based on branded licenses
• Strategically targe=ng third-party content that lends itself to logical player appeal and
innova=ve game play mechanics 11

12. Core HDX
• Premium-feeling cabinet for
standard cabinet price
• Key features include:
• Premium LCD bu^on deck
• Powerful Mforce® planorm
• Immersive game controlled
ligh=ng
• First cabinet to offer award-
winning Everi Bet solu,on
• Proprietary minimum bet
configura=on controlled by
operator without changing
vola=lity
12

13. Branded Licenses
• Seven new branded licenses debu,ng at G2E
• Penn & Teller®
• Casablanca®
• Fruit Ninja™
• DreamWorks
Classic®
• Richie Rich®
• Hot Stuff®
• Underdog®
• Casper®
13

14. Premium Leased Cabinet: Empire MPX
• Exclusively for the Company’s
games based on licensed brands
• Launches with Penn & Teller® and
Casablanca®
• Company’s first-ever WAP games
for Class II markets
• Daily fee exclusive for Class III
markets
• Key features
• Completely new design
• Allows for nes=ng of cabinets in bank
sezngs
• Overhead spotlight feature
• Game controlled ligh=ng
• Backligh=ng
• Dual USB charger
14

15. New Hardware and Banked Games
• Hardware
• Innova=ons enhance Company’s exis=ng pornolio of game cabinets
• Tower 370™, Game Crown®, Founda=on™ Sign
• Banked Product
• Jackpot Jump™
• Super Jackpot Series™
• Class II Wide Area Progressives
• Linked Local Area Progressives
15

16. Everi Payments Development Ini,a,ves
• Dedica,on to network security
• Strategic infrastructure and security investments make Everi a best-in-class provider of
secure payments solu=ons
• Innova,ve solu,ons
• Proprietary Everi ID technology aids in patron iden=fica=on and due diligence while
Jackpot Xpress allows for efficient mobile-base jackpot processing and payment
• Industry leading enhancements
• UniversalXchange with Universal Integrated Management provides an enhanced kiosk
sopware planorm
• Everi is only casino industry company to be fully end-to-end EMV compliant
• Making payments happen
• Focus on driving cash to floor through effec=ve self-service solu=ons
• Evolving digital capacity
• CashClub Wallet decentralizes payments throughout the gaming enterprise and offers
an enhanced, streamlined player experience 16

17. Payments Products Highlights
• JackpotXChange® (JXC-L)
• Full service jackpot payout device
• Single terminal
• New backlit keyboard with touchpad
• UniversalXChange™ (UXC)
• Fully re-engineered kiosk sopware planorm
with updated, simplified and common
architecture for line of Everi kiosks
• Modular approach allows for easy and quick
installa=on of innova=ve payments products
• Supports common kiosk func=onality, such as
ATM, bill break and =cket redemp=on
• Versa,leExchange™ (VXC)
• Non-cash dispensing kiosk intended as QCA
replacement
• Features include bill acceptor, PIN pad, card
reader, TITO printer, card dispenser
17

18. Payments Products Highlights
• Jackpot Xpress™
• Mobile applica=on that allows a^endant to
service the player at the point of play
• Integra=on with slot accoun=ng system and
Everi’s AML sopware
• Renders and completes IRS forms
• CashClub® Wallet
• Facilitates funds flow, reduces cash handling
costs and keeps cash transac=ons in-house
• Supports alterna=ve and mobile payments
• Integrated with Everi cash access services
• Everi ID™
• Informa=on gateway for Patron data,
including OFAC SDN List, DMF and TIN
• Integrated with Everi Compliance
18

19. Financial Outlook and
Credit Update

20. Secured Leverage Ra,o Analysis
20
($ in thousands)
Balance
6/30/16 Maturity Date Rate
Term Loan 470,600$ 12/19/2020 6.25% LIBOR plus 5.25% with a 1% floor
Revolver -$ 12/19/2019 0.50% Commitment rate - Borrowing at LIBOR plus 4.75%
Senior Secured Notes 335,000$ 4/15/2021 7.25% Fixed Rate
Senior Unsecured Notes 350,000$ 1/15/2022 10.00% Fixed Rate
1,155,600$
Debt Covenant:
The Company's required maintenance covenant, which covers Secured Debt only, as of December 31st of each period presented ($ in thousands):
2016 2017 2018
Secured Debt (1) 800,600$ 790,600$ 780,600$
Cash Reduction to Net Debt (2) (50,000)$ (50,000)$ (50,000)$
Secured Debt, net $750,600 $740,600 $730,600
Secured Leverage Ratio Requirement 4.25x 4.00x 3.75x
Required Adjusted EBITDA per Credit Agreement (3)(6) 176,612$ 185,150$ 194,827$
Estimated Cash Usage Fees excluded from Credit Agreement Adj EBITDA (4) 3,400$ 4,500$ 4,500$
Minimum Adjusted EBITDA, as Reported (5)(6) 180,012$ 189,650$ 199,327$
Assumptions:
(1) Assumes no additional Free Cash Flow Paydown or borrowing under the Revolver and only the required 2% amortization of $10M per year.
(2) For purpose of the covenant computation, the Credit Agreement provides for up to $50 million in cash as a reduction to the net debt.
Table assumes Company maintains in excess of $50 million in future periods.
(3) Required Adjusted EBITDA per the Credit Agreement to remain in compliance with Secured Leverage Ratio.
(4) Cash Usage fees are included as part of Interest Expense, net for financial reporting purposes and excluded from Reported Adjusted EBITDA. Per
the Credit Agreement Cash Usage fees are not included as part of Interest Expense for purposes of Senior Leverage Ratio Covenant. Amount
reported reflects approximately 50 bps increase in the cash usage rate for 2017 & 2018 as compared to 2016.
(5) Minimum Adjusted EBITDA, as Reported reflects Adjusted EBITDA on a comparable basis to the Company's current quarterly reporting practices in quarterly
earnings releases.
(6) To remain in compliance with the Company's required maintenance covenant, for every $1 million increase in Secured Debt, net (e.g. borrowings on the
revolver, amt of cash reduction less than $50 million, etc.) the Required Adjusted EBITDA per Credit Agreement and Minimum Adjusted EBITDA,
as Reported would be increased by the following:
2016 2017 2018
Change in Required/Minimum Adj EBITDA per $1M change in Secured Debt, net 235$ 250$ 267$
Debt

21. Current 2016 Outlook
• 2016 Adjusted EBITDA not expected to grow vs. 2015 Adjusted EBITDA
• 2H16 Adjusted EBITDA expected to be higher than 1H16
• Factors in Company’s 2016 outlook include:
• Games unit sales expected to increase Y/Y in every quarter beginning in 2Q16
• Core HDX introduc=on accelera=ng trial units
• Introduc=on of new game content
• Entrance into new markets
• The Company expects to recognize the previously announced sale of 200 units to the
Alberta Gaming and Lo^ery Commission in the second half of 2016
• December 31, 2016 installed base expected to be rela=vely flat compared to installed
base at December 31, 2015 and expected to increase from 2Q16 levels
• Reflects new placements of proprietary Class II and Class III units
• Company expects to replace a por=on of any third party Class III unit removals
with proprietary Class II units
• Payments expected to benefit from the con=nuing improvement in cash to the floor in
the gaming industry
• Sales of kiosks and compliance products are expected to contribute higher revenue in
the second half of the year compared to the first half of the year
21

22. Q&A